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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

Dower & Associates

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United States
Boerne, TX
Dower & Associates

Your local trusted advisor for professional tax and accounting services in the Bandera, Boerne, San

A local family owned CPA firm specializing in small business and individual needs in a variety of industries from real estate to farm and ranch. Let us help you navigate the complex compliance issues of running a business so you can focus on the business and not the next tax deadline. We strive to anticipate your needs and provide proactive solutions to help ensure your success.

09/10/2025

🎖 Hiring veterans or disadvantaged individuals isn't just great for your community—it also comes with valuable tax breaks for your business. As of 2025, you could be eligible for hundreds to thousands of dollars in savings, especially through programs like the Work Opportunity Tax Credit (WOTC).

Why pay attention?

The WOTC offers up to $9,600 per qualified employee, including veterans, individuals with disabilities, long-term unemployed, and others from targeted groups.

Veteran-specific incentives can further boost savings, and state or local programs may offer additional benefits.

Accessibility upgrades for disabled employees? Many are deductible as ADA-related business expenses.

Timing is key—WOTC certification must be secured within 28 days of hiring, and the program runs through December 31, 2025.

Want to learn how to make the most of these incentives while doing good? Visit boernetxcpa.com for expert guidance.

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09/09/2025

📍 Unsure how state and local taxes impact your business? From varying income tax rates to local levies and remote sales requirements, staying compliant is key—especially in 2025.

Highlights:

State Income Taxes: Most states have unique tax brackets and obligations; a few like TX and FL have none.

Local Taxes: Be aware of city or county income taxes, gross receipts taxes, and property tax obligations.

Other Regional Duties: Inventory sales/use tax rules, remote seller thresholds, and industry-specific excise taxes vary.

2025 Updates: Watch for evolving nexus rules, incentives for green and R&D projects, and ongoing impacts of the $10,000 SALT cap for pass-through businesses.

Visit boernetxcpa.com for trusted guidance tailored to your region.

09/08/2025

🤝 Considering a business partnership? The tax consequences vary depending on the type of partnership you choose. As of 2025, partnerships remain pass-through entities, meaning profits and losses flow directly to the partners’ personal tax returns.

✔️ General Partnership (GP): Profits pass through, but all partners have unlimited liability.
✔️ Limited Partnership (LP): At least one general partner has unlimited liability; limited partners’ liability is restricted to their investment.
✔️ Limited Liability Partnership (LLP): Provides liability protection, though rules vary by state.
✔️ Limited Liability Company (LLC): Combines liability protection with pass-through taxation.

📑 Partnerships must file Form 1065 and issue Schedule K-1s to partners. State-level requirements may also apply.

👉 Learn more at: https://boernetxcpa.com/

09/05/2025

💼 Looking to grow your business in 2025? The way you finance expansion can have a big impact on your tax savings.

✔️ Debt Financing – Interest on business loans may be deductible (with limits).
✔️ Equity Financing – Attract investors; potential tax advantages with Qualified Small Business Stock (QSBS).
✔️ Government Incentives – Take advantage of grants, credits, and subsidized loans.
✔️ Internal Funding – Reinvest profits or leverage existing assets.

The right funding strategy can fuel growth while maximizing tax efficiency.

👉 Learn more at: https://boernetxcpa.com/

09/04/2025

🛡️ Business insurance isn’t just about protection—it also carries important tax implications. As of 2025, many insurance premiums are deductible as ordinary business expenses, helping reduce your taxable income.

✔️ Deductible: General liability, property, professional liability, workers’ comp, and business interruption insurance.
❌ Not Deductible: Certain key person policies, life insurance where the business is the beneficiary, and premiums tied to illegal acts.

Maintaining detailed documentation is key to maximizing deductions and staying compliant.

👉 Learn more at: https://boernetxcpa.com/

09/03/2025

🏢 Thinking about expanding your business? One of the biggest financial decisions is whether to buy or lease commercial property. Each option has unique tax implications that can impact your bottom line in 2025.

✔️ Buying offers benefits like depreciation deductions, mortgage interest write-offs, and long-term equity growth.
✔️ Leasing provides flexibility, lower upfront costs, and fully deductible rent expenses.

The right choice depends on your business goals, cash flow, and long-term strategy.

👉 Learn more about how these tax considerations affect your business: https://boernetxcpa.com/

💡 Always consult with a tax professional before making a major decision.

08/25/2025

💼 Navigating Payroll Taxes Doesn't Have to Be Overwhelming!
As a small business owner, staying compliant with payroll tax requirements is essential to avoiding penalties and protecting your team.

Here’s what to keep in mind:
📋 Understand your obligations – Federal, state, and local payroll taxes
🧾 Withhold and remit on time – Income tax, Social Security, Medicare
🔍 Track employee classifications – W-2 vs. 1099 matters!
💻 Use payroll systems – Automate tracking and filings for accuracy

Stay organized and proactive to manage payroll with confidence.

📲 Let us help you streamline your payroll at boernetxcpa.com

08/22/2025

🛍️ Products vs. Services: Know the Tax Differences Before You Sell!
The way you earn income affects how it’s taxed. Selling physical goods vs. providing services comes with different tax rules—and it’s critical to handle them correctly.

📦 Product Sales:

Usually subject to sales tax

Must track cost of goods sold (COGS)

Requires more detailed compliance

🛠️ Service Income:

Often not subject to sales tax (state dependent)

Deduct direct expenses like labor

Simpler to report and file

Understanding these distinctions can save you time—and money—at tax time.

📲 Learn more at boernetxcpa.com

08/21/2025

📚 Strong Financial Records = Stronger Tax Outcomes
Accurate financial records are more than good business—they’re essential for staying compliant and optimizing your tax strategy.

📌 Why it matters:
✔️ Claiming deductions requires clear documentation
✔️ Accurate income reporting reduces audit risk
✔️ Well-organized records streamline tax prep and support faster decision-making

Good records protect your business and give you peace of mind.

📲 Need help organizing your finances? Visit boernetxcpa.com

08/20/2025

🤝 Passing the Torch? Plan Your Business Succession the Smart Way
Transitioning your small business to the next generation or new owners requires careful planning—and smart tax strategy.

🔍 Key Strategies:
📊 Business Valuation – Know your worth to determine tax impact
🔁 Succession Structure – Use gifting, selling, or buy-sell agreements
🏛️ Use of Trusts – Minimize estate taxes and streamline the process

Preserve your legacy and protect your financial future with tax-efficient planning.

📲 Start the conversation at boernetxcpa.com

08/13/2025

💡 Raised Money Through Crowdfunding? Here's What It Means for Taxes
Crowdfunding can fuel your business dreams—but it can also trigger tax obligations if you’re not careful.

Here’s what you need to know:
💵 Most funds are taxable unless they're loans or capital investments
🧾 Qualified expenses paid with raised funds may be deductible
🗂️ Detailed records are essential for reporting and compliance

Stay compliant while maximizing your funding's impact.

📲 Learn more at boernetxcpa.com

08/12/2025

📘 Cash vs. Accrual Accounting: Which Is Right for Your Business?
The method you choose for accounting can impact your taxable income, reporting accuracy, and compliance.

🔹 Cash Basis – Recognize income/expenses when cash is exchanged. Great for simplicity, but can distort financial reality.
🔸 Accrual Basis – Recognize income/expenses when they occur. Offers a clearer financial picture, especially for growing businesses.

Understanding the differences helps you plan smarter and avoid surprises at tax time.

📲 Explore your best fit at boernetxcpa.com

Address

908 South Main Street
Boerne, TX
78006

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+18302490505

Website

http://boernetxcpa.com/

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General Information

Thank you for visiting my page!

I specialize in small business and individual tax and accounting needs in a variety of industries from real estate to farm and ranch. I currently provide services all over the United States but I am mainly serving the Boerne, San Antonio, and surrounding areas.

Let me assist you in navigating the complex compliance issues of running a business so you can focus on the business and not the next tax deadline.

Whether you have a 1040 or a complex small to medium sized business I strive to anticipate your needs and provide proactive solutions to help ensure your success.