Michele Palme at Prosperity Home Mortgage

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Michele Palme at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #1945824
Prosperity Home Mortgage NMLS #75164

The August REALTORS® Confidence Index reflects a market moving at a more measured pace:🏡 Median existing-home price: $42...
09/30/2026

The August REALTORS® Confidence Index reflects a market moving at a more measured pace:

🏡 Median existing-home price: $429,100
👥 First-time buyers: 30% of transactions
📈 16% of homes sold above list price
⏳ Median days on market: 31

For buyers, a little less competition can create new opportunities. For agents, it’s a chance to help clients look beyond the headlines, understand their options, and be ready when the right home comes along.

Because even in a changing market, preparation creates a competitive edge—and we’re Relentless in Service every step of the way.

The home you’ve been waiting for could show up this fall. 🍂🏡Before you make an offer, get a clearer picture of your fina...
09/29/2026

The home you’ve been waiting for could show up this fall. 🍂🏡

Before you make an offer, get a clearer picture of your financing. CompetitiveEDGE® can help you approach the process with confidence.

Thinking about buying this season? Connect with us today!

09/28/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

Your first home starts before the house hunt. It starts with a plan. 🏡Through our partnership with Foyer®, first-time bu...
09/25/2026

Your first home starts before the house hunt. It starts with a plan. 🏡

Through our partnership with Foyer®, first-time buyers can open a dedicated First-Time Homebuyer Savings Account designed to help turn “someday” into a real goal. With high-yield savings, deposit matching of up to 6% and tools created for future homebuyers, every contribution can help build momentum toward what comes next.

Whether you’re hoping to buy soon or just beginning your home fund, connect with us to see how Foyer could fit into your path to homeownership.

Terms and eligibility requirements apply. Deposit match is subject to Foyer program terms.

One mortgage payment can have a few moving pieces. Here’s where the money may go: 🏠🏡 Principal reduces the amount you ow...
09/23/2026

One mortgage payment can have a few moving pieces. Here’s where the money may go: 🏠

🏡 Principal reduces the amount you owe on the loan.

💰 Interest is the cost of borrowing that money.

🧾 Escrow, when included, sets aside funds for expenses such as property taxes and homeowners insurance so they can be paid when due.

One payment. Multiple pieces. Understanding the breakdown can help buyers build a more complete monthly budget and make that first mortgage statement much less mysterious.

Real estate colleagues, save and share this with your buyers! 💙

Fall is here! 🍂🏡May this season bring warm welcomes, cherished traditions, and even more reasons to love coming home. ...
09/22/2026

Fall is here! 🍂🏡

May this season bring warm welcomes, cherished traditions, and even more reasons to love coming home.

Homeownership can be more than a place to live. It can be part of the foundation you build for what comes next. 🏡PATH to...
09/22/2026

Homeownership can be more than a place to live. It can be part of the foundation you build for what comes next. 🏡

PATH to Prosperity offers mortgage solutions designed for borrowers whose financial story may not fit neatly into traditional lending guidelines, helping more people explore a path toward homeownership and their long-term goals.

Your journey is your own. Your mortgage should reflect that.

One housing market? Hardly.From Elgin, IL at +7.7% to Everett, WA at -3.7%, FHFA data shows just how differently home pr...
09/21/2026

One housing market? Hardly.

From Elgin, IL at +7.7% to Everett, WA at -3.7%, FHFA data shows just how differently home prices are moving across the country.

For buyers, sellers, and homeowners, local appreciation trends can provide important context for pricing, negotiating, and understanding the equity you may have built.

For real estate agents, this is another reminder that national headlines are only the starting point. The most valuable client conversations are grounded in what’s happening locally.

Whether you’re planning your own next move or helping a client prepare for theirs, We're here to help put the financing side of the picture into context.

Source: U.S. Federal Housing Finance Agency and NAHB analysis

Address

10945 Club West Parkway, Suite 100
Blaine, MN
55449

Telephone

+16122727712

Website

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