Reyna Rousseau - CrossCountry Mortgage

09/20/2026

My Mortgage Hot Take-

It’s easy to see a headline about rates dropping (or rising) and immediately think, “I need to wait for that rate.”

But mortgage rates are influenced by a lot more than the latest news headline—and the rate you see in the news may not be the rate you personally qualify for. (Yes, I see the headlines too)

A slightly lower rate could also come with higher fees, discount points, or other costs that change the overall picture.
Instead of asking, “What’s the lowest rate?” ask:
👉 What will my total cost be?
👉 What are the upfront fees?
👉 What does my monthly payment look like?
👉 Does this loan make sense for my goals?

Don’t let a headline make your homebuying decision for you. Talk to a lender (ME) about YOUR numbers.

09/16/2026

Closing costs are part of the homebuying process—but they don’t have to be a surprise.
From lender fees to title costs, prepaid taxes and insurance, there are several expenses that can come into play beyond your down payment.

The good news? Understanding these costs upfront can help you budget confidently and avoid last-minute surprises.
Pro-Tip: Some of these costs can be added to your mortgage! (Ask me how to strategize)

If you’re thinking about buying a home, let’s break down what you can expect before you get to the closing table!

09/04/2026

Saving for a home can feel overwhelming, but you don’t always need 20% down to become a homeowner!

Above are a FEW ways to make saving more realistic.
Setting goals, creating budget plans, and adding timelines can put this all into perspective.

Let’s be real, treating yourself to a good overpriced coffee once in a while will not make or break homeownership. (and it is pumpkin spice season!)(personally I do NOT like pumpkin spice… shhhhh)

Current homeowners- did you have any outlandish saving methods to purchase a house?

If so, please share in the comments!

Not sure how much you need to save? Let’s talk about your options!

MNLoans

09/02/2026

The homebuying market is personal.

You’ll see plenty of headlines about interest rates, home prices, and whether it’s a “good” or “bad” time to buy—but the market doesn’t know your situation.

Two buyers can be in the exact same market and have completely different opportunities.

Don’t let the headlines make the decision for you. Let’s look at what makes sense for YOU.

08/31/2026