The Petrusson Mortgage Team - Towne Bank

08/08/2026

5.0 star review received on Experience.com for Justin Petrusson by Brendan P - First time homebuyer, moving across the country. Justin's knowledge, communication and experience with VA loans alleviated so much of the uncertainty about the process.

Click to see all 7 reviews of Justin Petrusson, Senior Mortgage Loan Officer | NMLS # 351335

07/30/2026

The car is packed. The dorm is ready.

And somehow, the house is about to feel a little different. ❤️ It's a big moment for them and for you. Maybe you're dreaming about what's next. Or maybe you're keeping their room exactly as it is. (No judgment here.)

Whatever this next chapter looks like, we're here when you're ready.

07/27/2026

Buying a home? Don’t forget about closing costs 💡

Here’s what to know:

• Closing costs = 3%–6% of the home’s price
• They include lender fees, title/inspection costs, taxes, insurance, and more
• You’ll get an early estimate (Loan Estimate) and final numbers before closing (Closing Disclosure)
• Some costs may be negotiable—and in some cases, sellers can help cover a portion
• There are even assistance programs that may help reduce upfront costs

The key takeaway: understanding your cash to close upfront helps you avoid surprises and plan with confidence.

Have questions about closing costs? Let’s walk through your numbers together.

07/24/2026

5.0 star review received on Experience.com for Justin Petrusson by John H - Explained everything well to me and was very good with his communication

Click to see all 4 reviews of Justin Petrusson, Senior Mortgage Loan Officer | NMLS # 351335

07/23/2026

5.0 star review received on Experience.com for Justin Petrusson by Allison E - Justin and all of the staff were so easy to work with. Everyone was incredibly helpful and went above and beyond to provide a smooth and enjoyable process!

Click to see all 4 reviews of Justin Petrusson, Senior Mortgage Loan Officer | NMLS # 351335

07/22/2026

I get this text all the time.
You don’t have to have it all figured out to start.
You can just ask questions.
Start small. No pressure.
If you’ve got questions, I've got you.

07/21/2026

5.0 star review received on Experience.com for Justin Petrusson by Arianne S - The people and easy process

Click to see all 2 reviews of Justin Petrusson, Senior Mortgage Loan Officer | NMLS # 351335

07/17/2026

Investor deals don’t have to get stuck on income documentation. With our DSCR Loans, clients can qualify based on the property’s income rather than personal income—making the process more streamlined and investor-friendly.

It’s a strong option for clients looking to build or scale their portfolio without traditional income barriers.

If you’ve got an investor deal to structure, I’m here to help.

07/13/2026

How much house can you actually afford? It’s more than just a number—it’s about smart planning.

Here’s what really matters 👇

• Income + debt (DTI): Your monthly obligations play a big role in borrowing power
• Credit score: Better credit can unlock lower rates and higher affordability
• Down payment: More upfront can mean lower monthly payments (but options are available!)
• Rates + loan terms: These directly impact your monthly cost

💡 Pro tip: Getting pre‑qualified helps you set a realistic budget, strengthens your offer, and lets you move faster when you find the right home.

And remember, just because you qualify for a certain amount doesn’t mean it’s what you should spend. Be sure to factor in closing costs, taxes, insurance, and everyday expenses.

Ready to see what’s comfortable for your budget? Let’s run the numbers together.