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Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 12pm

The M1 Agency

The M1 Agency provides Social Security Planning, Medicare, Annuities, and Age-Specific Insurance Plans to all of Michigan, including Metropolitan Detroit.

06/24/2026

🌼 Pollinator Garden Tips 🌼

🐝 Want a garden that attracts bees, butterflies, and hummingbirds? A few simple tips to help it thrive:

☀️ Pick a sunny spot — most pollinator plants need 6+ hours of sun daily.

🌸 Plant variety — mix colors, shapes, and bloom times for nectar all season.

🌱 Go native — local flowers feed local pollinators best.

🦋 Skip pesticides — many harm the pollinators you're trying to attract.

💧 Add water for your guests — a shallow dish with stones gives a safe place for pollinators to drink and rest.

🌻 Plant in clusters — groups of the same flower are easier for pollinators to find.

🐛 Include host plants for baby pollinators:
• Milkweed for Monarchs
• Oak and willow for butterflies and moths
• Sunflowers and asters for a variety of pollinators

A little planning turns your garden into a colorful habitat that blooms with life all season! 🌼🐝🦋✨

06/22/2026

🎓Every spring, graduation season has a way of making parents stop and think. If watching a cap-and-gown ceremony has you wondering how you're going to pay for college, here's something worth knowing about.

Most families plan on a combination of savings, 529 plans, financial aid, and student loans. Those are all solid tools. But there's one option that doesn't come up often enough: permanent life insurance.💡

Here's how it works. A permanent life insurance policy builds cash value over time. You can borrow against that cash value to pay for college, with no credit check, no required repayment schedule, and no restriction on how the money is used. Tuition, room and board, study abroad, or anything else.

There's also a financial aid angle worth knowing. The cash value in a permanent life insurance policy is not counted as an asset on the FAFSA, which means it generally won't reduce your child's eligibility for need-based federal aid.

This strategy isn't a quick fix. It takes time to build meaningful cash value, so it works best for families who start early. But if your child is young and you're thinking ahead, it's worth understanding how this fits into your overall plan.

Curious whether it makes sense for your family? Let's talk about whether permanent life insurance is a good option for you.

06/20/2026

Most people assume their health insurance or Medicare will cover them if they ever need long-term health care. The truth? It won't.

Without a plan, the cost doesn't just affect you, it falls on the people you love most. A visiting nurse coming to your home just 3-4 times a week can run $2,000 to $2,800 a month out of pocket. Assisted living averages over $6,000 a month nationally. If you needed that level of care for longer than a few months, where would that money come from?

The answer? Your family and your savings.

Long-term care insurance exists to help protect all of it — your comfort, your family's mental and financial wellbeing, and the savings you've spent a lifetime building.

The time to plan for long-term care coverage is now... Before you need it.

Give us a call. We are ready to build a plan that protects your family.

06/19/2026

🤔 If it’s rhetorical… are we supposed to answer that?

06/17/2026

⚡ Apparently, “water-resistant” and “toaster” don’t belong in the same sentence. 😅

06/15/2026

We give this joke our stamp of approval 📫

06/13/2026

Sometimes love helps us see ourselves more clearly.

06/12/2026

June feels like a gentle reminder to slow down and enjoy the little things. 🌿☀️

Warm days, quiet moments, and time spent outside somehow make life feel lighter.

What do you love most about summer? 💛

06/10/2026

☀️ Summer is almost here, and we want to know — where are YOU headed?! 🌊🏔️✈️

Whether you're chasing sunsets on the coast, hiking mountain trails, or finally booking that dream trip abroad, we're HERE for all your summer adventure inspo! 🗺️

Drop your summer travel plans in the comments below, and let's get each other hyped for the season! 👇 Bonus points if you share your must-pack item or top travel tip! 🧳

06/08/2026

Here's a question worth thinking about: Do you know how long your retirement savings need to last?

Most people don't, and that uncertainty is one of the biggest sources of financial stress in retirement. You want to enjoy your savings, but you also don't want to run out. So you hold back. You second-guess. You worry.

That's exactly the problem a Deferred Income Annuity (DIA) is designed to solve. With a DIA, you contribute a portion of your savings today in exchange for a guaranteed income stream that kicks in at a future date you choose and continues for the rest of your life, no matter how long that is.

Think of it as your own personal pension. No market risk. No fees. Just reliable income when you need it most.

If you have questions or want to explore whether a DIA fits your plan, reach out. We're happy to walk you through your options.

Address

41000 Woodward Avenue Ste 350E
Bloomfield Hills, MI
48304

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 12pm

Website

https://www.them1agency.com/, https://calendly.com/them1agency/30min?month=2026-01

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