Daniel DiGuglielmo, Union Home Mortgage Lender NMLS #267473

09/08/2026

The graph tells a pretty clear story: the median price of a new home has climbed from $47,200 in 1980 to more than $410,000 today.

That growth didn’t happen in a straight line, and there have certainly been periods when prices declined. But over the long term, waiting for dramatically lower prices hasn’t historically been a winning strategy.

If you’re holding out for 2021 mortgage rates, remember: 2021 home prices may not be coming back with them. Let’s look at today’s numbers and determine what makes sense for you.

09/07/2026

There’s a lot that goes into deciding whether buying a home makes sense, and no single headline tells the whole story.

That’s why I like breaking down what’s happening and, more importantly, what it could actually mean for you.

You don’t have to become a housing or mortgage expert. You just need good information, the right context, and someone you can ask questions along the way.

09/07/2026

Happy Labor Day from UHM! We hope you’re enjoying your long weekend!

09/04/2026

September can be an interesting month for buyers. Last year, nearly 1 in 5 listings had a price reduction during the month.

That doesn’t mean every seller will negotiate, but if a home has been sitting for a while, it may be worth having the conversation.

09/03/2026

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

09/03/2026

This headline caught my attention. When prices move (even modestly) it can change the monthly payment, the cash needed at closing and which homes may fit your budget.

If you’ve been looking but haven’t checked your numbers recently, it may be worth taking another look.

09/02/2026

Would you rather have a smaller home filled with natural light, or more square footage with less of it?

There’s no wrong answer, but I’m curious which one you’d choose.

09/01/2026

A mortgage payment isn’t just another monthly bill. Over time, it can help you build ownership, turn part of your housing expense into an asset and move you closer to owning the home outright.

That long-term picture is one of the biggest reasons I believe homeownership is worth exploring.

08/31/2026

Sometimes the individual numbers don’t seem like much on their own, but when a few of them start moving in the same direction, I pay attention. That’s what caught my eye this week.

If buying a home is somewhere on your radar, I think it’s worth knowing when the market starts showing little signs of change.

08/30/2026

Why close twice when you can get it done in one? UHM's One-Time Close Construction Loans smooth out the home building process, avoiding fees and extra paperwork. Contact me to learn more!