Live Oak Investors

06/09/2026

Reaching $1 million in your 401(k) is a big milestone, but a seven‑figure balance can be a mirage. The question is whether all of your retirement resources—401(k), individual retirement account (IRA), brokerage account, cash and Social Security—can be counted on to reliably replace enough of your paycheck to keep your lifestyle intact for decades.

That percentage is called your income replacement ratio, and it tells a far clearer story than any single account balance can.

https://liveoakinvestors.com/?p=3267&preview=true

06/08/2026

Yes, Friday saw the S&P 500 fall 2.6%, which is the worst day of the year so far.

Good time to remember that even the best years have bad a day or two (or more).

22 times the S&P 500 gained more than 20% for the year and the average worst day was 3.5%. In fact, there was a day in 1997 it fell nearly 7% and still gained more than 30% for the year.

Yes, Friday saw the S&P 500 fall 2.6%, which is the worst day of the year so far. Good time to remember that even the best years have bad a day or two (or more). 22 times the S&P 500 gained more than 20% for the year and the average worst day was 3.5%. In fact, there was a day https://t.co/J...

06/05/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Monthly Market Insights | May 2026 U.S. and Canadian Markets Stocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results. The Nasdaq Composite rose an eye-catching 15.29 percent, wh...

06/03/2026

🎶 Tonight’s the night! We kick off the Singer‑Songwriter Summer Concert Series at Free Roam Brewing Company. Come join us for great music and good vibes.

06/03/2026

It's Game Day! Go Spurs Go!!!

06/01/2026

Retirement isn’t the end of financial planning. It’s a new beginning. And the better you understand the retirement trends shaping this stage of life, the more confidently you can live it.

https://liveoakinvestors.com/whats-new-in-retirement-in-2026-trends-every-retiree-needs-to-watch/

05/29/2026

Investing for Kids: What Is a 529 Plan?

A 529 plan is a special investment account designed to help families save for education.
That’s its entire purpose.

Think of it like this — it’s an account meant to help pay for:
● College
● Tuition
● School‑related expenses

What makes it unique?
The money in a 529 can grow over time, and when it’s used for qualified education expenses, it may offer valuable tax benefits.

But here’s the key:
This money is intended only for education.

Simple definition:
A 529 plan = An investment account specifically for your child’s education.

Be intentional. And at Live Oak Investors, we’re here to help you plan with purpose.

05/28/2026

Summer nights are here, and we’d love to spend them with you!
Live Oak Investors is proud to sponsor the Free Roam Brewery Singer‑Songwriter Flatbed Summer Concert Series, and our clients are invited to come out, relax, and enjoy incredible local talent all season long.

Be sure to check out the awesome lineup! Bring a friend, grab a cold drink, and join us for great music and community. We hope to see you there.

05/26/2026

🎓 A 529 plan may offer more flexibility than many people realize.

Most families think 529 plans are only for traditional college tuition but depending on the plan and current rules, funds can also support vocational programs, apprenticeships, certain international schools, and even limited student loan repayment.

Not every path leads to a four‑year college, and that’s okay. The good news? Your 529 plan still offers meaningful options. From trade programs to global education opportunities and even emerging possibilities like Roth IRA rollovers your savings can follow the path your child chooses.

Education looks different for every family. Your savings strategy can too.

Live Oak Investors is here for you.🎓