Michael Schwarz - Lower Local NMLS 204006

Michael Schwarz - Lower Local NMLS 204006 Michael Schwarz has been a mortgage broker/banker since he graduated from Loyola University in 1984. www.GoFCM.com Company NMLS #132763

Equal Housing Lender.

First Centennial Mortgage is an independent mortgage banker. We work hard to satisfy the mortgage needs and exceed the expectations of our customers, referral partners and industry partners. First Centennial Mortgage is located at 2471 W. Sullivan Road, Aurora, IL 60506. First Centennial Mortgage (NMLS #132763) is an Illinois Mortgage Residential Licensee, operates with the following licenses: AZ -

BK-0119830, CA – Licensed by the Department of Corporations under California Residential Mortgage Lending Act 4131113; CO Regulated by the Department of Real Estate. Mortgage Licensee # 989256; FL – MLD160; IL Residential Mortgage Licensee .0004239; IN – 15064; MI – FL0011684; MN – MN-MO-40125403; WA - CL-132763; WI – 43972BA. Information and pricing are subject to change at any time and without notice. All loans must satisfy company underwriting guidelines.

09/20/2023

Excited to share some news. We've made a move!

With the number of homes for sale roughly half of what there’d usually be in a more normal year, you can rest assured th...
09/09/2023

With the number of homes for sale roughly half of what there’d usually be in a more normal year, you can rest assured there’s demand for your house. If you want to sell, let’s connect now so your house can shine above the rest while inventory is so low.

Wondering if it still makes sense to sell your house right now?

If you’re worried today’s adjustable-rate mortgages are like the ones from the housing crash, rest assured, things are d...
09/08/2023

If you’re worried today’s adjustable-rate mortgages are like the ones from the housing crash, rest assured, things are different this time.

If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then.

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies like smar...
09/07/2023

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies like smart thermostats and energy-efficient lighting. Recent updates to these products and technologies can save you money and help you control and understand your energy consumption.

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies.

Today’s housing market provides some challenges for first-time homebuyers. But, there are still ways to achieve your goa...
09/06/2023

Today’s housing market provides some challenges for first-time homebuyers. But, there are still ways to achieve your goals, like utilizing first-time homebuyer programs and considering all of your housing options. Let’s connect so you have an expert on your side who can help you navigate the process.



Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better.

For a more in-depth understanding of home price trends and reports, let’s connect.
09/05/2023

For a more in-depth understanding of home price trends and reports, let’s connect.

The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week.

If you’re thinking about buying a home, you need to know the facts on what’s happening with home prices and mortgage rat...
09/04/2023

If you’re thinking about buying a home, you need to know the facts on what’s happening with home prices and mortgage rates. While no one can say for certain where they’ll go, expert projections can give you powerful information to keep you informed. Let’s connect so you have a professional to add in an expert opinion on our local market.

If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market.

The way buyers perceive today’s mortgage rates is shifting – they’re getting used to the new normal. Steady rates are co...
09/03/2023

The way buyers perceive today’s mortgage rates is shifting – they’re getting used to the new normal. Steady rates are contributing to strong buyer demand and consistent home sales. Let’s connect so we can get your house on the market and in front of those buyers.

Before you decide to sell your house, it’s important to know what you can expect in the current housing market. 

Don’t lose sight of just how active the market still is today. If your house isn’t on the market, it’s not getting in fr...
09/02/2023

Don’t lose sight of just how active the market still is today. If your house isn’t on the market, it’s not getting in front of all those buyers who are looking to make a purchase right now. Let’s connect to start the process.



Even though the housing market is no longer experiencing the frenzy that was so characteristic of the last couple of years, it doesn’t mean today’s market is at a standstill.

Address

127 E Lake Street
Bloomingdale, IL
60108

Telephone

+16308169841

Website

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My Story

Michael began his career in mortgage banking in 1985 after graduating from Loyola University of Chicago. An education in marketing and finance made the mortgage industry an obvious choice. Michael's strengths at the beginning of his career are the same strengths that fuel his success today, good communication combined with the ability to earn clients trust and respect. Michael explains that to each buyer the purchase experience is unique. Every buyer has needs to have confidence that their lender is working as their advocate to help them meet their housing goals.

Michael has said that the most satisfying part of his work is to receive referrals from past clients. "We know we are doing it right when they trust us with their friends and family". As the leader of an experienced team, Michael has helped thousands of families achieve their housing goals

Michael is a married father of four living in the western suburbs. He enjoys time with family and friends. Michael's hobbies and pastimes include fitness, motorcycling, cooking and weekend travel.