Patrice Flerx - Licensed Loan Officer Nmls#2062401

Patrice Flerx - Licensed Loan Officer Nmls#2062401 NYS Licensed Loan Officer NMLS #2062401 with Jet Direct Mortgage, a local direct lender in Bay Shore

Some of the best mortgage work is invisible.It is the deposit explained before it becomes a question. The document updat...
09/13/2026

Some of the best mortgage work is invisible.

It is the deposit explained before it becomes a question. The document updated before it expires. The debt discovered before an offer is written.

A buyer may never see the problem because someone was looking for it early.

That is the kind of quiet preparation that protects a closing.



– Patrice Flerx, your go-to loan officer NMLS 2062401



     

Here’s the simplest way to route common homebuying questions:Ask your Realtor about the property, offer, negotiations, i...
09/10/2026

Here’s the simplest way to route common homebuying questions:

Ask your Realtor about the property, offer, negotiations, inspection strategy and transaction timeline.

Ask your mortgage professional about qualification, loan options, payment estimates and financing documents.
Ask the title company or attorney about ownership records, title issues, closing documents and legal questions within their role.

Ask your insurance professional about coverage, premiums, deductibles and insurability.

A strong team coordinates closely without pretending every question belongs to one person.

Save this contact map for later.

Send it to someone who needs to see this



– Patrice Flerx, your go-to loan officer NMLS 2062401


     

09/06/2026

This is a fun choice, but it also shows why mortgage strategy is personal.

A lower payment helps the monthly budget.

A seller credit may reduce cash needed at closing.

A future refinance only matters if it is available and financially worthwhile.

No closing costs usually means the cost is covered somewhere else in the loan structure.

Which one are you choosing ?



– Patrice Flerx, your go-to loan officer NMLS 2062401



     

Kinda chic to fall in love with the payment before the kitchen.Kinda chic to ask every question.Kinda chic to keep money...
09/04/2026

Kinda chic to fall in love with the payment before the kitchen.

Kinda chic to ask every question.

Kinda chic to keep money in savings after closing.

And honestly, kinda chic to know your numbers before Zillow starts planning your future for you.

Send this to the friend whose home search tab is already open.


– Patrice Flerx, your go-to loan officer NMLS 2062401


     

09/03/2026

Your friend closes on a house and tells you their rate.

For a second, it feels like you either missed something or your quote must be wrong.

But their rate came from their credit, loan program, down payment, points, property, and lock date. Yours comes from your numbers.

Message me “COMPARE” and I’ll help you compare the same loan details instead of two completely different stories.



– Patrice Flerx, your go-to loan officer NMLS 2062401






     

09/01/2026

Here is the part buyers are rarely told at the dealership.

Mortgage approval looks at monthly debt, not just whether you can afford the car today. A new car payment can raise your debt ratio, lower the home price that fits, or change the loan options available to you.

The safest move is simple: let your mortgage loan officer run the numbers before you sign for the car.

Save this for later. Send it to someone planning to buy a home.



– Patrice Flerx, your go-to loan officer NMLS 2062401





     

Bussi’s Day with the Cup.. best day everrr!
08/23/2026

Bussi’s Day with the Cup.. best day everrr!

08/20/2026

This is what hardwork, dedication and having fun is all about!! Congrats Brandon Bussi and thank you for taking this family in the ride!! It’s been incredibly exciting and amazing, something we all will cherish for a lifetime. 🖤❤️ Let’s go Canes!! 🏒

Bank statements can make buyers nervous because ordinary life does not always arrive in neat, lender-ready categories.A ...
08/18/2026

Bank statements can make buyers nervous because ordinary life does not always arrive in neat, lender-ready categories.

A transfer from savings, money from family, a payment-app deposit, or one unusual transaction is not automatically a problem. It may simply need the right paper trail.

Save this for later.

Send it to someone who needs to see this.



– Patrice Flerx, your go-to loan officer NMLS 2062401



     

Address

4875 Sunrise Highway, Ste 300
Bohemia, NY
11716

Telephone

+16313007769

Website

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