09/17/2026
How long does it take to sell a structured settlement? ⏱️
On average, the process may take approximately 45–60 days — but every structured settlement transfer is unique, and there is no guaranteed timeline.
Why?
Selling structured settlement payments requires a legal process that includes required documentation, applicable Structured Settlement Protection Act requirements, and court approval.
⚖️ One of the biggest factors affecting timing is the soonest available court date in the proper jurisdiction. Court schedules, required documentation, state-specific procedures, and the circumstances of your individual case can all affect how quickly a transfer can be completed.
At American Annuity Funding, we’re motivated to facilitate the process as efficiently as possible and keep you informed every step of the way. However, no company can control the court’s schedule or guarantee that your case will be completed and funded by a specific date.
🚩 Be cautious of anyone who guarantees you funding within a specific timeframe before your case has gone through the required process.
Our goal is to set realistic expectations, move your case forward efficiently, and help you understand exactly what to expect along the way.
Every case is different. We’ll guide you through each step.
📲 Have a structured settlement? Contact American Annuity Funding for a free, no-obligation quote.