Lincoln Smith - Producing Branch Manager

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Lincoln Smith - Producing Branch Manager Dad. Husband. Hopeful Horticulturist. Mortgage Originator
www.lincolnsmortgage.com
NMLS ID #351964 We believe in working hard and following a plan. NMLS #2239.

Vice President of Sales at TJC Mortgage, Inc in Birmingham, Alabama. Locally Owned and Operated and proud to be Veteran Owned, TJC is the fastest growing lender in Birmingham. We have great resources and are constantly working to make ourselves better each day. We are always looking for talented, driven people to join our team. If you are experienced in the mortgage industry and looking to grow your business, we would love to talk to you to see if we are a good fit for each other! NMLS # 351964

TJC Mortgage, Inc. NMLS ID #2239 (www.nmlsconsumeraccess.org)
(TJC) was founded in 2005 by Chris Carter, Joe Meadow, and Tanner Allen. After a brief stint working for other firms, we put our collective minds together to create a faster, more efficient, and more profitable way to originate and close residential mortgage transactions. These modifications have allowed us to prosper and absorb other firm’s workloads while maintaining our own. The last few years have provided for increasing revenues for TJC while the industry as a whole has had to rebound. This growth can mainly be contributed to the support and training provided by TJC. TJC has an open mind to all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family. Our territory currently covers all of Alabama, Mississippi, Tennessee, Arkansas, Louisiana, Colorado, Georgia, Texas, Virginia, North Carolina, and Florida. See www.tjcmortgage.com for state license and banking information.

Your first home is a big milestone—and you don’t have to figure it out alone 🏡We’ll walk you through every step with con...
10/19/2026

Your first home is a big milestone—and you don’t have to figure it out alone 🏡
We’ll walk you through every step with confidence.
Start at https://bit.ly/4ufexK0

Deciding When to Refinance Your Home: A Guide for Local HomeownersWhat Does Refinancing Your Home Mean? Refinancing refe...
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Deciding When to Refinance Your Home: A Guide for Local Homeowners

What Does Refinancing Your Home Mean? Refinancing refers to replacing your current home loan with a new one, usually to get more favorable terms or adjust your financial situation. For...

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What Does Refinancing Your Home Mean? Refinancing refers to replacing your current home loan with a new one, usually to get more favorable terms or adjust your

From application to closing, we keep things smooth and stress-free 🏡That’s the MortgageRight difference.
10/12/2026

From application to closing, we keep things smooth and stress-free 🏡
That’s the MortgageRight difference.

Should You Pay Mortgage Points? An Independent Guide for Local HomebuyersWhat Are Mortgage Points and Why Might You Cons...
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Should You Pay Mortgage Points? An Independent Guide for Local Homebuyers

What Are Mortgage Points and Why Might You Consider Them? Mortgage points, often called “discount points,” are optional upfront fees paid at closing in exchange for a lower interest rate...

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What Are Mortgage Points and Why Might You Consider Them? Mortgage points, often called “discount points,” are optional upfront fees paid at closing in exchange

No two buyers are the same—and your loan shouldn’t be either 🎯We tailor solutions to fit your goals.
10/05/2026

No two buyers are the same—and your loan shouldn’t be either 🎯
We tailor solutions to fit your goals.

10/01/2026

What You’ll Need for a Successful Mortgage Application in Birmingham, AL

What Are the Basic Documents Needed for a Mortgage Application? Every mortgage lender will require specific documents to verify your identity, income, assets, and debts. For residents of Birmingham, AL,...

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How Residents in Birmingham, AL Can Choose a Trusted Home Loan LenderWhat Should Local Homebuyers Look for in a Mortgage...
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What Should Local Homebuyers Look for in a Mortgage Lender? Birmingham, AL homebuyers generally seek a lender who is trustworthy, responsive, and able to offer terms that fit the needs...

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What Should Local Homebuyers Look for in a Mortgage Lender? Birmingham, AL homebuyers generally seek a lender who is trustworthy, responsive, and able to offer

When rates shift, opportunities open 📉Let’s evaluate if refinancing makes sense for you.
09/28/2026

When rates shift, opportunities open 📉
Let’s evaluate if refinancing makes sense for you.

Pre-approval gives you a clear advantage in today’s market ✔️Know your numbers and shop with confidence.Call 205-335-440...
09/21/2026

Pre-approval gives you a clear advantage in today’s market ✔️
Know your numbers and shop with confidence.
Call 205-335-4400 to get started.

Understanding How Mortgage Interest Rates Shape Your Monthly Payment in Birmingham, ALWhy Do Interest Rates Matter for Y...
09/17/2026

Understanding How Mortgage Interest Rates Shape Your Monthly Payment in Birmingham, AL

Why Do Interest Rates Matter for Your Mortgage Payment? Interest rates are a key factor in determining how much you pay each month on your home loan. For Birmingham, AL...

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Why Do Interest Rates Matter for Your Mortgage Payment? Interest rates are a key factor in determining how much you pay each month on your home loan. For Birmin

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20 MeadowView Drive, Hoover Al 35242
Birmingham, AL
35243

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