Alabama Debt Relief Experts

11/02/2022

Utilizing Ch. 13 Bankruptcy to Save Assets from Foreclosure and Repossession

Have you fallen behind on your monthly mortgage or car payments due to inflation, loss of income, divorce, or unexpected expenses? Do you want to protect your assets from foreclosure or repossession? If so, this article will help you to understand how Ch. 13 bankruptcy can be used to shield your assets from creditors and allow you to catch up payments on your terms.

If you or a loved one would like to discuss debt relief options with an attorney, contact The Law Office of Stephen Bulgarella, LLC for a FREE consultation at (205) 379-1234.

Read about how the protections of bankruptcy, such as the automatic stay, can help you avoid or delay foreclosure on your home by filing under Chapter 13.

10/20/2022

*DON'T LET DEBT CONTROL YOUR LIFE*

Are you facing foreclosure, repossession, levies, or garnishments? Are you being sued for old debts that you are unable to pay? Are payday and title loan officers calling your phone day in and day out?

Contact The Law Office of Stephen Bulgarella today at (205) 379-1234 to find out how you can take back control of your finances by eliminating debt for pennies on the dollar while getting a fresh start on vehicle payments and mortgage payments.

Call us today for your FREE consultation.

-Stop foreclosures; catch up on arrears over five years at a low interest rate

-Stop vehicle repossession while often lowering both the principal balance and the interest rate on the vehicle(s).

-Stop garnishments and levies, eliminating the underlying debt

-Eliminate debts due to payday loans, credit cards, medical bills, and other junk debt

03/28/2022

With inflation levels at a fifty year high, a staggering number of American households are experiencing debt and credit issues. If you or a loved one has fallen behind on your finances, consulting with an expert to discuss options to reduce, reorganize, or eliminate debt is a crucial step on the road to financial recovery.

The Law Office of Stephen Bulgarella, LLC specializes in consumer debt relief and is here to provide FREE consultations to all Alabama residents. Learn how you can exercise your right to:

-Stop foreclosure and repossession (and catch up payments on your terms)

-Erase credit card debt, payday loans, medical bills, and other unsecured debts

-Stop garnishments, judgment liens, and levies

-Reduce the balance owed and interest rate on your vehicle(s)

FOR A FREE CONSULTATION call The Law Office of Stephen Bulgarella, LLC at (205) 379-1234

*No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.*

01/24/2022

As thousands of mortgage forbearance agreements expire, countless American households must now address large default balances or face foreclosure.

If you have fallen behind on payments and want to keep your home or vehicle, contact The Law Office of Stephen Bulgarella today at (205) 379-1234 to discuss the options available to you to repay, reduce, or eliminate debt.

Consultations are always free.

Servicers’ forbearance portfolio volume dropped in December to a level below 1.5% for the first time in 18 months.

11/16/2021

Alabama Debt Relief Experts are excited to assist individuals and families facing overwhelming debt, garnishments, repossession, and foreclosure.

Use the law to your advantage! Erase bad debt and REBUILD CREDIT!

Contact us today at (205) 379-1234 to find out more about how we can help you reduce or eliminate debt and get your finances back on track. Consultations are free and payment plans for services are available.

-Erase credit card debt and payday loans.

-Prevent foreclosure. Catch up on overdue payments up on your terms.

-Stop vehicle repossession, reduce monthly payments.

-****Reduce interest rates on your vehicle to 4.5% and save thousands!***

-Stop garnishments due to judgments.

-Temporarily halt student loan payments.

-Expert advice on rebuilding your credit after instances of default.