Payload

04/28/2026

The Payload team is at Inside Real Estate Unite 2026!

Find Meredith and Jack to switch gears with digital real estate payments. ⚡️

04/22/2026

ACH just had its biggest quarter on record.

Payload is growing 150% year over year. That's not a coincidence.

For years, ACH was treated as a second-class citizen of the payments world. Buried behind the card experience, clunky integrations, and tools that made you feel like you were settling for a worse version of a real payment method.

Entire industries paid the price. Real estate, legal, property management, title, professional services, businesses processing billions in transactions, still stuck on checks, wires, and bank transfers because the modern payments stack didn't take ACH seriously.

We made a different bet. Pay-by-bank as a native, first-class experience. Cards and wallets fully supported alongside it. One platform. Every payment method. Every workflow.

Q1 shows the market catching up:
→ 403M Same Day ACH payments, +23.6% YoY
→ $1.1T in Same Day ACH value — second straight quarter over $1T
→ 2.1B B2B ACH payments in a single quarter, +9.4%

ACH isn't a second-class citizen anymore. And the industries that were told to wait are the ones moving the fastest.

If your business still runs on checks, wires, or legacy ACH tools, it's time to talk.

Payload was built for this.

Nacha's full Q1 report: https://lnkd.in/gxd--G3m

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04/21/2026

Heading to Inside Real Estate's Unite 2026? So are we!

Come meet Payload in Charleston and see how you can simplify every real estate payment workflow — earnest money, billing, commissions, and payouts — all in one place. ⚡

April 27–29. Let’s talk.

04/14/2026

Perigon Legal is collecting payments faster, billing clients more professionally, and spending less time on administrative tasks.

This is what the right payment platform looks like for a law firm.

If your firm is still working around your payment platform instead of with it, we put together a straightforward guide on what to actually look for:

✅ IOLTA compliance
✅ Trust account routing
✅ Fee flexibility
✅ Reconciliation, and more.

Read the guide 👉 http://bit.ly/4tGFE08

04/09/2026

Most payment platforms weren't built for law firms.

They were built for retail, e-commerce, or generic B2B billing, then adapted for legal as an afterthought.

The gaps show up in specific places:

• Trust and operating accounts treated the same way
• No real control over who absorbs processing fees
• Reconciliation that requires a manual export and someone's Friday afternoon

We put together a breakdown of what law firms should actually look for in a payment platform — including IOLTA compliance requirements, Pay by Bank as a way to eliminate interchange on large retainers, and what convenience fee flexibility really means in a legal billing context.

Read the breakdown 👉 http://bit.ly/4tGFE08

04/09/2026

Many law firms are taking a closer look at their payment costs right now.

Not because they planned to, but because the market is changing.

When pricing shifts, it exposes something most firms haven’t revisited in years:
how payments are actually impacting the business.

What we’re seeing across the industry:

• Firms relying heavily on card payments without realizing the cost
• Limited control over how fees are handled
• Legacy systems that weren’t built for flexibility

The firms that take the time to reassess now tend to uncover meaningful savings without changing how they operate day to day.

There’s no urgency to switch providers, but there is value in understanding what your current setup is really costing you.

If your firm is reviewing payment costs, we can provide a tailored cost comparison for context.

Request one here: https://tally.so/r/QKYBVG

03/20/2026

Our team came together in Cincinnati this week for Payload’s all-hands, and it was incredibly productive from start to finish.

We packed in breakout sessions, product updates, big ideas, sharp collaboration, and plenty of team bonding along the way.

There’s something powerful about getting a distributed team in the same room. We left aligned, excited, and moving even faster.

A lot is taking shape behind the scenes at Payload, including something new for the builders in our ecosystem. 👀

Grateful for this team and what we’re building together!

02/10/2026

Why building your own payments program is a "Roadmap Tax" you can't afford 🛑

Many platforms view "building payments" as just another engineering project. In reality, it’s a permanent operating model that requires you to become a regulated payments business overnight.

When you choose to build in-house, you aren’t just writing code, you’re signing up for:

• Permanent Operational Burdens: Ongoing sponsor bank oversight, KYC/KYB, and complex dispute/chargeback operations.

• The "Roadmap Tax": Every new product feature will eventually require a payments review, placing payments on your company’s critical path and slowing down your true differentiators.

• Invisible Risks: Fraud is adaptive and adversarial. Operating your own program means owning the loss exposure and the reputational cost when things go wrong.

• The Unwind Problem: Building is easy to start but notoriously hard to migrate away from once funds and ledger histories become "sticky."

Why sophisticated platforms partner with Payload 🚀

✅ Payload allows you to keep payments core to your product without making them core to your identity. We provide the control you crave without the regulatory and operational headache.

✅ A Unified System of Record: Replace the "patchwork" of fragmented vendors (KYC, ACH, Card, Fraud) with a single, seamless foundation that reduces operational seams.

✅ Infrastructure for Every Stage: Launch immediately with ready-to-use tools, then move to deeply embedded backend integrations as you scale—all without ever needing to re-platform.

✅ Immediate Monetization: While building delays revenue by months during sponsorship and hardening, Payload enables you to monetize your payments program on day one.

✅ Future-Proof Resilience: We handle the continuous evolution of rails, rules, and adversarial fraud vectors so your engineering team can stay focused on your core product

The Bottom Line: Partnering buys you speed, focus, and resilience. Building turns payments into a permanent internal business line.

Dive into our latest blog for a full breakdown 👉 https://zurl.co/fJ4WF

02/03/2026

🏆 Payload named 2026 HousingWire Tech100 Real Estate Honoree! 🚀

This list recognizes the most innovative companies transforming real estate and shines a light on technology that solves challenges and drives real impact across the industry.

Since Payload entered the real estate market, we’ve been on a mission to replace slow, manual payment processes with seamless, secure digital money movement.

We’re making real estate payments faster, safer, and easier for everyone.

✅ Digital Earnest Money Deposits
✅ Rent & Deposit Payments
✅ Commissions & Disbursements
✅ Vendor Payments
✅ Fees & Invoicing with auto-pay
✅ Integrations with top real estate platforms

A huge thank you to the real estate community for trusting Payload — this award is a testament to the innovation and impact we’re building with you. 🏡⚡

01/29/2026

📈 B2B ACH volume nearly hit 8.1 B payments in 2025, up 9.9% — a clear sign that businesses are moving away from legacy check payments and toward faster, safer digital settlement.

At Payload, we’re laser-focused on accelerating that shift, not just because digital is “better,” but because eliminating checks unlocks real working capital, reduces risk, and simplifies operations for companies of all sizes.

✔️ Businesses are choosing ACH and other electronic rails over paper checks
✔️ Growth in digital B2B payments shows real appetite for efficiency
✔️ The opportunity to modernize payables/receivables is bigger than ever

This isn’t just a trend, it’s a transformation. And it’s exactly why we built Payload: to help modern businesses get paid faster and more reliably.

Read the full article 👉 https://zurl.co/S7ZWX

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