Loan Officer Pete Vander Valk

10/30/2025

First time flippers — it’s spooky season, but we’ve got your back over here at Aceland Mortgage! 🏚️👻

Don’t let fear haunt your first deal. With up to 90% of the purchase and 100% of the rehab covered, we make your flip feel a little less frightening.

Comment "FLIP" and let's turn that “house of horrors” into your next success story. 💀➡️🏠

08/29/2025

Last week at Jackson Hole, Fed Chairman Jerome Powell gave a clear 'greenlight' to a rate cut on Sept 17. With lower mortgage rates, more homes for sale, and (in some cities) lower prices, affordability is definitely improving - a little or a lot.

National news and local views for the week

08/25/2025

Big day today with ! 🎉🎉🎉

🏠 Stay tuned - rehab to come!

Shout out to and at for your friendship and guidance. These guys are the real deal and have taught us so much. 🙏🙏🙏

Also shout out to for an amazing job on a property with an interesting and complex title history and for the best builder's risk policy I've ever seen! The dream team! 🤝

08/15/2025

Mortgage rates are trending lower, a Fed rate cut is highly likely in September, home prices are falling (modestly) in many markets, and buyers are regaining negotiating power. It’s still tough out there for buyers, but affordability is certainly improving at the margin.

National news and local views for the week

08/08/2025

The shocking July BLS jobs report changed everything. The market is now fully expecting a rate cut in September, and average mortgage rates dropped to near 6.5%. Affordability is improving!

National news and local views for the week

08/06/2025

Two out of ten of the country's hottest ZIP codes in real estate are in NJ! Real estate is hyper local. You may hear about the market slowing down, but NJ is still HOT!

Read the full article to stay in the know

08/01/2025

As expected, the Federal Reserve kept rates unchanged. But two members dissented (very unusual for the Fed), preferring to cut rates 25 bps. Meanwhile, home price growth continues to slow, but remains positive at the nationwide level.

National news and local views for the week

07/21/2025

Love it or hate it, you should know about it. Here's what the Big Beautiful Bill did for real estate.

Read the full article to stay in the know

07/18/2025

It's been a tough two weeks for mortgage rates, with stronger than expected jobs growth, higher CPI (inflation) and rising bond yields globally. The good news for buyers is that home inventory levels continue to rise. That means more choices AND more negotiating power.

National news and local views for the week