XCEL Federal Credit Union

XCEL Federal Credit Union Welcome to XCEL Federal Credit Union's official page! government.

Since our inception in 1964, XCEL Federal Credit Union has been serving our members with exceptional financial products and services. XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250,000 maximum allowable limit by the National Credit Union Administration (NCUA)

, which is backed by the full faith and credit of the U.S. At XCEL Federal Credit Union, it is our mission to provide a unique combination of cutting-edge technology – to simplify your busy life, and friendly, personal service – to make you feel right at home! Our Mission Statement:

To be the Primary Financial Institution for members by providing the highest quality affordable products and services, delivered with honesty and integrity in a convenient and secure manner for generations to come.

Own Your Own Home Day (decorating)Did you know the equity in your home could help to reach your next goal? Maximize your...
03/25/2026

Own Your Own Home Day (decorating)
Did you know the equity in your home could help to reach your next goal? Maximize your home’s potential with an XCEL Home Equity Loan and low closing costs. Apply today - https://tinyurl.com/56mxs7sa

Chart a Course Toward Savings (kid with map)With prices on the rise, smart budgeting matters more than ever. Take charg...
03/18/2026

Chart a Course Toward Savings (kid with map)

With prices on the rise, smart budgeting matters more than ever. Take charge of your money with these quick tips:

• Establish Emergency Fund
• Reduce Debt
• Shop Sales & Clearances
• Track Spending

Protect your budget with a Refinanced Auto Loan from XCEL. Enjoy low rates and a reduced monthly payment. Apply today -...
03/11/2026

Protect your budget with a Refinanced Auto Loan from XCEL. Enjoy low rates and a reduced monthly payment. Apply today - https://tinyurl.com/yc644z42

An XCEL Debt Consolidation Loan combines debt into one simple payment so you can get back to what matters most. Apply to...
03/04/2026

An XCEL Debt Consolidation Loan combines debt into one simple payment so you can get back to what matters most. Apply today - https://tinyurl.com/yytayjw6

For the safety of our members and staff, all XCEL branches and offices will be closed Monday, February 23rd, re-opening ...
02/23/2026

For the safety of our members and staff, all XCEL branches and offices will be closed Monday, February 23rd, re-opening Tuesday, February 24th. Our call center will be available from 9am - 5pm. We apologize for any inconvenience and encourage all members to use Digital Banking for their needs. Please stay safe.

XCEL is closed today, but we look forward to serving you at Federal Plaza and our other branches when we return tomorrow...
02/16/2026

XCEL is closed today, but we look forward to serving you at Federal Plaza and our other branches when we return tomorrow, February 17.

Simplify high interest debt into one monthly payment with an XCEL Debt Consolidation Loan. Apply today - https://shortu...
02/11/2026

Simplify high interest debt into one monthly payment with an XCEL Debt Consolidation Loan. Apply today - https://shorturl.fm/PIGAC

As we honor Black Leaders who forged a path for future generations, we invite you to celebrate these inspiring visionari...
02/01/2026

As we honor Black Leaders who forged a path for future generations, we invite you to celebrate these inspiring visionaries that shaped the financial industry. A History of African Americans in Finance - https://shorturl.fm/l6Ddd

Refinance your vehicle with XCEL and save money for what matters most. Apply today - https://bit.ly/3LxNhFs
01/28/2026

Refinance your vehicle with XCEL and save money for what matters most. Apply today - https://bit.ly/3LxNhFs

For the safety of our members and staff, all XCEL branches and offices will be closed Monday, January 26th, re-opening T...
01/26/2026

For the safety of our members and staff, all XCEL branches and offices will be closed Monday, January 26th, re-opening Tuesday, January 27th. Our call center will remain open. We apologize for any inconvenience and encourage all members to use Digital Banking for their needs. Please stay safe.

Did you know the equity in your home could help to reach your next goal? Maximize your home’s potential with an XCEL Hom...
01/21/2026

Did you know the equity in your home could help to reach your next goal? Maximize your home’s potential with an XCEL Home Equity Loan and low closing costs. Apply today - https://bit.ly/4juGKYG

Address

1460 Broad Street
Bloomfield, NJ
07003

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19732759235

Website

https://www.twitter.com/xcelfcu

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