Mountain Insurance of Blue Ridge a Division of Moore Insurance Services Inc

10/16/2026

Planning to use the fireplace this fall? Before lighting the first fire of the season, make sure your chimney has been inspected and cleaned.

Fall is also a good time to give your homeowners insurance a quick checkup.

Having your chimney serviced can help reduce the risk of a fire, and reviewing your coverage can help make sure your policy still fits your home and your needs.

Take care of both now, so you can enjoy the season with a little more peace of mind.

Call our office today and make sure your home is ready for fall!

10/13/2026

Your homeowners insurance covers your house and everything inside it... right?

While most homeowners policies include coverage for personal belongings, certain valuable items may have limits you don't know about. Those limits can add up quickly in 2026, especially when we are talking about furniture, electronics, clothing, jewelry, and collectibles.

In our latest Peace of Mind podcast, Mark and Kathy Moore discuss how homeowners insurance protects your belongings, why jewelry and collectibles may need additional coverage, and the importance of keeping appraisals up to date.

🎧 Listen to the latest episode and read more on our website!

How Homeowners Insurance Covers Your Personal Belongings When most homeowners think about insurance, they focus on protecting the house itself. But what about everything inside it? Furniture, electronics, clothing, jewelry, and collectibles can represent a significant financial investment. If your h...

09/29/2026

Most homeowners know what their house is insured for. But what about the barn, detached garage, dock, fence, pool, shed, or pavilion?
Those usually fall under Coverage B, or “Other Structures” coverage, and the standard limit may be a lot lower than you think.

If you’ve added anything to your property over the years, it’s worth taking a look at your policy and making sure that coverage still matches what you actually have.

Check out our latest Peace of Mind Podcast learn more about Coverage B and why it matters:

The Quiet Homeowners Insurance Limit That Can Cost You Real Money When most homeowners think about their insurance, they naturally focus on the house itself. But what about the other structures on the property, such as a detached garage, barn, dock, fence, swimming pool, gazebo, pavilion, or shed? T...

09/25/2026

If you spend much time driving the mountain roads in North Georgia or Western North Carolina, you know deer can show up with almost no warning.

With fall here, be especially watchful around dawn and dusk when deer are most likely to be moving.

Nobody expects to hit a deer, but it’s a good idea to know how your auto insurance would respond if it happens.

Give our office a call today and make sure your auto coverage is ready for deer season.

09/08/2026

A homeowners policy can cover a lot, but there are still plenty of situations that can catch people by surprise.

In the latest episode of the Peace of Mind Podcast, Mark and Kathy talk through some of the most common examples, including termite damage, slow leaks, mold, flood damage, power surges, fallen trees, and matching issues with roofing, siding, and flooring.

They also explain which risks may require an endorsement or separate policy, and why it is worth reviewing your coverage before you ever have to file a claim.
Listen to the latest episode, “I Thought I Had Coverage for That,” on our website:

https://moore-insurance.com/.../what-i-thought-i-have.../

Have questions about your own policy? Call Moore Insurance Services and let us help you review your coverage.

– Homeowners insurance can provide valuable protection when something goes wrong, but it does not cover every type of damage that can happen to your home. Some losses are specifically excluded from a standard homeowners policy. Others may require an endorsement or even a completely separate policy...

09/04/2026

We will be closed Monday in observance of Labor Day so our team can enjoy the holiday with family and friends.

We’ll be back to our regular hours on Tuesday and ready to help with all of your insurance needs.

We hope everyone has a safe and enjoyable Labor Day weekend!

08/24/2026

Homeowners insurance is about more than just insuring the house itself.

How your home is used, who owns it, detached garages or other structures, replacement cost, and even certain types of damage can all affect whether you're properly covered.

In our latest Peace of Mind episode, Mark and Kathy break down some of the important details homeowners should understand before a claim ever happens.

We’ve summarized the key points in our latest article and podcast.

https://moore-insurance.com/.../homeowners-insurance-basics/

08/16/2026

It is with heavy hearts that we share the passing of our dear friend and longtime colleague, Amy Kitchens.

Amy was a part of the Moore Insurance family for nearly 10 years. She was an amazing person and friend who brought kindness, compassion, and a genuine willingness to help others to everything she did. Her strong faith, caring spirit, and the many lives she touched will not be forgotten. Amy will be deeply missed and fondly remembered by all who had the privilege of knowing and working with her.

Our thoughts and prayers are with her family and loved ones during this difficult time.

In honor of Amy and to allow our team to attend her funeral, our offices will be closed Monday, August 17th from 12:00–4:00 PM.

Thank you for your understanding as we remember and celebrate the life of someone who meant so much to our Moore Insurance family.

08/03/2026

Is your homeowners insurance keeping up with your home?

Renovations, detached garages, barns, workshops, boats, ATVs, rental use, and even working from home can affect the coverage you need. Your policy should reflect what it would actually cost to rebuild your home and how your property is being used today.

In this episode, Mark and Kathy explain what homeowners insurance can cover, why replacement cost matters, and how a regular coverage review can help uncover potential gaps before a claim happens.

🎧 Listen to “Homeowners Insurance Recap” on our website:

Homeowners Insurance Basics: Is Your Home Properly Covered? A homeowners insurance policy does more than protect the physical structure of your house. It can also cover personal belongings, detached structures, temporary living expenses, and personal liability. Because every property and household i...