Scott Stearns

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Scott Stearns Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Scott Stearns, Loan service, Birmingham, AL.

Christian, Husband, Father, Son and Residential Mortgage Lender
Blessed to serve Alabama and Georgia families by helping them get their new home for 23 years and absolutely LOVE IT!

10/16/2026

Buying a house. Not a bridge. Glad we cleared that up. 😂

This week on Scott and Scott On The Dock: what happens when you find your next home before you’ve sold your current one?

A bridge loan may help eligible buyers use equity from their current home toward the next one.

Sound like your situation? Let’s talk.

You can order a half-caf oat milk latte with two pumps of vanilla, but “conventional loan” sounds complicated. Fair enou...
10/14/2026

You can order a half-caf oat milk latte with two pumps of vanilla, but “conventional loan” sounds complicated. Fair enough.

Swipe for the coffee version of mortgage talk.

Still have questions? Send them my way. You don’t have to know the lingo before we talk.

Found the next house. Current house is still sitting there like, “What’s the rush?”A bridge loan may help you buy before...
10/12/2026

Found the next house. Current house is still sitting there like, “What’s the rush?”

A bridge loan may help you buy before you sell by putting your current home’s equity to use.

There are costs and repayment terms to consider, and you may need to carry payments on both homes for a bit.

Let’s talk through your move. Preferably before you pack the coffee maker.

10/09/2026

The doctor job is lined up. The paychecks haven’t caught up yet.

That may not mean your house plans have to wait. On this Mortgage Mustang, we’re talking about physician loans and how future employment income may help eligible borrowers qualify, subject to program requirements.

Have a contract and questions? Let’s talk.

Found the next house. Still own the current one. Now what?Before you start coordinating two closings and a minor nervous...
10/07/2026

Found the next house. Still own the current one. Now what?

Before you start coordinating two closings and a minor nervous breakdown, let’s talk. A bridge loan may help eligible buyers purchase their next home before selling their current one.

Message me and we’ll walk through the costs, timing, and whether it makes sense for you.

Agents, if “I’ll just do it myself” is your entire delegation strategy… this one’s for you. 😂Join Haley Parker and  Shiv...
10/05/2026

Agents, if “I’ll just do it myself” is your entire delegation strategy… this one’s for you. 😂

Join Haley Parker and Shivani Peterson on October 6 for “The Power of Delegation” and a conversation about why letting go is so hard, what doing everything yourself is costing you, and how to hand things off without losing quality.

Grab a spot and bring that to-do list you refuse to let anyone else touch.

DM me for the link to register!

Refreshing mortgage rate headlines isn’t much of a hobby. Let’s give you something more useful to work with.Swipe throug...
10/02/2026

Refreshing mortgage rate headlines isn’t much of a hobby. Let’s give you something more useful to work with.

Swipe through for a look at what goes into your rate beyond the market. Then let’s talk about your budget, your timeline, and what options may fit.

Send me a message. No crystal ball required.

Been watching rates and wondering what your next move should be? Let’s talk options.Fairway’s Home Budget Booster is now...
09/30/2026

Been watching rates and wondering what your next move should be? Let’s talk options.

Fairway’s Home Budget Booster is now available and could give eligible conventional buyers a little breathing room during their first year.

Message me to see if it could fit your homebuying plans.

Subject to program requirements. Not all borrowers will qualify.

09/28/2026
09/25/2026

“Real nice.” Scott’s official review. 😂

Fairway may retain servicing on your loan, keeping that connection going after closing.

Curious who you’ll make your mortgage payments to? Let’s talk.

Address

Birmingham, AL
35242

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