Altruis Advisor Group

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Altruis Advisor Group We are educators in the field of benefit consulting, offering options to our clients and educating them on the differences.

Acting solely for the benefit of our clients translates to strong business relationships based on trust, and expert advice.

I talk to Medicare-eligible folks in Michigan almost every day, and the same concern comes up again and again: "I didn't...
09/29/2026

I talk to Medicare-eligible folks in Michigan almost every day, and the same concern comes up again and again: "I didn't know my plan was changing." Here's the thing - it happens every year, and this year's Annual Enrollment Period ends December 7th. That's when your 2027 coverage decisions lock in.

Altruis Advisor Group has spent 25 years helping people in our community navigate exactly this moment. A quick review call now can mean the difference between smooth sailing next year and surprise gaps or higher costs you didn't see coming.

If you're Medicare-eligible and haven't sat down to review your 2027 options yet, don't wait. Reach out and let's talk through what's actually changing for you - no confusion, no jargon, just clarity.

Your peace of mind is worth a 30-minute conversation. Let's make sure you're covered the way you need to be.

I've spent 25 years sitting across from self-employed contractors in Michigan who thought their insurance was solid-unti...
09/26/2026

I've spent 25 years sitting across from self-employed contractors in Michigan who thought their insurance was solid-until the moment it wasn't. A client dispute, an unexpected illness, a gap in coverage nobody flagged. The financial damage is real, and it's preventable.

Your work is too valuable to leave unprotected. That's why I built Altruis to do what most brokers miss: we audit the whole picture and close the gaps before they cost you everything.

Book your free policy review. Let's make sure what you've built stays protected.

A Birmingham resident walked into the ER without insurance coverage. The bill: $47,000. That same visit, with the right ...
09/25/2026

A Birmingham resident walked into the ER without insurance coverage. The bill: $47,000. That same visit, with the right health insurance policy in place? Out-of-pocket cost: under $5,000.

This isn't a hypothetical. It happened right here in our community.

If you're self-employed, between jobs, or questioning whether you really need coverage, this story hits different. One unexpected health event can derail years of financial planning - or it can be absorbed by a solid policy built for YOUR situation.

Altruis Advisor Group has spent 25 years helping Michigan families and business owners avoid exactly this scenario. They don't sell one-size-fits-all plans. They listen to your life, your risks, your budget, and design coverage that actually protects you.

Ready to model what YOUR coverage could look like? Book a consultation with Altruis Advisor Group. No pressure, no sales pitch - just personalized guidance so you're never one ER visit away from a five-figure shock.

Your future self will thank you.

Your 30s is when the math changes. A disability that sidelines you for six months, life insurance that doesn't cover you...
09/05/2026

Your 30s is when the math changes. A disability that sidelines you for six months, life insurance that doesn't cover your mortgage and kids' college, or a health crisis that wipes out your savings-these aren't worst-case scenarios. They're gaps most professionals your age don't see until it's too late.

The good news? Closing them now costs a fraction of what ignoring them will. Altruis has spent 25 years helping Birmingham professionals audit their coverage before the holes matter. Fifteen minutes to see what you're missing-and a plan to fix it.

Schedule your free coverage review today.

I see the sticker shock every March. A 15-40% jump feels personal, but it's not-it's three predictable factors stacking ...
09/04/2026

I see the sticker shock every March. A 15-40% jump feels personal, but it's not-it's three predictable factors stacking up: your age tier, nationwide healthcare inflation, and how your plan's deductible and copay structure landed when costs shifted. The good news? Once you know what's driving it, you're not helpless. I worked with Marcus last month-same age, same frustration-and a 30-minute review of his plan design freed up $140/month that he thought was gone for good. Your numbers are different, but the principle is the same: understanding the 'why' behind the increase is the first step to doing something about it. Let's find what's possible for you.

Turning 65 isn't just a birthday-it's a 7-month window that determines your Medicare costs for life. I've seen clients m...
09/04/2026

Turning 65 isn't just a birthday-it's a 7-month window that determines your Medicare costs for life. I've seen clients miss enrollment deadlines and face penalties they didn't expect, simply because the rules aren't intuitive. If you're still working, retiring, or on a spouse's plan, the coordination rules change completely. That's exactly why I built my practice around walking clients through this milestone step by step. You shouldn't have to decode IEP windows and creditable coverage on your own. Let's map your specific situation and lock in a plan that actually fits your life. Schedule a consultation with one of my specialists-20 minutes now saves you thousands later.

Your Medicare choices made right now directly impact your wallet for the next 12 months. Most people don't realize what ...
09/03/2026

Your Medicare choices made right now directly impact your wallet for the next 12 months. Most people don't realize what they're leaving on the table-or that the enrollment window closes 12/07/2024. Swipe through to see what's changed, what you might be missing, and how a quick review with Altruis can save you thousands.

I built my insurance strategy around a hard truth: your primary policy is a floor, not a ceiling. As a self-employed per...
08/31/2026

I built my insurance strategy around a hard truth: your primary policy is a floor, not a ceiling. As a self-employed person, I learned the painful way that hospitalization, critical illness, or an accident doesn't just drain your savings-it drains your income while you're healing. That's the gap nobody talks about until it's too late.

Ancillary coverage isn't extra insurance. It's the difference between staying afloat and going under when life derails your work. Hospital indemnity replaces lost income. Critical illness covers the months you can't work. Accident insurance catches what your primary plan leaves behind.

I'm not here to sell you fear. I'm here to help you see what's actually exposed. Let's review your coverage gaps together-no pressure, just clarity.

Address

30600 Telegraph Road, Suite 1225
Bingham Farms, MI
48025

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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