Todd Fogel at Rate NMLS 555332

Todd Fogel at Rate NMLS 555332 I am a Renovation Lending Specialist NMLS 555332 at Rate NMLS 2611.

04/28/2026

Buying soon? There may be ways to lower your payment early in your loan. A RateReduce Temp buydown is one strategy worth exploring.

Let’s connect and see if it fits your situation: http://ms.spr.ly/6188vH1cq

04/27/2026

Homebuying comes with a lot of surprises. If you have questions, I have answers. With spring homebuying season heating up, let’s talk about how I can help set you up for success.

Looking for more info? I've got you covered: http://ms.spr.ly/6187vGXhc

04/23/2026

The spring homebuying season moves fast. Preparation keeps you steady. When you understand your numbers, you make stronger moves in competitive markets. If you’re planning a spring purchase, let’s build a plan that strengthens your offer.

Get started: http://ms.spr.ly/6186vEBD2

04/22/2026

This Earth Day, own your impact. Energy-efficient upgrades like insulation, high-efficiency HVAC systems and water-saving fixtures may help reduce long-term utility costs. With GreenLiving*, eligible improvements can be financed through your mortgage.

Learn more: http://ms.spr.ly/6186vDVIA

Pending home sales are on the move, rising 1.5% in March. Signed contracts increased in the Northeast and South, and som...
04/21/2026

Pending home sales are on the move, rising 1.5% in March. Signed contracts increased in the Northeast and South, and some markets are even seeing price reductions. More opportunities could be ahead this spring.

Get the full housing breakdown: http://ms.spr.ly/6188v87Ty

04/16/2026

The mortgage process isn’t a mystery, but it can feel that way if no one explains it. Each step has a purpose, and knowing what’s ahead makes decisions easier.

If you have questions about your timeline or next steps, let’s talk it through: http://ms.spr.ly/6180QhXjo

04/15/2026

Homeownership could include tax benefits many buyers overlook. Understanding this early helps you plan smarter. Thinking about buying?

Let’s talk: http://ms.spr.ly/6187QCUm3

Existing-home sales dipped 3.6% month over month in March, but inventory climbed to 1.36 million homes and prices contin...
04/13/2026

Existing-home sales dipped 3.6% month over month in March, but inventory climbed to 1.36 million homes and prices continued rising for the 33rd straight month — giving buyers more options as the spring market picks up.

Get the full breakdown: http://ms.spr.ly/6184Q7XUi

04/09/2026

Your mortgage shouldn’t feel like a mystery. That’s why I’m always on hand to help you navigate the process. When it comes to your dream home, industry jargon shouldn’t stand in the way of making it a reality.

Learn more: http://ms.spr.ly/6186Q4oMo

04/08/2026

Mortgage paperwork isn’t complicated. It’s structured. Lenders are usually verifying four things: income, assets, employment and identity. Once you see the framework, it feels manageable.

Thinking about applying? Let’s get you organized: http://ms.spr.ly/6182QNaSo

04/06/2026

Your tax return isn't always the full story. Some mortgages look beyond it. I can help you review what may be possible with Rate Portfolio.

Get started: http://ms.spr.ly/6184Q2396

Address

1900 Glades Road
Boca Raton, FL
33431

Telephone

+19548687015

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