05/28/2026
THE FIRST NATIONAL BANK OF BLANCHESTER
SENIOR LENDER
POSITION AVAILABLE
Key Responsibilities
• Pipeline Management: Guide high-net-worth clients or complex commercial borrowers through the entire loan lifecycle from pre-qualification to final closing.
• Financial Analysis: Evaluate credit reports, income statements, tax returns, and property appraisals to determine loan eligibility and structure repayment plans.
• Compliance & Oversight: Ensure all loan files and agreements adhere to industry regulations, such as Fair Housing laws and TILA guidelines.
• Leadership & Strategy: Mentor junior loan officers, assist in reviewing difficult loan files for approval or rejection, and help develop organizational lending strategies.
Core Requirements
• Licensing: Active NMLS (National Mortgage Licensing System) license for residential mortgages.
• Experience: 5 to 7+ years of proven origination experience with a strong track record of closed loans and high production volume.
• Sales & Negotiation: Exceptional ability to build relationships, negotiate loan terms, and network.
Education
• Degree: A bachelor's degree in finance, accounting, or business administration is preferred.
Technical Skills
• Advanced knowledge of underwriting principles, cash flow analysis, and financial reporting with five + year of Mortgage Lending experience in a financial institution or loan office setting.
• Proficient in Microsoft Office Suite of products including Word®, Outlook® and Excel ®
Soft Skills
• Communication: Exceptional negotiation and customer service skills to guide borrowers through customized loan options and terms.
• Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
• Detail oriented with strong analytical skills.
• Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
Leadership
• Ability to manage multiple priorities and occasionally mentor junior loan officers or processors
• A high level of initiative, thoroughness, accuracy and organizational skills required.
• Ability to manage multiple priorities/projects with varied deadlines.
COMPENSATION AND BENEFITS
Competitive compensation including profit sharing ranging from $65,000 to $85,000
Health, vision and dental insurance
Short- and long-term disability coverage and life insurance
401K Retirement program
PTO- vacation, personal and sick days
Paid holidays