Ben Freitag, XCO, Loan Originator NMLS# 1838909

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Ben Freitag, XCO, Loan Originator NMLS# 1838909

Cardinal Financial Company, Limited Partnership NMLS 66247
Ben Freitag NMLS 1838909
Loan Originator

For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
Licenses: www.cardinalfinancial.com/nmls-licensing
Cardinal Financial - Ben Freitag - NMLS 1838909
Equal Housing Opportunity

08/28/2025

Huge congratulations to the Doriswamy family for taking bold steps into real estate investing! 🏡📈 Through smart moves and leveraging new tax laws, they’re now set to save hundreds of thousands of dollars — all while building lasting wealth for their future.This family isn’t just savvy — they’re some of the most fun and exciting clients I’ve had the honor of working with. 🎉 It’s been an absolute privilege to walk alongside them as they embark on this next chapter of their journey!Here’s to new homes, new strategies, and new beginnings — way to go, Doriswamy family! 🙌

08/15/2025

🎉🏡 Congrats, Jagear! You’ve officially declared independence from renting! 🇺🇸
From “house hunting” to “home owning,” you nailed it—and we couldn’t be more excited to see you plant your flag in your very own place. 🏠✨

Here’s to backyard BBQs, holiday fireworks, and making memories in your new home! 🎆🍔🥳

07/30/2025

🏒 Huge congrats to this incredible crew on buying their first home! 🏡🎉
They navigated the market like seasoned pros — stayed focused, made smart moves, and came out on top. Now they’re officially in the homeowner league!

🏒 Stick taps all around, team — you’ve made it to the big league of adulting. Welcome home! 🏆

07/18/2025

🏡⚔️ Hail the New Homeowners! ⚔️🏡

Raise your horns and sound the Gjallarhorn — Skiler & Sara have conquered their first home! 🛡️🔑 After a legendary journey, they now claim their own slice of the modern-day fjord. 🏔️

From first-time buyers to fearless settlers, may your new dwelling be filled with joy, warmth, and a pantry always stocked like a Viking feast. 🍗🔥

Welcome home, warriors. Your saga has only just begun. 🏠✨

07/11/2025

📉 Job creation falling off a cliff…
📈 Continuing claims climbing fast…

The labor market may not be as “solid” as we’re being told. ADP only added 56K jobs over the last three months combined, while jobless claims are at their highest levels since 2021.

But sure… let’s keep pretending rate cuts can wait. 🙃

If you're waiting for a “perfect” market, just remember — headlines don’t tell the whole story. Let’s talk strategy.

07/09/2025

🎣 Big congrats to Bill & Khris on reeling in their new home! 🏡
After casting their line into the housing market, they hooked the perfect place to call home.
It was an absolute catch of the day, and I couldn’t be happier for them! 🐟💙

Here’s to many relaxing days ahead—with or without a fishing pole in hand!

07/02/2025

🗣 “I’m just gonna wait until rates come down…”

Totally fair—as long as home prices, equity, and monthly payments magically freeze in time too. 😅
But according to this chart… that strategy might cost you $34,800+ 💸

I’ll let you decide what makes the most sense—but if building equity and saving long-term sounds good, you might not want to “wait.” 📊🏡

Let’s run your numbers and see what’s possible now.

06/20/2025

💸 The Wealth Gap is Real 🏠

Check out the massive difference in net worth between renters and homeowners — and it’s only growing.

📊 In 2022, the median net worth of homeowners was nearly 40x higher than that of renters.
And by 2025? That gap is expected to widen even more.

Homeownership isn’t just about having a place to live — it’s about building long-term wealth.
If you’re renting now but thinking about making a move, let’s talk through your options. You might be closer than you think. 🙌

06/18/2025

Big shoutout to my guy Joe Breen at State Farm! 🏆💼
Joe takes incredible care of all our clients—making sure they’re protected, informed, and in the best hands when it comes to insurance. I trust him with all my personal coverage too, and I couldn’t be in better hands.

He’s a stand-up guy, married to a gem, proud pup dad 🐾, and can swing a golf club like it’s 1927 🏌️‍♂️⛳

We might look like we just stepped out of the Roaring Twenties, but Joe’s service is anything but old-fashioned—he delivers 100% modern-day excellence.

If you’re looking for someone who truly cares and keeps things buttoned-up (both in insurance and in style), Joe’s your guy. Highly recommend! 🙌🔥

06/13/2025

The May BLS report says we added 139,000 jobs… but quietly revised the last two months down by 95,000. And the household survey? It shows a loss of nearly 700,000 jobs. 😳This headline data moves markets—and mortgage rates—yet it’s built on models and estimates. Meanwhile, real household data tells a very different story.I’m breaking it down in this video—not to rant, but to reveal. Something’s got to give, and hopefully, the truth wins out soon.

06/11/2025

🎉 Huge shoutout to Kelsey & Sam on the purchase of their very first home! 🏡✨

Buying your first home isn’t for the faint of heart—it takes bravery, quick decision-making, and some serious superpowers 💪🦸‍♂️🦸‍♀️. From navigating the paperwork jungle to dodging inspection surprises like pros, these two absolutely crushed it. 💥

Here’s to unlocking a new chapter, one key 🔑 at a time. 🏠🗝️
No capes needed—just a solid plan, great teamwork, and some all-star hustle. 🚀

Welcome to homeownership, heroes! 🏡🔥

06/04/2025

🏡 Big congrats to Nick on buying his first home! 🔑 This dude’s been grinding behind the chair and just rode straight into homeownership like a boss. 🏍️💨

Nick runs in St. Paul—easily one of the best barbers around. Clean cuts, chill vibes, and always good convo. If you haven’t been in his chair yet, you’re missing out. ✂️💈

From handlebars to house keys… proud to be part of the journey.

Hit him up, show him some love, and keep supporting local legends like this. 🙌

Address

3601 Minnesota Drive Suite 100
Bloomington, MN
55425

Website

http://www.cardinalfinancial.com/benfreitag

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