10/10/2026
Happy OU–Texas weekend, Oklahoma. 🏈
While everyone's focused on the scoreboard, I'm thinking about something else that's different between the two states: homeowner insurance.
Texas gives insurance carriers more flexibility in the policy forms they use — which means what's covered and what's excluded can vary more between carriers in Texas than you might expect. You really do need to read the specific policy you're buying.
Oklahoma has its own nuances — especially around wind and hail exclusions, which have become more common as carriers re-evaluate their storm exposure in our region.
I'm licensed in both states, which means I'm familiar with both sets of rules — and I can help clients on either side of the Red River make sure they're getting the coverage they think they're getting.
Oklahoma or Texas, I've got you. (On the insurance side, anyway. You're on your own Saturday.) 🤠🤘
Amy Bell · First Harvest Insurance
918-528-4567
insuranceform.app/l/amy-bell/Li_VMU5HBX04A