Ed Kessner, CMA NMLS #198390 - Kessner Financial, Inc - Owner

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Ed Kessner, CMA NMLS #198390 - Kessner Financial, Inc - Owner With over 25 years in the mortgage industry, I can assist in providing a solution for your unique needs.

In a unanimous vote, the Fed raised its benchmark rate by 0.25% to a target range of 3.75%–4%, citing elevated inflation...
09/17/2026

In a unanimous vote, the Fed raised its benchmark rate by 0.25% to a target range of 3.75%–4%, citing elevated inflation. The Fed Funds Rate is the overnight borrowing rate for banks and is not the same as mortgage rates. The Fed’s latest projections also showed that 16 of 18 officials expect at least one more quarter-point hike this year; Chair Kevin Warsh did not submit a projection.

Pending home sales (signed contracts for existing homes) edged up 0.3% from July to August. But sales were down 4.7% fro...
09/17/2026

Pending home sales (signed contracts for existing homes) edged up 0.3% from July to August. But sales were down 4.7% from a year ago, with all four U.S. regions seeing year-over-year declines.

Existing home sales dipped 2% from July to August, reaching a seasonally adjusted annual rate of 3.98 million homes. Sal...
09/10/2026

Existing home sales dipped 2% from July to August, reaching a seasonally adjusted annual rate of 3.98 million homes. Sales were also 1.2% lower than a year ago. Still, year-to-date sales are up 1.6%.

Private employers added just 38,000 jobs in August, according to ADP, falling short of expectations for roughly 50,000. ...
09/02/2026

Private employers added just 38,000 jobs in August, according to ADP, falling short of expectations for roughly 50,000. That marked the slowest pace of job growth in seven months.

Inflation was in line with expectations in July. Headline PCE rose 0.2% for the month, keeping the annual rate at 3.7%. ...
08/26/2026

Inflation was in line with expectations in July. Headline PCE rose 0.2% for the month, keeping the annual rate at 3.7%. Core PCE, which excludes food and energy, also increased 0.2%, with annual core inflation holding at 3.3%.

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of futu...
08/18/2026

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of future homebuilding, rose 5%.

Pending home sales (signed contracts on existing homes) fell for the second straight month, down 2.3% from June to July....
08/18/2026

Pending home sales (signed contracts on existing homes) fell for the second straight month, down 2.3% from June to July. All four U.S. regions saw MoM declines.

U.S. home prices increased 0.6% from April to May, bringing the three-month gain to 2.1%. After adjusting for seasonal t...
07/30/2026

U.S. home prices increased 0.6% from April to May, bringing the three-month gain to 2.1%. After adjusting for seasonal trends, however, prices were essentially flat. Even so, home values remain 1.1% higher than they were a year ago.

This map helps explain why oil prices haven't spiked despite the latest escalation. Over the weekend, U.S. Energy Secret...
07/21/2026

This map helps explain why oil prices haven't spiked despite the latest escalation. Over the weekend, U.S. Energy Secretary Chris Wright said roughly 14 million barrels per day of crude was still moving through the region – about 7M bpd via the Strait of Hormuz and 7M bpd through alternative routes. That continued flow has helped keep prices relatively contained. However, with the Houthis now proposing a maritime blockade against Saudi Arabia, that could change. The good news is mediators have proposed a 10-day ceasefire in an effort to get the interim peace deal back on track.

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5550 Glades Road #500/305
Boca Raton, FL
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