Wallace Capital Funding, LLC

Wallace Capital Funding, LLC Provides for financing for business owners with the shortest period of time with maximum profits!

05/25/2026

Why Profitable Jobs Still Drain Your Bank Account

Most contractors think a healthy bank balance means a healthy business — and that assumption quietly bankrupts profitable jobs. A licensed GC running a flawless $500K project watched his account hit negative $38,000 by month four, not because of pricing, labor, or subs, but because cash accounting was hiding the real cost of work already completed. The fix wasn't working harder; it was switching to accrual, where every cost ties back to the job that created it, so a loss shows up while there's still time to correct it. For any contractor billing net 30, holding retainage, or trying to qualify for funding, this single shift is the difference between seeing control and guessing at it. Tap the video to see if your own books are telling you the truth — or just telling you what you want to hear.

02/20/2026

This SBA Strategy Apple Used—Why Aren’t More Business Owners Using?



Most business owners don’t know the SBA helps fund private investment firms—not just loans.

SBICs quietly deploy billions into cash-flowing businesses using SBA-backed leverage.



They don’t need your house as collateral—and they don’t need to run your company.



If you’re exploring growth capital, acquisitions, or partner buyouts, understanding SBICs could change how you fund your next move.



02/14/2026

No SBA Loan for Legal Permanent Residents

Green Card Used to Be a Key. Now It’s a Lock for SBA Loans

 

Most people think SBA loans are about credit and cash flow.

 

They just became about citizenship.

 

Here’s the timeline:

• Old rule – 51% citizen or LPR ownership
• Mid-2025 – 100% citizen or LPR ownership
• Dec 2025 – up to 5% non-citizen allowed
• Feb 2026 – LPRs removed completely

 

Starting March 1st, legal permanent residents are no longer eligible to own ANY part of an SBA-funded business.

 

Same taxes.
Same jobs.
Different rule.

 

If you own a business or plan to apply for SBA funding, ownership structure now matters more than ever.

 

10/24/2025

The Hidden SBA Loan Risk Nobody Talks About During a Government Shutdown

What if I told you a government shutdown could kill your SBA loan—not months from now, but instantly?

I was on the phone with the president of a bank today. He told me flat out: if your SBA loan doesn’t already have a number, it cannot close. It’s like being at the finish line of a marathon, ready to cross—and someone pulls up the tape and says, ‘Sorry, race canceled.’

Even worse, if a hurricane or natural disaster hits during a shutdown, businesses may not even get disaster loans—the very lifeline meant to keep them afloat.

This is why I help business owners and investors understand not just how to get funded, but how to navigate hidden risks that no one else talks about. Follow me for more strategies and tools to attract the capital you need for your next opportunity.

10/17/2025

🚨 What Happens to SBA Loans During a Government Shutdown? 🚨

 

Most borrowers think a government shutdown only affects Washington politics. The truth? It can freeze your SBA loan instantly—no number, no closing.

I even spoke with a bank president this week who confirmed: If the SBA hasn’t given you a loan number yet, you cannot close your deal.

 

And here’s the shocking part—if a hurricane hits during the shutdown, many business owners wouldn’t even be able to access disaster loans.

 

👉 Watch my full breakdown to see how this works and what you can do to protect yourself. Follow me for more insights and tools to attract funding for your next opportunity.

 

Join Live Masterclass at www.keysforbusiness.com/masterclass 

 

 

08/24/2025

👉 The Secret Form That Can Unlock Thousands More in Your Mortgage Loan

Most people think once an appraisal comes back, it’s set in stone. But here’s the truth: a single missing bathroom or miscounted bedroom can cost you tens of thousands in loan dollars… unless you know how to fight back.

I see this all the time with contractors and real estate investors who are stepping into development. The bank says, ‘Sorry, the appraisal came in too low,’ and instantly your project budget shrinks. What they don’t tell you is you have a powerful tool at your disposal—the Appraisal Rebuttal Form. It’s like having a referee step back onto the field when the score was called wrong. If the appraiser overlooked a comparable property, got the square footage wrong, or missed a key update—this is your chance to correct the record.

In this video, I’m going to walk you step by step through how to complete an Appraisal Rebuttal or Dispute Form, what information you need to gather so it actually gets considered, and how to present it in a way that increases your chances of boosting your loan amount. If you’re a contractor or investor looking to develop, this could be the difference between saying yes to a project or walking away.

 

07/13/2025

Funding Isn’t Complicated—It’s Just These 3 Things

 

 Getting business funding isn’t rocket science. But there’s one thing most entrepreneurs ignore—and it has nothing to do with credit.

 

👀 If you’re not showing this, lenders don’t care how good your numbers are.

 

Here are the 3 things you actually need to get approved (and no, it’s not just about your credit score):

📌 Ability to Pay
📌 Willingness to Pay
📌 Security for the Loan

 

Most people only focus on one.

 

In this video, I’ll show you how to align all three so you can stop hearing “no” from lenders.

 

Watch before you apply.

 

Join our live masterclass

07/06/2025

Small reminder to just go for a walk and spend time with nature. Refresh your mind.

07/03/2025

Why Small Businesses Struggle with Bonds—And How Some Still Win

Most small businesses will never raise a dollar through corporate bonds. But a few smart ones do—and they win big.

Small-cap businesses are often shut out of the bond market. High costs, no credit rating, and zero Wall Street access.

But here's the truth: corporate bonds aren't just for Fortune 500s. If you’re a contractor needing $10M for a project—or a growing logistics firm looking to scale—you don’t need Wall Street. You need the right structure and investors who get you.

Think private placements. Revenue-based notes. Even community bonds. These are the back doors smart founders use when banks say no.

 

In today’s video, I break down how small-cap businesses can raise money like the big guys—without the Wall Street price tag.

 

Happy Thanksgiving!
11/29/2024

Happy Thanksgiving!

Address

2100 Southbridge Parkway, Suite 650
Birmingham, AL
35209

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12058239530

Website

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