Laura Girolami - Goosehead Insurance

12/07/2023

PSA: This is for any loan officers who may be looking for new ways to bring in more business in these rough waters.

I just wanted to share a strategy that one of my current lender partners has been doing and so far it's been paying off for the both of us!

He's been going back through his past clients and calling those that he thinks would be a good candidate for a Home Equity Loan or HELOC. In that conversation, he mentions that he's also heard from many clients that their mortgage payments have gone up due to large increases in their insurance premiums. If the client says theirs went up too, he tells them that he partnered with a great insurance broker that can shop their rates with over 40+ carriers to see if they can save some money by switching their insurance. Almost every time, they are interested and he connects them with me.

I've been able to save several of his clients a good chunk of money on their insurance, and often that coverage is even better than what they had before! I also take the time to explain all the coverages-- something that is rarely done by non Goosehead Insurance agents. The clients are always extremely thankful for not only saving them money, but now they also understand the coverages they have! And you guessed it, it makes my lender look really good! Many even call him to thank him for connecting them with me!

So do yourself a favor, add an insurance broker (preferably me 😎), that has access to multiple different carriers, to your arsenal. Anything you do to save your clients money will set you apart from the lenders who don't refer out. They'll also be more likely to use you for future business and refer you to friends and family!

11/20/2023

My co-worker, Nicole Hopkins, and I had the privilege of sponsoring With Grateful Hearts - A Veteran Appreciation event, hosted by Support Over Stigma, in St. Charles this past weekend. We heard so many heartfelt stories from veterans and their family members! We also got to network with some wonderful organizations that provide much-needed services and resources to active-duty military, veterans, first-responders and their families. We look forward to supporting this amazing organization again in the future!

11/09/2023

Two more 5-star reviews!

11/03/2023

Loving this 5 star review from a new client!

11/01/2023

**Attention all Illinois Rehabbers, Flippers and Contractors**

We just launched a new insurance product specifically designed for buildings and structures being renovated. Policies provide broad, flexible coverage designed to comply with various lender requirements.

Reach out to learn more!

Call now to connect with business.

10/31/2023

I’ve been getting lots of calls from people who’s home and/or auto insurance premiums have jumped quite significantly and most often I’m able to get them a cheaper policy with the same (or even better) coverage by shopping their rates with different insurance carriers!

If you’ve noticed your insurance costs have gone up a lot as well, send me a message and I can run some quotes for you! I’ll save you hours of your time from having to do the “shopping around” yourself!

06/15/2023

You can have all the right coverages on your home policy, but it's also important to know what to do, when to do it and how to do it if a loss occurs. You may think the first step is to immediately call your insurance agent, but that may not always be the case. So check out this article that gives a detailed step-by-step of what to do in the event of a loss.

Also, at Goosehead, we have a dedicated claims department that will at act as liaison between you and the insurance carrier and guide you through the process.

Has your home been damaged or hit by a storm? How and when should you file a homeowners insurance claim? Click to learn about the claim process.

06/14/2023

If you are a homeowner, you may be surprised to learn that the repair or replacement of service lines on your property is your responsibility, not the responsibility of the service provider. Utility and service lines that run underneath your property typically aren't covered by standard homeowners insurance policies. But don't panic, there's an endorsement for that! Check out this article to read more about this type of coverage and why you need it.

Service lines that run underneath your property typically aren’t covered by homeowners insurance. You can add service line coverage to your policy to get this type of protection.

06/13/2023

Water damage, one of the most common types of damage to your home! But do you have these endorsed on your home policy, or will you be one of many that find out the hard way that you're not covered for this? Many insurance companies don't automatically add one of these types of coverage to the home policies they issue. But not at Goosehead--I always add this coverage as standard and only remove it after explaining it to the client, if they request me to do so. Read more to find out about these types of coverage and check your policy to see if you have them!

What type of water damage is covered by homeowners insurance? Learn more about protecting your home after water leaks, roof leaks, and damage.

06/12/2023

Last week I posted about rating factors that go into determining auto insurance cost, but there are some bigger factors in play that are causing increased pricing across the board--regardless of an individual's rating factors. Check this article for a great explanation of what these factors are and what we can expect to happen with pricing in the future.

If you've noticed a big jump in your insurance premiums, or feel like you could be paying too much, please reach out. With access to 20+ carriers, I can take a look at my carriers and see if there is better/cheaper option for the same (or better) coverage! Or you can even take advantage of my Digital Agent tool (link in comments) and run preliminary rates on your own. And no, you won't be spammed with calls and emails from any of the carriers

If you’re wondering why your rate went up (again) this year, Bankrate can help.