08/07/2025
How does factoring work for consumer packaged goods brands? Great question let's break it down below:
A frozen food distributor was selling $400K/month in product on 30-day terms—and cash flow was tight.
They had strong sales and reliable buyers, but supplier payments came due before invoices were paid.
They considered early payment platforms, but fees were high and terms were unclear.
Porter Capital offered a better option:
✔️ 85% advance on invoices
✔️ 1.25% flat fee for 30 days
✔️ No minimum volume required
Simple, predictable financing—invoice by invoice.
📘 See the full breakdown: https://hubs.la/Q03zDgXf0
Understanding the Business Need: 30 Day Terms and High Volume Orders Imagine a frozen food distribution company managing consistent, large volume sales to a major national buyer under 30 day payment terms. They are moving anywhere between $300,000 and $450,000 worth of product each month. Like many....