04/06/2023
I just read an article about another young person that lost their lives in Birmingham and they do not have insurance.
Now the family is asking the public to assist with their burial..  this is so frustrating to me as a life insurance agent because we know that death can come at any time. No one is promise tomorrow but yet and still we don’t take care of getting a life insurance policy in place.
The least you could do is have a policy on yourself so that your family does not have to ask the public for existence or have a fish fry in order to take care of your final arrangements.
It’s not our responsibility to take care of your burial.
It’s interesting how we have managed to do everything else that we want to do but don’t to have the money to pay a monthly premium.
 For instance for the the purpose of this post, I did a quote on a person that is 23 years younger (male) that’s a non-smoker.
Do you see the monthly premium for $175K based off the length of the policy?
Now most people are not gonna need this much coverage. This is only going to come into play if you’re married, have children, combination of both and or have properties in your name.
 But again, do you see how affordable this policy is? And keep I mind, I can get you approved in 15 minutes without a medical exam or blood draw.
Now this is a term policy, which means that it will stay level for the length of the term, but there are other options as well like final expense coverage, return on premium, universal life, etc.
The majority of my clients come to me and they won’t term. That’s why I’m using this as an example.
Stop making excuses and become responsible citizens.
If you need life insurance, please contact me today.
If you have life insurance and you’re not sure, if what you have is enough, please contact me today.