Justin Drake at Prosperity Home Mortgage

Justin Drake at Prosperity Home Mortgage NMLSR #110999
Prosperity Home Mortgage NMLS #75164 NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

-Over 30 years of Mortgage Loan experience
-Consistently ranked in the top 1% of Mortgage Loan Originators nationwide over the last ten years.
-Consistent top customer service with over 500 5 star reviews. Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mo

rtgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

Same word. Three very different jobs. 🏠🛡️🏡 Homeowners insurance helps cover the home and belongings after certain covere...
09/09/2026

Same word. Three very different jobs. 🏠🛡️

🏡 Homeowners insurance helps cover the home and belongings after certain covered losses or damage.

📜 Title insurance addresses certain ownership or title problems connected to the property’s past. A lender’s policy protects the lender, while an owner’s policy protects the homeowner.

💰 Mortgage insurance protects the lender if the borrower stops making payments. Whether it is required depends on the loan program, down payment and other factors.

All three may come up during the homebuying process, but they are definitely not interchangeable.

Real estate colleagues, save and share this before your buyer asks, “Wait, which insurance is this again?” 💙

📘 : Let’s talk credit.Your credit profile is made up of more than just a score. How much available credit you’re using,...
09/08/2026

📘 : Let’s talk credit.

Your credit profile is made up of more than just a score. How much available credit you’re using, the accounts on your report, and when your credit is reviewed can all be part of the bigger picture.

This week, we’re breaking down three terms worth knowing: Credit Utilization, Tradelines, and Credit Inquiries.

👉 Swipe through for a quick credit vocabulary refresh—and save this one for later!

Have questions about how credit factors into the mortgage process? Get in touch with us to learn more.

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spendi...
09/07/2026

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spending the long weekend, we hope you find time to relax, recharge, and enjoy the place you call home. 🏡

Happy Labor Day from all of us at Prosperity Home Mortgage!

5.0 star review received on Experience.com for Justin Drake by Brianna B - I honestly can’t say enough great things abou...
09/07/2026

5.0 star review received on Experience.com for Justin Drake by Brianna B - I honestly can’t say enough great things about Justin Drake! From the very beginning of our mortgage process all the way through closing, Justin was absolutely phenomenal. He made what could have been a stressful and overwhelming experience feel smooth, simple, and completely manageable.
Justin was always available to answer our questions, explain everything clearly, and make sure we understood exactly what was happening every step of the way. His communication was outstanding, his knowledge was impressive, and you could genuinely tell that he cared about getting the best possible outcome for us—not just closing another loan.
What impressed us the most was his dedication. Justin stayed on top of everything, kept the process moving, and gave us confidence throughout the entire journey. Anytime we had a question or concern, he was there with an answer and a solution. That level of service is extremely hard to find.
Buying a home is one of the biggest financial decisions you can make, and having the right mortgage lender makes ALL the difference. We are incredibly grateful that we had Justin Drake in our corner. He exceeded our expectations in every possible way.
If you are looking for a mortgage lender who is professional, knowledgeable, responsive, trustworthy, and truly cares about his clients, Justin Drake is the person you want. I would recommend him to my family, friends, and anyone looking to purchase or refinance a home without hesitation.
10/10 experience and easily one of the best people we worked with throughout our entire home-buying process. Thank you, Justin, for helping make our dream of homeownership a reality! We couldn’t have asked for a better lender!

Read more: https://experience.com/reviews/justin-drake/35ca346e-359f-4bb0-99bf-7bf0acb92abd?V=1788741781&utm_source=facebook&utm_medium=autopost&utm_content=13598568

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the clien...
09/04/2026

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the client journey. Verify who you’re meeting, keep others informed, stay aware of your surroundings, and always trust your instincts.

Supporting the REALTORSÂŽ we work with means caring about more than the transaction.

Your client. Your relationship. Your safety matters.

Save this carousel, share it with a real estate professional you care about, and take a moment to review the safety habits you rely on every day.

If you had one extra garage bay, what would you turn it into? 👀A workout zone for early-morning energy and at-home conve...
09/02/2026

If you had one extra garage bay, what would you turn it into? 👀

A workout zone for early-morning energy and at-home convenience 💪
or a home workshop for projects, tools, and creative weekends 🛠️

Vote 1 or 2 below—and tell us what your dream garage setup would include. ⬇️

Address

109 Inverness Plaza
Birmingham, AL
35242

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