Alva Caine, NMLS 273405 at Method Mortgage

Alva Caine, NMLS 273405 at Method Mortgage Sr. Lending Officer

A mortgage lending leader for over 30 years. My only goal is my clients satisfaction though out the home buying process.

03/20/2026

Spring has sprung in BirminghamšŸŒ·šŸ”šŸ° If you are thinking of buying a home, now is a great time! Reach out one of our expert lending professionals today, and we will be happy to help you spring into a new home!!

02/20/2026

At Method Mortgage we are proud to support our local communities, schools, and nonprofit organizations. We are especially grateful that we can contribute to these amazing organizations through our Community Partnership Referral Program! Since 2020, we have been able to donate over $72,000 to local charities. Read more about this program on our website:

https://methodmortgage.com/news/method-mortgage-community-referral-program

02/16/2026

From the birth of a nation to freedom and equality for all, let us celebrate those who have led this country to greatness. Happy Presidents' Day! šŸ‡ŗšŸ‡ø

02/14/2026

This Valentine's Day, let Method Mortgage help you find the keys to your dream home! ā¤ļøšŸ”‘ Whether youā€™re buying your first home or your forever home, we are ready to make the process smooth, simple, and stress-free. Happy Valentineā€™s Day from all of us at Method Mortgage!

02/13/2026

While many buyers hold out for spring, the late-winter market has some real advantages. Savvy buyers know thereā€™s a sweet spot just before the rush.

Curious how much buying a few weeks earlier could potentially save you? Drop a comment below, and we'll share 3 smart reasons to consider a winter purchase.

02/02/2026

Itā€™s Groundhog Day, and no matter what Phil predicted, spring is already feeling early with mortgage applications on the rise šŸ¦«šŸŒ· If a move is on your radar this year, NOW is the time to talk. Letā€™s get your financing in place so youā€™re pre-approved and ready to find your dream home. Reach out today- weā€™re always here to help!
https://methodmortgage.com/our-people

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01/22/2026

Youā€™ve been waiting for mortgage rates to drop ā€“ and itā€™s happening. Mortgage rates are in the lowest range theyā€™ve been in nearly 3 years. And theyā€™re expected to stay in this vicinity for the rest of 2026. Thatā€™s a big deal. That means affordability is going to start to feel different. The door just opened. Lower payments. Better affordability. More buying power. If buying didnā€™t make sense for you before, it might now. Take this as your sign it's time to talk to Method Mortgage and take another look at your numbers.

01/16/2026

Because of your referrals during the 4th quarter of 2025, Method Mortgage was honored to donate $1,850 to Unless U, a local nonprofit organization committed to fostering the growth of adults with disabilities academically, spiritually, physically, socially, and vocationally.

Unless U is making a meaningful impact in our community by creating opportunities for individuals to learn, grow, and thrive. Weā€™re grateful to partner with organizations that are changing lives right here in Birmingham.

Thank you to Meredith Binkley for visiting our office earlier this week and sharing more about the incredible work of Unless U. Read more about their impact here: https://www.unlessu.org

01/15/2026

Mortgage rates are down a full percentage point from this time last year. That may not sound dramatic... until you see the impact. On a typical $400K loan, that difference can mean saving over $330 a month and nearly $120,000 over the life of the loan.

Thatā€™s what just one year can change. If buying didnā€™t work for you last year, letā€™s re-run the numbers and see if 2026 could be your year.

12/18/2025

Torn between renting or buying? While renting can feel much less expensive right now, it also means missing out on the long-term wealth you build when you own. This chart makes it clear. No matter when someone buys, homeowners end up building far more wealth than renters. And thatā€™s true even after you factor in things like repairs and property taxes. Thatā€™s because every mortgage payment adds to your equity, while every rent payment is money you never get back. If youā€™ve been wondering whether you should rent or buy, this is your reminder that owning is a better long-term play. Contact one of our experienced loan officers at Method Mortgage to start the process!

12/14/2025

What a wonderful evening celebrating the season at the Method Mortgage Christmas party! Weā€™re so grateful for the chance to come together and reflect on a great year. A huge thank you to our amazing team, clients, and trusted partners who made it all possible. šŸ’™šŸŽ„ From our family to yours, Merry Christmas and Happy Holidays!

Address

601 Vestavia Parkway, Suite 300
Birmingham, AL
35216

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