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I am a "stress reliever" when it come to Medicare. I take the worry away from seniors like yourself

10/18/2026

👀 “𝗠𝘆 𝗱𝗼𝗰𝘁𝗼𝗿 𝗮𝗰𝗰𝗲𝗽𝘁𝘀 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲, 𝘀𝗼 𝗜’𝗺 𝗴𝗼𝗼𝗱…𝗿𝗶𝗴𝗵𝘁?”
Maybe. But there’s 𝗢𝗡𝗘 more question you need to ask.
If you’re considering a Medicare Advantage plan, “accepts Medicare” does 𝗡𝗢𝗧 automatically mean your doctor is in-network with that specific plan.
Your doctor may see Medicare patients but not participate in every Medicare Advantage plan available in your area.
And depending on the plan, going out-of-network could mean:
💰 Higher costs
🚫 Limited or no coverage
👨⚕️ Needing to use a different provider
So don’t just ask:
“Do you accept Medicare?”
Ask:
👉 𝗔𝗿𝗲 𝘆𝗼𝘂 𝗶𝗻-𝗻𝗲𝘁𝘄𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝗧𝗛𝗜𝗦 𝘀𝗽𝗲𝗰𝗶𝗳𝗶𝗰 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗽𝗹𝗮𝗻?
Because choosing a plan and THEN finding out your favorite doctor isn’t in-network?
😬 𝗟𝗲𝘁’𝘀 𝘀𝗸𝗶𝗽 𝘁𝗵𝗮𝘁 𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝘀𝘂𝗿𝗽𝗿𝗶𝘀𝗲.
💬 Have a doctor you absolutely want to keep? Comment “𝗗𝗢𝗖𝗧𝗢𝗥” or send me a message.
👉 𝗙𝗼𝗹𝗹𝗼𝘄 𝘁𝗵𝗶𝘀 𝗽𝗮𝗴𝗲 𝗳𝗼𝗿 𝗺𝗼𝗿𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝘁𝗶𝗽𝘀!
📞 𝗣𝗮𝘂𝗹 𝗧𝗼𝗱𝗱 | 𝗖𝗿𝗼𝘄𝗻 𝗟𝗲𝗴𝗮𝗰𝘆 𝗚𝗿𝗼𝘂𝗽
205-419-9732
✉️ [email protected]

10/17/2026

𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝘀𝘄𝗶𝘁𝗰𝗵𝗶𝗻𝗴 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗢𝗿𝗶𝗴𝗶𝗻𝗮𝗹 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗮𝗻𝗱 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲? 👀

You may have options — but when you make the change matters.

🎥 Watch this quick Medicare Q&A with Paul before making a move.

👇 Comment “𝗦𝗪𝗜𝗧𝗖𝗛” below if you want help understanding your options.
💬 Have a Medicare question? Drop it in the comments — it could be featured in my next video.
👉 𝗙𝗼𝗹𝗹𝗼𝘄 this page for more simple Medicare answers.

Need personal help? Call or text Paul Todd at 205-419-9732.

10/16/2026

🙌 𝗛𝗲𝗿𝗲’𝘀 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂 𝗺𝗶𝗴𝗵𝘁 𝗡𝗢𝗧 𝗲𝘅𝗽𝗲𝗰𝘁 𝘁𝗼 𝗵𝗲𝗮𝗿 𝗳𝗿𝗼𝗺 𝗺𝗲 𝗱𝘂𝗿𝗶𝗻𝗴 𝗔𝗘𝗣:
𝗜 𝗺𝗶𝗴𝗵𝘁 𝘁𝗲𝗹𝗹 𝘆𝗼𝘂 𝘁𝗼 𝗸𝗲𝗲𝗽 𝘁𝗵𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗽𝗹𝗮𝗻 𝘆𝗼𝘂 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗵𝗮𝘃𝗲.
Because the goal of an annual review isn’t to find a reason to change coverage.
It’s to make sure your current coverage still makes sense for 𝗬𝗢𝗨.
We’ll look at:
✅ What’s changing for 2027
👨⚕️ Your doctors
💊 Your prescriptions
💰 Your costs
🎯 The benefits you actually use
📋 Any changes in your healthcare needs
Then we compare.
Sometimes another option may fit better.
And sometimes?
𝗬𝗼𝘂𝗿 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗺𝗮𝘆 𝘀𝘁𝗶𝗹𝗹 𝗯𝗲 𝗱𝗼𝗶𝗻𝗴 𝗲𝘅𝗮𝗰𝘁𝗹𝘆 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱.
That’s a successful review too.
😂 You don’t get bonus points for changing Medicare plans every year.
The goal is to make an informed decision — not change just for the sake of changing.
💬 Wondering if your current coverage still makes sense for 2027?
Comment “𝗥𝗘𝗩𝗜𝗘𝗪” or send me a message.
👉 𝗙𝗼𝗹𝗹𝗼𝘄 𝘁𝗵𝗶𝘀 𝗽𝗮𝗴𝗲 𝗳𝗼𝗿 𝗺𝗼𝗿𝗲 𝘀𝗶𝗺𝗽𝗹𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝘁𝗶𝗽𝘀.
📞 𝗣𝗮𝘂𝗹 𝗧𝗼𝗱𝗱 | 𝗖𝗿𝗼𝘄𝗻 𝗟𝗲𝗴𝗮𝗰𝘆 𝗚𝗿𝗼𝘂𝗽
205-419-9732
✉️ [email protected]

10/15/2026

🎉 𝗔𝗘𝗣 𝗜𝗦 𝗢𝗙𝗙𝗜𝗖𝗜𝗔𝗟𝗟𝗬 𝗢𝗣𝗘𝗡!
And before Medicare gets really LOUD over the next few weeks, here’s what I want you to remember:
𝗬𝗼𝘂 𝗱𝗼 𝗡𝗢𝗧 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗳𝗶𝗴𝘂𝗿𝗲 𝘁𝗵𝗶𝘀 𝗼𝘂𝘁 𝗯𝘆 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳. 🙌
You’ll see commercials.
You’ll get mail.
Your neighbor may tell you how much they LOVE their plan. 😂
But they don’t know:
👨⚕️ Your doctors
💊 Your prescriptions
💰 Your healthcare costs
✅ The benefits that matter to YOU
That’s why we start with 𝗬𝗢𝗨 — not the brochure.
Maybe we find a different option that better fits your needs for 2027.
Maybe we review everything and your current coverage still makes sense.
𝗧𝗵𝗲 𝗴𝗼𝗮𝗹 𝗶𝘀𝗻’𝘁 𝘁𝗼 𝗰𝗵𝗮𝗻𝗴𝗲 𝗽𝗹𝗮𝗻𝘀 𝗷𝘂𝘀𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗶𝘁’𝘀 𝗔𝗘𝗣.
The goal is to understand your options and make an informed decision for next year.
💬 Ready for your 𝟮𝟬𝟮𝟳 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗿𝗲𝘃𝗶𝗲𝘄?
Comment “𝗥𝗘𝗩𝗜𝗘𝗪” or send me a message.
👉 𝗙𝗢𝗟𝗟𝗢𝗪 𝗧𝗛𝗜𝗦 𝗣𝗔𝗚𝗘 𝗳𝗼𝗿 𝗺𝗼𝗿𝗲 𝘀𝗶𝗺𝗽𝗹𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝘁𝗶𝗽𝘀!
📞 𝗣𝗮𝘂𝗹 𝗧𝗼𝗱𝗱 | 𝗖𝗿𝗼𝘄𝗻 𝗟𝗲𝗴𝗮𝗰𝘆 𝗚𝗿𝗼𝘂𝗽
205-419-9732
✉️ [email protected]

10/14/2026

🚨 𝗔𝗘𝗣 𝗦𝗧𝗔𝗥𝗧𝗦 𝗧𝗢𝗠𝗢𝗥𝗥𝗢𝗪 — 𝗯𝘂𝘁 𝘆𝗼𝘂 𝗱𝗼 𝗡𝗢𝗧 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗽𝗶𝗰𝗸 𝗮 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗽𝗹𝗮𝗻 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄. 🙌
October 15 is when Medicare’s Annual Enrollment Period opens — not the day you have to have everything figured out.
You have until 𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿 𝟳.
So please don’t feel like you need to hurry, compare every plan, and make a decision immediately. 😂
Before making a change, let’s look at what actually matters:
👨⚕️ Your doctors
💊 Your prescriptions
🏪 Your pharmacy
💰 Your costs
✅ The benefits you actually use
𝗧𝗵𝗲𝗿𝗲 𝗶𝘀 𝗮 𝗱𝗲𝗮𝗱𝗹𝗶𝗻𝗲 — 𝗯𝘂𝘁 𝘁𝗵𝗲𝗿𝗲’𝘀 𝗮𝗹𝘀𝗼 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗮𝘀𝗸 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗺𝗮𝗸𝗲 𝗮𝗻 𝗶𝗻𝗳𝗼𝗿𝗺𝗲𝗱 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻.
So tomorrow, 𝘄𝗲’𝗿𝗲 𝗻𝗼𝘁 𝗽𝗮𝗻𝗶𝗰𝗸𝗶𝗻𝗴. 😂
𝗪𝗲’𝗿𝗲 𝗷𝘂𝘀𝘁 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘀𝘁𝗮𝗿𝘁𝗲𝗱.
💬 Looking at your 2027 Medicare information thinking, “Now what?”
Comment “𝗥𝗘𝗩𝗜𝗘𝗪” or send me a message. Let’s figure out your next step together.
📞 𝗣𝗮𝘂𝗹 𝗧𝗼𝗱𝗱 | 𝗖𝗿𝗼𝘄𝗻 𝗟𝗲𝗴𝗮𝗰𝘆 𝗚𝗿𝗼𝘂𝗽
205-419-9732
✉️ [email protected]

10/13/2026

💊 𝗬𝗼𝘂 𝗺𝗮𝘆 𝗵𝗮𝘃𝗲 𝘀𝗲𝗲𝗻 𝘁𝗵𝗶𝘀 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗻𝘂𝗺𝗯𝗲𝗿 𝗳𝗼𝗿 𝟮𝟬𝟮𝟳:

𝗦𝟰𝟭.𝟯𝟯.

And if you thought, “Great! So that’s what my Medicare drug plan will cost next year?”

𝗡𝗼𝘁 𝗾𝘂𝗶𝘁𝗲. 🙃

$41.33 is the 𝟮𝟬𝟮𝟳 𝗣𝗮𝗿𝘁 𝗗 𝗯𝗮𝘀𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝗰𝗶𝗮𝗿𝘆 𝗽𝗿𝗲𝗺𝗶𝘂𝗺.

It’s a number Medicare uses when calculating Part D premiums — 𝗡𝗢𝗧 the monthly price of every drug plan.

Your actual premium depends on the specific plan you choose.

And premium is only ONE number we need to look at.

💊 Are your prescriptions covered?
🏪 What pharmacy do you use?
💰 What are your copays?
📋 Is there a deductible?
✅ Are there restrictions on your medications?

𝗗𝗼𝗻’𝘁 𝗰𝗵𝗼𝗼𝘀𝗲 𝘆𝗼𝘂𝗿 𝟮𝟬𝟮𝟳 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗯𝗮𝘀𝗲𝗱 𝗼𝗻 𝗢𝗡𝗘 𝗻𝘂𝗺𝗯𝗲𝗿.

What matters is how 𝗬𝗢𝗨𝗥 coverage works for 𝗬𝗢𝗨.

💬 Comment “𝗣𝗔𝗥𝗧 𝗗” or message me and let’s look at the numbers that actually matter.

📞 𝗣𝗮𝘂𝗹 𝗧𝗼𝗱𝗱 | 𝗖𝗿𝗼𝘄𝗻 𝗟𝗲𝗴𝗮𝗰𝘆 𝗚𝗿𝗼𝘂𝗽
205-419-9732
✉️ [email protected]

10/12/2026

☀️ 𝗠𝗼𝗻𝗱𝗮𝘆 𝗠𝗼𝘁𝗶𝘃𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗣𝗮𝘂𝗹

You don’t have to figure out the whole week this morning. Pick one thing that matters and give it your attention. Small steps still move you forward.

𝗪𝗵𝗮𝘁’𝘀 𝗼𝗻𝗲 𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂’𝗿𝗲 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘁𝗼𝘄𝗮𝗿𝗱 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸?

10/11/2026

𝗬𝗼𝘂𝗿 𝗻𝗲𝗶𝗴𝗵𝗯𝗼𝗿’𝘀 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗽𝗹𝗮𝗻 𝗳𝗶𝘁𝘀 𝗧𝗛𝗘𝗜𝗥 𝗹𝗶𝗳𝗲. 𝗗𝗼𝗲𝘀 𝗶𝘁 𝗳𝗶𝘁 𝘆𝗼𝘂𝗿𝘀? 🤔

Choosing between Original Medicare and Medicare Advantage starts with your doctors, prescriptions, lifestyle, and budget.

In this video, I break down the differences in plain language—so you can feel more confident about your next step.

📲 Have questions? 𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗼𝗿 𝗰𝗮𝗹𝗹/𝘁𝗲𝘅𝘁 𝟮𝟬𝟱-𝟰𝟭𝟵-𝟵𝟳𝟯𝟮 𝗳𝗼𝗿 𝗮 𝗳𝗿𝗲𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻.

👉 𝗙𝗼𝗹𝗹𝗼𝘄 𝘁𝗵𝗶𝘀 𝗽𝗮𝗴𝗲 𝗳𝗼𝗿 𝗺𝗼𝗿𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗠𝗮𝗱𝗲 𝗦𝗶𝗺𝗽𝗹𝗲 𝘄𝗶𝘁𝗵 𝗣𝗮𝘂𝗹 𝗧𝗼𝗱𝗱!

10/10/2026

🚨 𝗧𝗵𝗲𝗿𝗲’𝘀 𝗮 𝗯𝗲𝗵𝗶𝗻𝗱-𝘁𝗵𝗲-𝘀𝗰𝗲𝗻𝗲𝘀 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗮𝗿𝘁 𝗗 𝗰𝗵𝗮𝗻𝗴𝗲 𝗳𝗼𝗿 𝟮𝟬𝟮𝟳 𝘆𝗼𝘂 𝘀𝗵𝗼𝘂𝗹𝗱 𝗸𝗻𝗼𝘄 𝗮𝗯𝗼𝘂𝘁.

For the past two years, Medicare had a temporary program designed to help stabilize premiums for participating standalone Part D drug plans.

𝗙𝗼𝗿 𝟮𝟬𝟮𝟳, 𝘁𝗵𝗮𝘁 𝗽𝗿𝗼𝗴𝗿𝗮𝗺 𝗶𝘀 𝗲𝗻𝗱𝗶𝗻𝗴.

Does that automatically mean your premium is going through the roof?

𝗡𝗢.

But it does mean you shouldn’t assume what you paid in 2026 is what you’ll pay in 2027.

Your specific plan deserves another look, including:

💰 Your premium
💊 Your prescriptions
🏪 Your pharmacy
📋 How your drugs are covered

CMS projects average standalone Part D premiums will remain relatively stable overall, but 𝗬𝗢𝗨𝗥 plan may be different.

And this is why I spend time reading Medicare updates most people probably don’t want to spend their Tuesday night reading. 😂

𝗬𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗳𝗼𝗹𝗹𝗼𝘄 𝗲𝘃𝗲𝗿𝘆 𝗖𝗠𝗦 𝗮𝗻𝗻𝗼𝘂𝗻𝗰𝗲𝗺

10/09/2026

📋 𝗕𝗲𝗳𝗼𝗿𝗲 𝘄𝗲 𝗰𝗼𝗺𝗽𝗮𝗿𝗲 𝗮 𝘀𝗶𝗻𝗴𝗹𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗽𝗹𝗮𝗻 𝗳𝗼𝗿 𝟮𝟬𝟮𝟳, 𝗜 𝘄𝗮𝗻𝘁 𝟱 𝘁𝗵𝗶𝗻𝗴𝘀 𝗼𝗻 𝘁𝗵𝗲 𝘁𝗮𝗯𝗹𝗲.
Literally, if we’re meeting in person. 😂
1️⃣ 𝗬𝗢𝗨𝗥 𝗣𝗥𝗘𝗦𝗖𝗥𝗜𝗣𝗧𝗜𝗢𝗡𝗦
Names, dosages and how often you take them.
2️⃣ 𝗬𝗢𝗨𝗥 𝗗𝗢𝗖𝗧𝗢𝗥𝗦
Especially the specialists you absolutely do NOT want to give up.
3️⃣ 𝗬𝗢𝗨𝗥 𝗣𝗛𝗔𝗥𝗠𝗔𝗖𝗬
Where you fill prescriptions can affect what you pay.
4️⃣ 𝗬𝗢𝗨𝗥 𝗖𝗨𝗥𝗥𝗘𝗡𝗧 𝗣𝗟𝗔𝗡
We need to know what you have now before deciding whether another option may fit you better.
5️⃣ 𝗬𝗢𝗨𝗥 𝗔𝗡𝗢𝗖
This shows what’s changing with your current coverage for 2027.
Why gather all this first?
Because we’re not looking for the prettiest brochure or the longest list of benefits.

👉 𝗪𝗲’𝗿𝗲 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝘁𝗵𝗮𝘁 𝗺𝗮𝗸𝗲𝘀 𝘀𝗲𝗻𝘀𝗲 𝗳𝗼𝗿 𝗬𝗢𝗨.
🙌 I made it easy with my 𝗙𝗥𝗘𝗘 𝟮𝟬𝟮𝟳 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗹𝗮𝗻 𝗥𝗲𝘃𝗶𝗲𝘄 𝗖𝗵𝗲𝗰𝗸𝗹𝗶𝘀𝘁.
👇 𝗖𝗼𝗺𝗺𝗲𝗻𝘁 “𝗖𝗛𝗘𝗖𝗞𝗟𝗜𝗦𝗧” and I’ll send you a copy.
📞 𝗣𝗮𝘂𝗹 𝗧𝗼𝗱𝗱 | 𝗖𝗿𝗼𝘄𝗻 𝗟𝗲𝗴𝗮𝗰𝘆 𝗚𝗿𝗼𝘂𝗽
205-419-9732
✉️ [email protected]

Address

2118 Columbiana Road, Suite B
Birmingham, AL
35216

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12059474656

Website

http://www.todayseniorsolutions.com/

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