Philip Alford - Financial Planner

06/02/2026

This is the question a client asked me earlier this year.

He’s a self-employed realtor who had a very successful first year. His concern: keeping more of what he worked so hard to earn.

“How much can I legally reduce my taxes?” he asked.

We worked through three key steps:

- We discussed his long-term and short-term goals and discovered he wanted to catch up on retirement savings while also being more tax- efficient.
- He had estimated his taxes and tried to maximize his deductions but felt like he might still owe too much. After reviewing his situation and preparing his return, we identified additional deductions and properly categorized his expenses, which helped reduce his overall tax liability
- To help take advantage of available deductions, he contributed to a Solo 401(k)- which was a better fit than his SEP IRA in terms of access. He plans to maximize contributions going forward to help reduce taxable income.

Now he has a game plan for the future that gives him more confidence.

Curious what this could look like for you?

Schedule a discovery call here: https://calendly.com/philip-securemoneymasters/30min

05/21/2026

05/20/2026

We are seeing more clients interested in trusts and estates, along with alternative investments like private equity. Give me a call if I can help!

[email protected]
601-447-3253

05/18/2026

I've had some folks ask so I want to clarify a few things about my business:

1. I serve all clients - whether its a pro bono hour just to get you pointed in the right direction, a one time need, or a long-term relationship - I'm happy to help in any way I can.

2. I do more than just manage investments - as a CFP® professional, I'm a planning-focused advisor that looks at the whole picture. Investments, insurance, and everything else make sense in the context of your financial plan and estate plan.

I offer planning-only services, trust and estate formation with a licensed attorney, life insurance and annuities, referrals for Medicare Advantage and Medigap, and, of course, professional investment management services.

3. Yes, I will do a retirement analysis for you at no cost and with no expectations - this is something I believe every pre-retiree should have access to. I provide the same level of professionalism for pro bono cases that I do for long-term clients.

4. If you are young and needing to form your first real financial plan - I can help in a variety of ways. I offer a financial stewardship course that I've personally designed, as well as ways you can work with me long-term or short-term.

5. I am available for classes, speaking engagements, and any other format where a financial professional's perspective is desired. I do not charge for such engagements - its a joy and honor to equip my community with financial education.

Here's the biggest thing - I became a financial advisor to help people. Do not hesitate to reach out for my advice, a referral to another professional, or for education.

05/18/2026

An advisor can add a lot of tangible and intangible value to your investments, progress towards your goals, and peace of mind over time.

[email protected]
(601) 447-3253

04/14/2026

With the housing market changing - it's important to properly evaluate your options.

04/13/2026

I can work with you in a variety of ways - fee-based, by the project, monthly subscription, annual retainer, and even hourly. Let's schedule some time to understand what's most important to you.

https://calendly.com/philip-securemoneymasters/30min