Jon Higginbotham NMLS #368716 The Valley Mortgage Team - Movement Mortgage

03/26/2026

5.0 star review received on Experience.com for Jon Higginbotham by Charley B - very helpful and knowledgeable

Click to see all 82 reviews of Jon Higginbotham, Senior Mortgage Loan Officer

03/25/2026

Most people think affordability is just about the interest rate.

It’s not.

Sometimes the fastest way to afford a home isn’t waiting on the market… it’s improving your own numbers first. A small move with debt can completely change your buying power.

It’s not bad. It’s a math problem.

If you want to know what your numbers look like, reach out. Happy to run the scenarios.

03/09/2026

5.0 star review received on Experience.com for Jon Higginbotham by Ryan H - Jon is what made this experience great. He was recommended to us by Mary and Josh at Bragg&Co. and I will have to say I am 100% satisfied with Movement Mortage and Jon Higginbotham. Being a Marine Corps Veteran, it was nice to work with a fellow VET as Jon served in the Navy. I am not a man that is easily pleased and truly thought this process was going to be a nightmare to deal with. I was so wrong and that is because of the way Jon handled the entire process. From answering any questions that we had, to making sure everything was done on time and correctly , Jon handled it all in a friendly and professional manner. We are truly thankful that we got to use Jon as our loan officer and will be using him for any Mortage needs in the future. I would recommend Jon and Movement to my family and for me to say that , that takes a LOT. Also, a big thanks to Paul McClure who handled things when Jon was out of pocket and also found us an AMAZING home owners insurance quote. From the Hawthorne....THANK YOU. We couldn't have done this without yall. Semper Fi.

Click to see all 81 reviews of Jon Higginbotham, Senior Mortgage Loan Officer

02/03/2026

Rates don’t move on vibes, but markets do. Here’s what happened last week—and what it means if you’re buying or refinancing.

02/03/2026

Rates don’t move on vibes, but markets do. Here’s what happened last week—and what it means if you’re buying or refinancing.

01/31/2026

That “no closing cost” refi isn’t free. It usually means you’re paying the costs with a higher rate (lender credit) or they’re getting rolled into the loan. I made this video so you know what to look for and don’t get surprised later. Want me to keep an eye on rates for you? DM me “refi” and I’ll add you to my Refi Watch List.

Hashtags (best mix for reach + local leads):

01/31/2026

That “no closing cost” refi isn’t free. It usually means you’re paying the costs with a higher rate (lender credit) or they’re getting rolled into the loan. I made this video so you know what to look for and don’t get surprised later. Want me to keep an eye on rates for you? DM me “refi” and I’ll add you to my Refi Watch List.

01/13/2026

Many people think you need a 20% down payment to buy a home, but that’s not true - especially for first-time buyers. In 2025, the median down payment for first-time buyers was just 10%, and there are programs that let you put down as little as 0-3%. The key is working with a loan originator to get preapproved and understand your options.

Many people think you need a 20% down payment to buy a home, but that’s not true - especially for first-time buyers. In 2025, the median down payment for first-time buyers was just 10%, and there are programs that let you put down as little as 0-3%. The key is working with a loan originator to get...

11/06/2025

📣 Hey everyone! Exciting news in the mortgage world! Rates are easing and sales are up! 😍 If you're considering buying or refinancing, now's the time to chat! 📊 Drop me a message to strategize your next move! 💬

11/05/2025

📣 Hey everyone! Exciting news in the mortgage world! Rates are easing and sales are up! 😍 If you're considering buying or refinancing, now's the time to chat! 📊 Drop me a message to strategize your next move! 💬

10/10/2025

🔄🏡 Eliminate your mortgage payment & fund a Roth IRA. Message me to learn more!

09/07/2025

5.0 star review received on Experience.com for Jon Higginbotham by William B - 👍✌️✌️✌️✌️✌️✌️✌️✌️✌️

Click to see all 80 reviews of Jon Higginbotham, Senior Mortgage Loan Officer