Michael Bailey Mortgage LLC NMLS 1920535

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Birmingham, AL
Michael Bailey Mortgage LLC NMLS 1920535

I am here to walk people through the process of obtaining a mortgage to purchase a home or refinance

11/03/2026

Deed theft can go unnoticed until a homeowner tries to sell or refinance. Learn how this scam works and a few simple steps that can help protect your property.

Deed theft is when a scammer falsifies a deed, usually to claim ownership of a home in order to make money off it. It can require a lawyer to resolve.

10/31/2026

According to new federal rules, national banks and federal savings associations can decide whether to pay interest or charge fees on mortgage escrow accounts. But stay tuned -- lawsuits are pending.

A new lawsuit challenges recently issued rules from federal banking regulators that preempts state laws requiring banks to pay interest on escrow accounts.

10/28/2026

Curious how private mortgage insurance (PMI) fits into your monthly payment? This week's newsletter breaks down how PMI works from start to finish.

Your PMI questions, answered.

10/25/2026

Cool mornings and warm afternoons can make fall a tricky season to maintain comfortable temperatures inside. HVAC pros share how to stay cozy without overworking your system.

What temperature should you set your thermostat to this fall? HVAC experts share the best setting for comfort and energy efficiency.

10/23/2026

According to a recent study by Houzz, beige is quickly replacing gray as the go-to color for home exteriors. Find out why these warm neutrals are gaining popularity and how to use them effectively.

Beige has overtaken gray as the most popular exterior paint color, according to Houzz. Designers explain the trend and share five top paint picks.

10/22/2026

10/21/2026

Introduction

10/21/2026

If you like our service or have feedback to share, don't forget to leave a review on our site.

If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.

10/21/2026

Who Pays Closing Costs?

10/20/2026

From hidden sculleries to islands that double as dining tables, kitchens are getting warmer and more livable. Here's a look at the designs expected to shape 2027.

From sculleries to smart tech, designers believe these trends will shape the heart of the home in the year ahead.

Address

Birmingham, AL
35216

Website

http://www.michaelbaileymortgagellc.com/

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