Paul Todd - Today's Senior Solutions

Paul Todd - Today's Senior Solutions I am a "stress reliever" when it come to Medicare. I take the worry away from seniors like yourself

Can we just take a second to appreciate Helena Market Days kicking off right here in Helena?! 🎉Every Saturday morning fr...
06/09/2026

Can we just take a second to appreciate Helena Market Days kicking off right here in Helena?! 🎉
Every Saturday morning from now through the end of August, Old Town Helena comes alive down at Amphitheater Park on the banks of Buck Creek — local farmers and producers, handmade goods, fresh flowers and honey, a different musician every weekend, and chef demos too. There's truly something new every single week. 🌻
This is exactly why I love living and working in this community. There's something special about Helena this time of year, and the market is a big part of it. ☀️
If you haven't been before, add it to that summer bucket list we were talking about earlier this week! And if you see me strolling the booths with a coffee in hand, please come say hi — I'd genuinely love it. 👋
📍 Amphitheater Park, 4151 Helena Road, Helena, AL 35080 — Saturdays, 8 a.m. to 12 p.m., June through August
So tell me — are you planning to make it out this year?
👉 And if Medicare questions ever pop up while you're enjoying your summer, comment "SUMMER" and I'll be glad to help.
📞 Prefer to talk? Call or text me at 205-419-9732 or send a message.
— Paul Todd
Crown Legacy Group
205-419-9732
[email protected]https://crownlegacygroup.com/

Let me save you a surprise at the pharmacy counter. 💊After 17 years helping people navigate Medicare, here's a scenario ...
06/08/2026

Let me save you a surprise at the pharmacy counter. 💊
After 17 years helping people navigate Medicare, here's a scenario I see more than you'd think: someone walks in to refill a medication they've taken for years — same drug, same dose, same pharmacy — and the price is completely different. They didn't do anything wrong. Their plan's formulary just changed.
In plain English, a formulary is your plan's list of covered drugs. Every Part D and Medicare Advantage plan has one, and it can change every January 1st. That means:

💊 A drug can jump to a higher tier — and cost you more
📋 A medication can be dropped from the list entirely
⏳ New rules like prior authorization can show up out of nowhere
Your plan does mail you a notice about this… usually in a thick October envelope most folks set aside and never open. 😅

So here's my no-pressure suggestion: if you take any regular medications, let's do a quick check to make sure they're still covered the way they were last year. It takes about five minutes — and finding out at the counter is the worst possible time.
👉 Comment "SUMMER" below and I'll help you look up your current coverage together.
📞 Prefer to talk? Call or text me at 205-419-9732 or send a message.
— Paul Todd
Crown Legacy Group
205-419-9732
[email protected]https://crownlegacygroup.com/

🚨 Here’s something I wish more people knew BEFORE they ever need emergency care.Yes — Medicare covers emergency room vis...
06/07/2026

🚨 Here’s something I wish more people knew BEFORE they ever need emergency care.
Yes — Medicare covers emergency room visits.
But what surprises many people is the bill that comes afterward.
After 17 years as a Medicare specialist, I’ve seen this happen countless times around Helena and surrounding areas:
Someone goes to the ER for something that could have been treated at urgent care… and ends up with a much bigger bill than expected.
Here’s the simple rule of thumb I give clients:
🩺 Chest pain, stroke symptoms, severe injury, or anything life-threatening?
➡️ Go to the ER immediately.
🤒 Minor illness, sprains, cuts, infections, fever, or non-life-threatening issues?
➡️ Urgent care is often faster and much less expensive.
And depending on whether you have Original Medicare, a Supplement plan, or Medicare Advantage, your costs may look VERY different.
That’s why understanding your coverage before summer travel and activities pick up is so important.
Do you know:
✔️ Where your nearest urgent care is?
✔️ What your copays are?
✔️ How your plan handles emergencies while traveling?
If not, let’s review it together before you actually need it.
📩 DM me the word “SUMMER” for a free Medicare review.
📞 205-419-9732
📧 [email protected]
🌐 https://crownlegacygroup.com/
— Paul Todd
Crown Legacy Group
Helena, Alabama

There is nothing quite like a slow Saturday morning in June. No rushing. Nowhere to be. Just enjoying the quiet before t...
06/06/2026

There is nothing quite like a slow Saturday morning in June. No rushing. Nowhere to be. Just enjoying the quiet before the weekend energy kicks in. ✨
Days like this remind me of why I love living and working right here in the Helena area. There’s truly no place like home!
If your current space isn't giving you that "relaxing Saturday morning" feeling anymore—maybe you've outgrown it, or you're ready to downsize—the summer market is moving fast, and now is the perfect time to make a move.
Let’s find a home you absolutely love waking up in. Reach out today for a free home valuation or to start looking at available properties!
👉 Get started at: crownlegacygroup.com
📞 Direct: 205-419-9732
📧 Email: [email protected]
Paul Todd | Crown Legacy Group Business
📍 Serving Helena, AL (35080) & Surrounding Areas

☀️ Summer is basically here — and I’m ready for it.Here’s a few things on my Helena summer bucket list this year:⬜ Catch...
06/05/2026

☀️ Summer is basically here — and I’m ready for it.
Here’s a few things on my Helena summer bucket list this year:
⬜ Catch a local event or festival around Shelby County
⬜ Slow morning coffee at a favorite local spot
⬜ Spend more time with family and friends
⬜ Dinner out somewhere local on a warm summer evening
⬜ A relaxing lake day or weekend outdoors
⬜ Sit on the porch and actually slow down for an afternoon
After 17 years helping people with Medicare, one thing I’ve learned is this:
Life moves fast. Summers move even faster.
So here’s your reminder to make some memories this season. 😊
What should I add to my summer list this year, Helena?
— Paul Todd
Crown Legacy Group
📞 205-419-9732
🌐 https://crownlegacygroup.com/

☀️ Okay, I’m excited to share this!After 17 years helping people navigate Medicare, I noticed the same questions and sur...
06/04/2026

☀️ Okay, I’m excited to share this!
After 17 years helping people navigate Medicare, I noticed the same questions and surprises tend to pop up every summer.
So I created something simple to help.
📋 “5 Things to Check About Your Medicare Before Summer Gets Going”
It’s a free, easy-to-read checklist designed to help you:
✔️ Avoid unexpected coverage surprises
✔️ Double-check your prescriptions and doctors
✔️ Understand your travel coverage
✔️ Feel more confident heading into summer
No confusing Medicare jargon.
No pressure.
Just practical information that could save you stress later.
It only takes about 10 minutes to go through — and it’s completely FREE.
📩 Comment “SUMMER” below and I’ll send it straight to you!
— Paul Todd
Crown Legacy Group
📞 205-419-9732
📧 [email protected]
🌐 https://crownlegacygroup.com/

🚨 Quick question for anyone on a Medicare Advantage plan:Do you actually know what your plan’s service area is?If your a...
06/03/2026

🚨 Quick question for anyone on a Medicare Advantage plan:
Do you actually know what your plan’s service area is?
If your answer is “not really,” you are definitely not alone.
After years as a Medicare specialist, this is one of the most common things I help people understand — usually AFTER it causes problems during travel or while visiting family.
Here’s the simple version:
Unlike Original Medicare, Medicare Advantage plans work within specific geographic areas. That means your coverage may change once you leave your local service area.
Depending on your plan:
✔️ Some services may still be covered
⚠️ Some care could cost much more
⚠️ Some plans may only cover emergencies outside the area
And unfortunately, many people don’t find this out until they already need care somewhere else.
Here’s the easiest way to check your coverage before summer travel:
📞 Call the member services number on the back of your card and ask:
👉 “If I need non-emergency care outside my service area, am I covered and what will it cost me?”
One simple question can save you a lot of stress later.
And if you’re not even sure what plan you have or what your coverage includes — that’s exactly what I’m here for.
📩 DM me the word “TRAVEL” for a free Medicare review.
📞 205-419-9732
📧 [email protected]
🌐 https://crownlegacygroup.com/
— Paul Todd
Crown Legacy Group
Helena, Alabama

😬 Ever found yourself Googling Medicare questions the night before a trip?“Does Medicare work in other states?”“Can I us...
06/02/2026

😬 Ever found yourself Googling Medicare questions the night before a trip?
“Does Medicare work in other states?”
“Can I use another pharmacy?”
“What happens if I need urgent care while traveling?”
“Why is Medicare so confusing?!”

Trust me — you are NOT the only one.
After 17 years as a Medicare specialist, I’ve helped countless people in Helena and surrounding areas sort through these exact questions before summer travel.

The good news? You don’t have to figure it all out alone at 11 PM the night before your flight.
That’s what I’m here for.

If you have travel plans coming up this summer and want peace of mind about your Medicare coverage, let’s talk before you go.
📩 DM me the word “SUMMER” for a free Medicare review.
📞 205-419-9732
📧 [email protected]
🌐 https://crownlegacygroup.com/
— Paul Todd
Crown Legacy Group
Helena, Alabama

☀️ Summer is almost here — but before vacations, road trips, and family gatherings begin, it’s a good time to make sure ...
06/01/2026

☀️ Summer is almost here — but before vacations, road trips, and family gatherings begin, it’s a good time to make sure your Medicare coverage is still working for YOU.

Here are 5 things worth checking before summer gets going
A quick Medicare review now could save you stress — and money — later.

If you have questions or just want a simple coverage check-up, I’m happy to help. Send me a message anytime. 📩

Address

2118 Columbiana Road, Suite B
Birmingham, AL
35216

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12059474656

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