Rosner Private Wealth Management of Raymond James

11/10/2025

Coordinating Care for Aging Parents: Practical Tools for Busy Professionals
I am 47 and most likely you have or will have to consider supporting aging parents while managing a career requires thoughtful planning across healthcare, housing, and financial well-being. Here are key areas to focus on—and tools that can help:
Care Management: Services like Broadspire help coordinate healthcare, vet assisted living options, and arrange home modifications to reduce stress and unexpected costs.
Medical Advocacy: PinnacleCare provides expert guidance through diagnoses and treatment decisions, helping avoid misdiagnoses and unnecessary procedures.
Medicare Navigation: ClearMatch connects families with licensed agents to evaluate Medicare options and avoid costly enrollment mistakes.
Fraud Protection: EverSafe monitors financial accounts for suspicious activity and helps protect against elder fraud and identity theft.
Legacy & Document Organization: Everplans offers secure storage for wills, medical info, passwords, and end-of-life wishes—ensuring clarity and peace of mind.
Financial Planning: Tools like Goal Planning & Monitoring allow families to model long-term care scenarios and funding strategies to prepare for future needs.
These resources empower families to make informed decisions, protect loved ones, and maintain financial stability during life's transitions.

09/08/2025

Having lunch with a client recently, I asked about his estate plan. He has four children, and one is named as the sole successor trustee. When I asked about the relationships, he admitted they can be contentious at times. This is a common and often overlooked issue.
The client was unaware of the role a corporate trustee can play in an estate plan. They can serve as an impartial third party, either alone or alongside a family member, to help manage and distribute assets. This can significantly reduce the potential for conflict and family disputes, ensuring that the parents' wishes are carried out fairly and without added stress on the children.
It's a great reminder that estate planning is more than just paperwork; it's about protecting your loved ones and your legacy. If you have questions about whether a corporate trustee is right for you, let's talk.

08/18/2025

You don't have to be a C-suite executive to have a big chunk of your wealth tied up in your company stock.
I often meet professionals who've been loyal to their company for years, accumulating shares and watching them grow.
This can also mean a large part of their net worth is concentrated in one position.
The risk? One company's fortunes = your financial future.
The good news: there are tax-efficient ways to reduce concentration risk — strategies that allow you to hedge, diversify, and protect your wealth without simply selling everything and triggering a big tax bill.
If most of your financial future is riding on your company's stock, now is the time to explore your options.

07/08/2024

How to Start a Contemporary Art Collection: A Beginner's Guide

the-art-world.com

07/04/2024

Wishing everyone a joyful and safe day of celebration. Happy 4th of July to all!

06/28/2024

Millennials Are Catching Up in Terms of Generational Wealth

stlouisfed.org

06/21/2024

90% of wealth transfers fail by the 3rd generation

www.raymondjames.com

06/10/2024

A 529 plan can be a very helpful saving tool when it comes to planning for education expenses. Understand the basics of 529s and how they can work beyond just college savings.

www.raymondjames.com

06/06/2024

Want your children to learn life skills that will make them confident, resilient adults? You can teach them about business early. Here are four ways:

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06/04/2024

A tax-advantaged account offers certain tax benefits to encourage saving and investing for specific purposes, such as retirement, education or healthcare. Find out how to improve the tax-efficiency of your financial plan.

www.raymondjames.com

05/31/2024

Last year, more than 338,000 Americans moved for their retirement – only 6% citing financial concerns as a factor in their choice of location. Find out the top destinations for retirees and what's drawing them there.

www.raymondjames.com

05/29/2024

Does your business rely heavily on one vital contributor? What would happen if you lost that person? Learn how key person insurance can help you maintain continuity and protect your business.