Save on Lending

04/29/2026

Most people think putting 20% down is always the best move.

In some cases, it is, but not always.

In this situation, using part of the down payment to eliminate a monthly debt increased buying power significantly.

Same client, same income… just a different strategy.

How you structure a loan matters more than most people realize.

04/07/2026

Appraisals don’t have to kill a deal but how you talk about them matters.

Instead of saying “low appraisal,” I focus on the actual numbers and the options.

That small shift keeps everyone focused on solutions instead of emotions.

Most deals don’t fall apart because of the appraisal itself…
it’s how people react to it.

03/28/2026

03/20/2026

A client was told she couldn’t buy a home because of a bankruptcy and what looked like a foreclosure on her credit report.

After reviewing the documents and asking one additional question, we found that the mortgage had actually been reaffirmed, which changed everything.

She’s now pre-approved.

Situations like this are more common than people think. What shows up on a credit report doesn’t always tell the full story.

The details matter. If you’ve been told “no” before, it might be worth a second look.

11/12/2025

🦃🍁This Thanksgiving, Save on Lending is giving back 🍁🦃

We’re helping local families who could use a little extra support with groceries or dinner this season.

Know someone in need? DM us to nominate a family and please share or repost to help spread the word.

03/24/2024

Hey everyone, I'm Ezik Danial, your go-to mortgage expert with over a decade of experience in the field. Thrilled to announce the launch of my company, Save On Lending! We're here to help you navigate the world of mortgages and save big on your dream home. Follow us for expert tips, personalized advice, and exclusive deals! Let's embark on this homeownership journey together

03/20/2024

"Ricky Hadid here, thrilled to introduce Save On Lending! With a decade of expertise, we're your go-to for refinancing and purchase mortgages. Let's turn your homeownership dreams into a reality together. 🏡💼 "