Chayton Epping - Ellason Mortgage

Chayton Epping - Ellason Mortgage Home loans, refinance, construction loans, reverse mortgages and more!

Get pre-approved today: https://tinyurl.com/46m3e5kh

NMLS ID 2687909| AL Lic 2687909/IA Lic 56912

Congratulations to Jodi on buying her new house in Clinton! Special thanks to Sandy Howard / Ruhl&Ruhl Realtors for all ...
07/24/2026

Congratulations to Jodi on buying her new house in Clinton! Special thanks to Sandy Howard / Ruhl&Ruhl Realtors for all of her help.

Congratulations to the Brown family on buying their first home! It was a privilege to help you with your loan! Sun Real ...
07/13/2026

Congratulations to the Brown family on buying their first home! It was a privilege to help you with your loan! Sun Real Estate, Inc.

06/12/2026

I take a particular interest in helping first-time homebuyers. It's amazing to see someone go from uncertain that he or she can even qualify to being ready to turn the key! Apply with me today!

NMLS ID 2687909

My assistant, Mr. Cupcake, says that today is a great day to apply for a MEOWtgage! 🐾 🐈‍⬛ NMLS ID 2687909|
06/01/2026

My assistant, Mr. Cupcake, says that today is a great day to apply for a MEOWtgage! 🐾 🐈‍⬛

NMLS ID 2687909|

05/26/2026

THE ASTRONOMICAL COST OF RENTING: Waiting to buy your home can cost you!

Imagine a scenario with two renters: same $1,000/month rent, and both are ready to buy a home.
Mr. A buys today for $200,000 at 6%.
Mr. B waits 2 years for rates to fall.

Two years later, rates drop to 5%, but homes in his town now average $220k.

Mr. A’s payment: about $1,199/mo
Mr. B’s payment: about $1,181/mo
After waiting 2 years, Mr. B only saves about $20/month, but in doing so, spent $24,000 in rent while building zero equity.

While buying a home is an intimidating endeavor, it's important to remember the costs associated with renting and waiting! DM me if you're interested in learning more.

NMLS 2687909

05/19/2026

"You need to save 20% to put down on your first house" is the myth that won't go away!

Most home loans can be done with less than 20% down, with some special programs offering as low as 0% down!

Contact me to prequalify and explore some options for your next home purchase.

NMLS 2687909

In light of the recent moon mission, I decided I wanted to get ahead of the market. Call today to get prequalified for y...
05/16/2026

In light of the recent moon mission, I decided I wanted to get ahead of the market. Call today to get prequalified for your lunar estate!

(Sorry, I can't actually do moon loans, but I can in Iowa or Alabama!) 🌙

NMLS ID 2687909

05/14/2026

THE AMERICAN DREAM: Home ownership.

I still believe in the American Dream, and if you do too, I would be honored to help you get there. I am licensed in Iowa and Alabama, and a quick application could show you just how much you are pre-approved for, and it doesn't obligate you to anything!

I can also help you refinance, build a new home with a construction loan, or open a line of credit. Message me today for more details!

NMLS ID 2687909| AL Lic 2687909/IA Lic 56912

Address

4501 Pine Tree Circle
Birmingham, AL
35243

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