Glassman Insurance

01/16/2025

01/16/2025

07/05/2022

A limiting charge is in Original Medicare, the highest amount of money you can be charged for a covered service by doctors and other health care suppliers who don't accept assignment. The limiting charge is 15% over Medicare's approved amount. The limiting charge only applies to certain services and doesn't apply to supplies or equipment.

07/04/2022

What is a Medicare Advance Coverage Decision? A notice you get from a Medicare Advantage Plan letting you know in advance whether it will cover a particular service.

07/01/2022

Reality is merely an illusion, albeit a very persistent one. Albert Einstein

06/30/2022

What Happens if You Retire and then Later Go Back to Work?
You can cancel Part B at that time. Later when you retire again, you’ll have a second 6-month Open Enrollment window to get a Medigap plan with no health questions asked.

06/29/2022

When you are still actively working at a large employer, their Group Insurance pays primary and Medicare pays secondary.

06/28/2022

People with large group employer insurance also have another option. You can leave your group health plan and choose Medicare as your primary insurance, and then add a Medigap plan. This can often be cheaper for you or your spouse. For many people, it will also reduce your deductible spending and eliminate all doctor copays.

06/27/2022

If you have a qualified high deductible health plan via your large employer and you enroll in Medicare, you can no longer contribute to your health savings account.

06/24/2022

You can apply for a Medicare Supplement insurance plan at any time. However, you may be subjected to medical underwriting, which is where insurance companies gather information about your health history and use past or current health conditions as grounds to charge you more for a plan or reject you from a plan.