Melinda Kempel, Investment Advisor - Bravera Planning + Investing

Melinda Kempel, Investment Advisor - Bravera Planning + Investing A lifelong resident of North Dakota, Melinda has been working in the investment industry since 1995. member FINRA/SIPC.

Her goal is to provide high-quality education, products and services to her clients. “I enjoy working with individuals on a customized plan to meet their needs.” Melinda understands that each individual has unique personal and financial goals, so she uses one or a combination of tools offered by Bravera to help her clients reach those goals. Products and services offered through Bravera Wealth are

: * Not a deposit * Not FDIC Insured * Not Insured by any federal government agency * Not financial institution guaranteed and may be subject to investment risk, including loss of principal amount invested. Securities and investment advisory offered through Osaic Wealth, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Securities products offered by Osaic Wealth, Inc. are not FDIC insured, not deposits or other obligations of the financial institution, not guaranteed and are subject to investment risk and possible loss of principal invested. Bravera is not affiliated with Osaic Wealth, Inc.

01/27/2026

Your filing status affects everything from your tax brackets to whether you have to file at all. Here’s how the rules work.

01/24/2026

If 65's the new 45, what's your plan for your golden years? Reports indicate that those in retirement now engage in a variety of activities tied to their hobbies, volunteer work, socializing, relationships, and ongoing work.

12/06/2025

By the time you reach your 40s and 50s, retirement stops feeling like a distant idea; you can actually start picturing it. For some, that picture includes leaving the workforce earlier than the traditional 65 or 67.

11/22/2025

Retirement investors can sock away more next year, as the Internal Revenue Service has boosted the limits on contributions to 401(k) and individual retirement accounts to factor in inflation.

11/04/2025

AI investment is driving Wall Street’s biggest rally in years. Forbes’ contributors explore whether it's a rising wave or an AI bubble.

10/25/2025

Learn how savvy entrepreneurs are using science-backed strategies — and even AI — to make fewer, smarter choices and reclaim their brainpower.

10/18/2025

As we approach Thanksgiving and the holiday season in general—a time of gratitude and reflection—it’s worth taking a moment to recognize the financial blessings that often go unnoticed amidst our everyday routines.

09/27/2025

Women often outlive their spouses and serve as caregivers. Preparing for wealth transfer is essential for women to gain confidence in managing complex family finances.

08/19/2025

If you're 50 or older, you can contribute at least $7,500 more than the standard limits to 401(k)s, 403(b)s, 457s, and Thrift Savings Accounts, and $1,000 more to IRAs. Internal Revenue Service. “401(k) Limit Increases to $23,500 for 2025, IRA Limit Remains $7,000.”

08/16/2025

Your spending habits can make or break your retirement plan.

07/29/2025

It isn’t just about getting better long-term investment returns. Advisors save clients time and help them feel less stressed.

07/22/2025

Research suggests that to have a satisfying life, you need to regularly feel three things: achievement, meaningfulness, and joy in the moment. How well are you doing on each of those fronts?

Address

401 N 4th Street
Bismarck, ND
58501

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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