06/04/2026
Waiting until your kids are 60 to transfer wealth is probably a terrible legacy strategy.
By then:
✔️ The mortgage is already paid
✔️ The hardest parenting years are over
✔️ Career risks won’t be taken
✔️ Businesses won’t be started
✔️ Compounding years are gone
Ask yourself: Would you rather receive a gift at 40 that may change your financial trajectory, or inherit assets at 65 when your balance sheet is already established?