05/08/2026
The City of Bismarck now uses the North Dakota Insurance Reserve Fund (NDIRF) endorsement for sewer back‑ups or watermain breaks from a City main. When a property is affected, this policy is supplemental to the homeowner’s insurance then followed by up to $40,000 per claim, per incident as determined by NDIRF. Effective April 1, 2026.
The City of Bismarck now uses the North Dakota Insurance Reserve Fund (NDIRF) endorsement for sewer back‑ups or watermain breaks from a City main. When a property is affected, this policy is supplemental to the homeowner’s insurance then followed by up to $40,000 per claim, per incident as determined by NDIRF. Effective April 1, 2026 – https://www.bismarcknd.gov/m/newsflash/home/detail/8950.
Learn more about the endorsement:https://www.ndirf.com/wp-content/uploads/2026/02/Facts-Regarding-Backup-Incidents-Information-for-Homeowners-and-Business-Owners.pdf
City sewer info: https://www.bismarcknd.gov/181/Sewer