Nathan Raich, Refined Lending, NMLS #224046

Nathan Raich, Refined Lending, NMLS #224046 Nathan Raich
EVP of production LHL | President of Refined Lending Division
NMLS 224046
(1)

10/31/2025

🎃 A Spook-tacular Lending Riddle! 👻
What's scarier than a haunted house on Halloween night?
Missing out on the perfect mortgage rate when the timing's just right! 💀

Our loan officers don't vanish like ghosts,
We're here to help you buy what matters most.
No tricks, just treats with rates so sweet,
Making homeownership dreams complete! 🏠

10/29/2025

End of National Financial Planning Month! Find hidden costs draining your wallet. Check your subscriptions, bank fees, and unused gift cards!

Transform your fixer-upper into your dream home with renovation loans from a division of Luminate Bank! 🏡✨ ...
10/25/2025

Transform your fixer-upper into your dream home with renovation loans from a division of Luminate Bank! 🏡✨

🍂 Fall Prep Checklist! ✅ Clean gutters ✅ Check heating ✅ Seal windows ✅ Trim trees ✅ Test detectors What’s on your to-do...
10/11/2025

🍂 Fall Prep Checklist! ✅ Clean gutters ✅ Check heating ✅ Seal windows ✅ Trim trees ✅ Test detectors

What’s on your to-do list?

Ready to house hunt? 🏡 Get pre-approved first! Contact !
10/04/2025

Ready to house hunt? 🏡 Get pre-approved first! Contact !

10/01/2025

Unlock homeownership with Non-QM loans! 🏡 Curious if you qualify? Let’s chat!

Today we pause to remember and honor those we lost on September 11th, 2001. We remember the heroes who ran toward danger...
09/11/2025

Today we pause to remember and honor those we lost on September 11th, 2001. We remember the heroes who ran toward danger, the families forever changed, and a nation that came together in our darkest hour.

Their memory lives on in our hearts and in the strength of our communities.

Never Forget

Got an unexpected offer in the mail? Don’t sign anything just yet.Not every “low rate” or “urgent opportunity” is as swe...
09/07/2025

Got an unexpected offer in the mail? Don’t sign anything just yet.

Not every “low rate” or “urgent opportunity” is as sweet as it seems, and some could be downright risky. Before you act, connect with your refined Lending a division of Luminate Bank team that knows you and your financial goals.

Here’s what to consider before saying yes to an unsolicited offer:

• Know your source: Scammers often pose as legit lenders.
• Dig into the details: Lower rates may come with higher hidden costs.
• Leverage your loan officer: We already know your financial story and can tailor a better plan.
• Better deals might already be waiting: You could qualify for more than you think.
• Let’s talk it through: Our expert second opinion is just a call away.

You’ve worked hard to get where you are. Make sure the next step supports your future.

Your Rate vs. Today's RatesCompare your current mortgage rate to what might be available today. You could be surprised. ...
09/04/2025

Your Rate vs. Today's Rates

Compare your current mortgage rate to what might be available today. You could be surprised.

DM me to Compare Rates Now!

You work hard for what matters. Today, take a well-deserved break! Whether you’re grilling with friends, relaxing at hom...
09/01/2025

You work hard for what matters. Today, take a well-deserved break! Whether you’re grilling with friends, relaxing at home, or chasing that extra hour of sleep, Refined Lending a division of Luminate Bank® is here to cheer you on. Here’s to everyone making dreams happen, one day at a time. Happy Labor Day!

📊 Boomers and Millennials are both active in the housing market, but in different ways.Cash vs. credit. Downsizing vs. u...
08/31/2025

📊 Boomers and Millennials are both active in the housing market, but in different ways.

Cash vs. credit. Downsizing vs. upgrading. First-time buying vs. second-home shopping.

Whether you're navigating rising rates or maximizing equity, understanding the full landscape can help you move smarter.

Swipe through for real data on how each generation is approaching homeownership in 2025.

08/29/2025

💡 3-2-1 Buydown Options

Curious about how it works? DM us for full program information! 📩

Address

9240 Baltimore St NE
Blaine, MN
55449

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16512831305

Website

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