Onyx Insurance Brokers Inc

Onyx Insurance Brokers Inc Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Onyx Insurance Brokers Inc, Insurance broker, 3521 88th Avenue NE, Blaine, MN.

06/05/2026

Let’s clear something up. 🛑

Insurance doesn’t cover everything.

There’s a common misconception that once you have a policy, you’re protected against... well, life.

➡️But the truth is, certain conditions need to be met for coverage to kick in.

05/22/2026

Every denied job is time, gas, and energy you never get back. ⛽💸

If you’re a contractor and you’ve ever heard:

- ”Our insurance won’t allow that work”
- ”The carrier denied the scope”
- ”We need to find someone else”
..then you need to watch this reel.

05/08/2026

Let’s be real for a second. 👇

When you started your business, you probably thought about the dream, not the “what ifs.”

But here’s the truth every seasoned owner learns: ‼️risk is part of the deal.

A lawsuit. A fire 🔥 . A cyberattack 🖥️. An employee injury. Any of these could threaten everything you’ve built.

The good news? You don’t have to live in fear. You just have to be prepared.

➡️A solid risk management strategy (yes, insurance is a huge piece of that) gives you the freedom to grow your business without constantly looking over your shoulder.

Your dream deserves a safety net!

04/24/2026

We’re all a little worried about Ian. 😅

First he’s sprinting. Now he’s hiding?

He keeps whispering something about... a lizard?!? 🦎

04/17/2026

Is your auto policy keeping up with your life? 🚗

Using your car for side gigs? Carpooling the whole team? Renting it out on Turo? If your insurance doesn’t know, you could be driving with a major coverage gap.

Standard policies only cover personal use. Anything outside of that like business, gig work, rental, plowing snow etc. needs to be disclosed.

Update your agent. It’s the easiest way to make sure you’re actually covered when you need to file a claim.

Businessuse InsuranceMinnesota

04/03/2026

Think of your home insurance inspection as a helpful check-up, not a pass/fail test. 🏠✨

After your new policy starts, your insurance company is probably going to send an inspector.

This isn’t a “gotcha” moment and it’s actually a good thing! Their goal is to identify small issues before they turn into big (and expensive) problems.

A loose shingle or an overgrown tree limb isn’t a deal-breaker. When caught early, small fixes rarely lead to non-renewal. In fact, they help ensure your coverage stays solid, protecting both your home and your policy.

Consider it an early heads-up to keep everything in great shape so you don’t have expensive fixes later down the line.

03/06/2026

🚨 PSA for gig workers: Your regular car insurance probably WON’T cover you while you’re delivering food or driving for a rideshare app.

Meaning the moment you hit “Go” on the app for work, you could be driving without valid
coverage. This creates a massive gap if you get into an accident.

Don’t rely on the app’s insurance alone because it often only kicks in during an active trip, not while you’re waiting for a ride or delivery request.

Protect yourself and your car. Talk to your broker about adding a rideshare endorsement or commercial coverage to fill the gap.

It’s important now more than ever to show up for our communities. It’s the diversity that surrounds us that creates the ...
02/27/2026

It’s important now more than ever to show up for our communities. It’s the diversity that surrounds us that creates the vibrant tapestry of Minnesota’s culture.

From the food, the businesses to the smiling faces we see everyday, every facet is made up of people who choose to call Minnesota their home.

It’s no secret that our communities have been struggling with the impact of over policing from ICE.

We decided to help by packing onions for food distribution to those in need. There’s still so much left to be done! If you feel called to, get out there and donate your time, money or resources to uplifting your community 💜

02/06/2026

Is bundling really necessary? 🧐

Bundling isn’t just about putting your home and auto under one roof. It’s about unlocking a powerful financial strategy.

✅ For You: It’s your key to significant discounts, streamlined billing, and in some cases one renewal date to remember. Most importantly, it gives your broker maximum leverage to find you the absolute best overall price across the market.

✅ For Your Broker: When you bundle, we can quote with more carriers and access their best, most competitive rates. It expands our toolbox to advocate for you.

Think of it as a VIP pass to better coverage and better value.

Other perks can include:

- Single deductible in some scenarios
- Enhanced liability protection
- Less hassle at claim time with one point of contact

Ready to see how much you could unlock? Let’s talk strategy.

01/23/2026

🔍 Here’s a question you probably can’t answer…

But you absolutely should know: What’s NOT 👎🏽 covered by your insurance?

Just because your policy looks the same as your last one, doesn’t mean it is. Those critical details like exclusions, sub-limits, and deductibles can change, especially if you switch insurance carriers often.

An agent who only focuses on your premium might be saving you pennies today… but costing you thousands at claim time. 🚨

Don’t find out what’s excluded after something happens. The best time to review your policy is now.

📞 Take Action: Contact your agent and ask, “Can you walk me through the key exclusions and limits in my policy?”

It’s the easiest way to protect your future self from a massive headache (and a surprise bill).

Address

3521 88th Avenue NE
Blaine, MN
55014

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16519644020

Website

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