Jenna Lebert, NMLS 2093348

Jenna Lebert, NMLS 2093348 Jenna Lebert
Mortgage Loan Officer NMLS 2093348
Refined Lending is a loan production office of Luminate Bank. NMLS 1281698 | Equal Housing Lender | Member FDIC

Quick question: When's the last time you reviewed your mortgage rate? If you can't remember, it might be costing you mor...
12/20/2025

Quick question: When's the last time you reviewed your mortgage rate?

If you can't remember, it might be costing you more than you think. At Refined Lending, a division of Luminate Bank, we believe in yearly mortgage reviews—it's the best way to ensure you're getting the most value from your home loan.

Comment "REVIEW" below and let's start the conversation.

Your mortgage was right for you when you got it. But is it right for you NOW? Life changes. Rates change. Home values ch...
12/13/2025

Your mortgage was right for you when you got it. But is it right for you NOW? Life changes. Rates change. Home values change. That's why smart homeowners review their mortgage yearly. Refined Lending, a division of Luminate Bank, makes it easy to see if refinancing could benefit you. Let's find out together—reach out today.

Giving back this season! Our Blaine office is now an official Toys for Joy INC drop site through December 10th. Bring yo...
12/07/2025

Giving back this season! Our Blaine office is now an official Toys for Joy INC drop site through December 10th. Bring your new, unwrapped toys to 9240 Baltimore St NE, #110, Blaine, MN 55449 and help us spread joy to local kids this holiday season. Every gift counts! 🎄

Happy December 1st! 🎄 Here's to wrapping up the year strong and looking ahead to all the possibilities 2026 will bring. ...
12/01/2025

Happy December 1st! 🎄 Here's to wrapping up the year strong and looking ahead to all the possibilities 2026 will bring. Wishing you a wonderful start to the month from all of us at Refined Lending a division of Luminate Bank.

10/31/2025

🎃 A Spook-tacular Lending Riddle! 👻
What's scarier than a haunted house on Halloween night?
Missing out on the perfect mortgage rate when the timing's just right! 💀

Our loan officers don't vanish like ghosts,
We're here to help you buy what matters most.
No tricks, just treats with rates so sweet,
Making homeownership dreams complete! 🏠

10/29/2025

End of National Financial Planning Month! Find hidden costs draining your wallet. Check your subscriptions, bank fees, and unused gift cards!

Transform your fixer-upper into your dream home with renovation loans from  a division of Luminate Bank! 🏡✨             ...
10/25/2025

Transform your fixer-upper into your dream home with renovation loans from a division of Luminate Bank! 🏡✨

🍂 Fall Prep Checklist! ✅ Clean gutters ✅ Check heating ✅ Seal windows ✅ Trim trees ✅ Test detectors What’s on your to-do...
10/11/2025

🍂 Fall Prep Checklist! ✅ Clean gutters ✅ Check heating ✅ Seal windows ✅ Trim trees ✅ Test detectors

What’s on your to-do list?

Ready to house hunt? 🏡 Get pre-approved first! Contact !
10/04/2025

Ready to house hunt? 🏡 Get pre-approved first! Contact !

10/01/2025

Unlock homeownership with Non-QM loans! 🏡 Curious if you qualify? Let’s chat!

Today we pause to remember and honor those we lost on September 11th, 2001. We remember the heroes who ran toward danger...
09/11/2025

Today we pause to remember and honor those we lost on September 11th, 2001. We remember the heroes who ran toward danger, the families forever changed, and a nation that came together in our darkest hour.

Their memory lives on in our hearts and in the strength of our communities.

Never Forget

Got an unexpected offer in the mail? Don’t sign anything just yet.Not every “low rate” or “urgent opportunity” is as swe...
09/07/2025

Got an unexpected offer in the mail? Don’t sign anything just yet.

Not every “low rate” or “urgent opportunity” is as sweet as it seems, and some could be downright risky. Before you act, connect with your refined Lending a division of Luminate Bank team that knows you and your financial goals.

Here’s what to consider before saying yes to an unsolicited offer:

• Know your source: Scammers often pose as legit lenders.
• Dig into the details: Lower rates may come with higher hidden costs.
• Leverage your loan officer: We already know your financial story and can tailor a better plan.
• Better deals might already be waiting: You could qualify for more than you think.
• Let’s talk it through: Our expert second opinion is just a call away.

You’ve worked hard to get where you are. Make sure the next step supports your future.

Address

9240 Baltimore St NE
Blaine, MN
55449-4339

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