HIL Equipment Financing

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Birmingham, AL
HIL Equipment Financing

Your Equipment Financing Partner –
Need the right equipment to grow your business? I’m here to make it happen!

02/27/2026

Hotshot Owners — Need Equipment Financing?

If you're looking to purchase a truck or trailer for your hotshot operation, we can help you secure financing quickly and keep your cash working for you.

HIL Financial provides nationwide commercial equipment financing for:

• Hotshot trucks
• Gooseneck trailers
• Flatbeds
• Utility and specialty trailers

What you can expect:

• Soft-pull credit review (no hard inquiry to get started)
• Same-day approvals in most cases
• Funding in as little as 24–72 hours (deal dependent)
• Programs for A–D credit tiers
• Start-ups considered
• Terms up to 84 months
• Section 179 tax advantages
• Reports to PayNet to help build commercial credit under your business

Whether you're adding a unit or replacing one, we structure deals to keep you moving and profitable.

Call Austin Jaramillo
425-372-7925
www.easycommercialfinancing.com

Move more freight. Build business credit. Keep your cash flow strong.

02/23/2026

Financing for hotshot owners — trucks, trailers, or full builds.

If you’re running a hotshot operation and looking to upgrade or get rolling, we offer commercial equipment financing structured under your business name.

• Trucks, trailers, and custom builds
• Soft-pull credit check to get started
• Flexible terms and fast approvals
• Simple, straightforward process

Build your hotshot business without tying up all your cash.

Call or text 425 372 7925
www.easycommercialfinancing.com

12/09/2025

Looking to finance equipment or a truck and want a more personal, no-runaround experience? I take a hands-on approach and work directly with buyers across all credit tiers.

• $0 down options for well-qualified buyers
• 20 percent down programs for start-ups
• Nationwide funding and fast approvals

Call or text me directly at 425-372-7925 to see what you qualify for.

To Apply, click here:

12/05/2025

If you’re planning to pick up heavy equipment before the end of the year, now is the time to move.

I work with 40+ lending programs nationwide, and I can line up some of the strongest financing options in the industry — across all credit tiers, all types of equipment, and for both established businesses and start-ups.

Whether you’re buying excavators, skid steers, trucks, trailers, loaders, or anything in between, I can help you secure:

• Same-day approvals
• App-only up to $1M
• Soft-pull credit access (no hard inquiry to get started)
• Terms up to 84 months
• Options with low down payments
• Section 179 benefits for qualifying purchases
• Fast funding, often same day

If you want to maximize tax advantages for 2025 and get your equipment locked in before year-end, message me or call/text 425-372-7925.

I’ll get you the best options available in the industry and make the process simple from start to finish.

10/09/2025

Year-End Push — Section 179 Is Here!

It’s that time of year again when smart buyers position themselves to win. Whether it’s upgrading equipment, expanding the fleet, or finally pulling the trigger on that new truck — now’s the time to make the numbers work in your favor.

Here’s what I’ve got on deck right now:
✅ Approvals in as little as 24 hours
✅ Soft pull within an hour
✅ Rates starting at 5.99%
✅ $0 down programs
✅ No payment for 90 days
✅ $99 payments for 6 months

The market’s been slower than usual, but that’s when the smart money gets positioned. Don’t wait for everyone else to wake up — make your move before December 31st and leverage Section 179 while it still counts for 2025.

If you or your customers need a hand getting it done, I’m here to help — quick approvals, clean communication, and real options that fit the deal.

"When opportunity knocks, it’s usually disguised as hard work."

09/18/2025

🚨 Used Tow Truck Financing Program 🚨

We’re rolling out a special program for established businesses (2+ years in operation):

✅ $0 Down Payment
✅ No Payments for 90 Days
✅ Fast, Simple Approvals

👉 For Buyers: Add a truck to your fleet without draining cash flow. Start earning before your first payment is due.
👉 For Vendors: Close more deals by offering buyers an option with $0 down and deferred payments.

This program is designed to help serious operators expand and to give dealers a powerful tool to move inventory.

If you’re buying — or if you’re selling and want to give your customers a competitive financing option — let’s connect and get you set up.

09/10/2025

Call today! 425 372 7925

08/26/2025

If you or someone you know needs equipment financing for their business, reach out to me.

Rates are starting at 5.99% on used equipment right now (all depends on the profile). I can help with most types of equipment as long as the purchase is $15k or more.

Always happy to help and answer questions.

08/12/2025

🚛💨 New Financing Program for Start-Ups & Small Fleets 💨🚛

We’ve got a game-changing program that’s been turning heads in the trucking world — perfect for smaller fleets and start-ups looking to grow without the usual headaches.

✅ Rates: 8% – 15% (more competitive than similar programs)
✅ Down Payment: 20% for start-ups (1 year industry experience required)
✅ Equipment: Daycabs, dump trucks, specialty/vocational, sleepers
✅ Mileage: Flexible (some start-up programs require under 600k miles)
✅ Bank Requirement: Business bank statements, 10–15% reserves ideal

Quick Guidelines:
📌 Minimum FICO: 630+
📌 Start-ups welcome (1 year industry experience needed)
📌 No max equipment age
📌 Finance amounts: $25k – $75k (app only)

This program was designed to help new operators & small fleets get on the road FAST — with competitive rates, reasonable requirements, and a lender that understands the start-up hustle.

📲 Message me today and let’s get you rolling!

Address

181 W Valley Avenue Ste 245 #1190
Birmingham, AL
35209

Telephone

+14253727925

Website

https://www.easycommercialfinancing.com/

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