Porter Capital

Porter Capital Fueling B2B growth with innovative funding and exceptional service nationwide.

Porter Capital was founded in 1991 and is committed to providing innovative funding solutions and exceptional customer service to B2B businesses nationwide. Over the past three decades, we've established ourselves as one of the Southeast’s leading privately-owned financial firms, continually expanding our client portfolio. As a direct lender and factoring company, Porter Capital has provided billi

ons in funding since our founding. We cater to a wide range of industries, with our largest number of clients in Staffing, Manufacturing, and Wholesale Distribution. We offer competitive advance rates at 85% to 95% and lines of credit that range from $25,000 to $25 million. We are thrilled to be recognized among America’s Fastest-Growing Private Companies on the prestigious 2024 Inc. 5000 list. This accolade honors the most innovative and dynamic independent businesses across the nation, marking a significant milestone in Porter Capital’s journey of growth and success. Porter Capital's ongoing growth is fueled by our commitment to delivering personalized, dedicated customer service while maintaining speed and efficiency in all our operations. Learn more and contact us for a free quote: 1-888-865-7678 or visit www.portercap.com.

💸 Confused about invoice factoring vs. bank loans?If you're looking for fast, flexible funding without taking on debt, i...
08/13/2025

💸 Confused about invoice factoring vs. bank loans?

If you're looking for fast, flexible funding without taking on debt, invoice factoring might be the solution you've been searching for.

Our latest blog breaks down the key differences so you can make the best call for your business goals. ✅

📖 Read now: https://bit.ly/3GYcve9

Why do businesses choose invoice factoring?We break it down in our latest blog — from overcoming slow paying customers t...
08/12/2025

Why do businesses choose invoice factoring?
We break it down in our latest blog — from overcoming slow paying customers to scaling fast without taking on debt.

If you're exploring smarter ways to manage cash flow and fund growth, this one's for you.

📖 Read the full post: https://bit.ly/4787ieb

Think invoice factoring is just a quick cash fix?It’s more than that.At Porter Capital, we help businesses unlock workin...
08/11/2025

Think invoice factoring is just a quick cash fix?
It’s more than that.

At Porter Capital, we help businesses unlock working capital tied up in unpaid invoices—fast.
But we also believe in being transparent about the pros and cons.

✅ Fast access to funds
✅ Easier approval than traditional loans
✅ No collateral or debt
✅ Flexibility to offer better client terms

But factoring isn’t for everyone:
⚠️ It comes with a fee
⚠️ It depends on your customers’ credit
⚠️ And in some cases, you may still be responsible if they don’t pay

Want the full picture? Watch the video to learn how invoice factoring really works—and decide if it’s the right fit for your business.

Check it out here: https://bit.ly/40KW9Mw

08/08/2025

Tired of late payments slowing your business down?
An aging schedule can reveal where your cash is stuck—and help you take control.
Learn how to spot risk, improve collections, and unlock working capital faster with Porter Capital.
Read more about it here: https://bit.ly/4oi2J7k

📊 Ready to get paid on time? Let’s talk.

How does factoring work for consumer packaged goods brands? Great question let's break it down below:A frozen food distr...
08/07/2025

How does factoring work for consumer packaged goods brands? Great question let's break it down below:

A frozen food distributor was selling $400K/month in product on 30-day terms—and cash flow was tight.

They had strong sales and reliable buyers, but supplier payments came due before invoices were paid.

They considered early payment platforms, but fees were high and terms were unclear.

Porter Capital offered a better option:
✔️ 85% advance on invoices
✔️ 1.25% flat fee for 30 days
✔️ No minimum volume required

Simple, predictable financing—invoice by invoice.

📘 See the full breakdown: https://hubs.la/Q03zDgXf0

Understanding the Business Need: 30 Day Terms and High Volume Orders Imagine a frozen food distribution company managing consistent, large volume sales to a major national buyer under 30 day payment terms. They are moving anywhere between $300,000 and $450,000 worth of product each month. Like many....

Porter Capital just funded a $400K factoring facility for a rapidly growing construction products company in the Southea...
08/06/2025

Porter Capital just funded a $400K factoring facility for a rapidly growing construction products company in the Southeast 🏗️

With extended net terms from their distributor, they needed fast access to capital—and we delivered 💼💸

💬 “They needed fast access to capital to support a strategic opportunity, and we were proud to deliver.” – Andy Dillard, BDO

Learn how Porter Capital fuels growth through flexible funding → https://hubs.la/Q03zyjmR0

08/05/2025

Not all factoring is created equal.

With non-recourse factoring from Porter Capital, you can finance your receivables without the risk of customer insolvency falling back on you.

We tailor each deal—using carve-outs for high-quality customers—to protect your cash flow without overpaying for coverage.

No cookie-cutter solutions. Just smart, strategic funding built for your business.

Not every invoice needs funding. At Porter Capital, we give you the power to choose which invoices to finance—so you sta...
08/04/2025

Not every invoice needs funding. At Porter Capital, we give you the power to choose which invoices to finance—so you stay in control of your cash flow, not locked into your entire receivables portfolio.

✅ Finance only the invoices you choose
🔓 No portfolio lock-in
⚡ Fast, flexible, and built for your workflow

Discover how selective financing can work for your business.

08/01/2025

📘 New on the blog: Understanding Non-Recourse Factoring

Discover how Porter Capital helps businesses manage credit risk, improve liquidity, and protect receivables especially in uncertain times.

💡 Learn how our non-recourse approach empowers CFOs and financial sponsors to fund growth, safely.

Read the full blog here: https://hubs.la/Q03zFDJj0

07/30/2025

Running a trucking business? Don’t let unpaid invoices slow you down.
Freight factoring gives you access to immediate cash—no loans required. Learn how it works and how it can help your business grow:

https://bit.ly/3GPIs8h

Porter Capital just funded a $2MM factoring facility for a nationwide tech deployment firm supporting enterprise rollout...
07/29/2025

Porter Capital just funded a $2MM factoring facility for a nationwide tech deployment firm supporting enterprise rollouts across the U.S.

Fast capital. Scalable solutions.
That’s what we deliver.

Read more here: https://hubs.la/Q03z44nY0

07/28/2025

Speed is one of our big differentiators here at Porter Capital ⚡

We have the unique advantage of being privately owned - no sponsors or banks that can muddy the waters with a transaction.

John Cox Miller, our SVP of National Sales, chatted all about this and other interesting sales tidbits on our recent episode of the Porter Capital Podcast.

You can check out the whole episode here on our YouTube channel or search for Porter Capital on Apple Podcasts/Spotify: https://hubs.la/Q03z3Yp20

Address

2112 1st Avenue N
Birmingham, AL
35203

Opening Hours

Monday 7:30am - 4:30pm
Tuesday 7:30am - 4:30pm
Wednesday 7:30am - 4:30pm
Thursday 7:30am - 4:30pm
Friday 7:30am - 4:30pm

Telephone

+18007377344

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