Agent Kim

10/13/2026

We Da Best!!! (In my DJ Khaled voice).

Such a great agency to work for therefore the best agency to have insurance through. 💛

I haven't been here for a long time (8 years) but planning to be here for a long time! I know that sounds corny. 🤣

Need home, auto or business insurance, give IDR Agency a call cause Insurance is Done Right! 228-273-4062

Fresh faces, same heart 💫
8 years in, and the IDR team has a brand new look! We’re so excited for this season of growth and even more excited to introduce the newest member of our team very soon 👀
Our official 8-year anniversary post is coming soon, but we couldn’t wait to share this little preview 🤍 📸 by Deitra L. Jackson Photography

10/07/2026

🌀 GULF COAST — NOW is the time to PREPARE, not panic.

We have a storm brewing in the Gulf, and if you’ve lived on the Gulf Coast long enough, you already know how quickly things can change.

Before everybody starts making that last-minute run to the store 😩, take a little time NOW to get your household ready.

✅ Stock up on water and non-perishable food
✅ Refill necessary medications
✅ Charge phones, power banks, and backup batteries
✅ Fill up your vehicle
✅ Have flashlights and batteries ready
✅ Secure outdoor furniture, grills, decorations, and loose items
✅ Make a plan for your pets
✅ Know your evacuation route and where you’ll go if you need to leave
✅ Keep important documents together in a safe, waterproof place
✅ Take photos/video of your home, vehicles, and belongings before the storm

🏠 And don’t forget the insurance side.

Pull out those policies and know what you have before you need it. Understand your hurricane/wind deductible, know where your flood insurance information is, and save your insurance carrier’s claims number in your phone.

And one important reminder: homeowners insurance and flood insurance are NOT the same thing.

The goal isn’t to be scared.

The goal is to be prepared.

We live on the Gulf Coast. Hurricanes are part of where we live — but preparation can make a stressful situation a whole lot easier.

💚 Stay weather-aware, stay prepared, and please look out for your neighbors.

— Agent Kim | Insurance Done Right

👇🏾 Gulf Coast family: What’s the ONE hurricane-prep item you always make sure you have?

10/03/2026

In case you haven't heard...Bad weather is expected this weekend. Possible Flooding. If you need sandbags 👇🏽👇🏽

Those picking up supplies are asked to bring their own shovel.

10/03/2026

Business Insurance Question: Employees using personal vehicles for business errands: What coverage could the business be missing?

09/30/2026

🚨 What Would You Do? — Insurance Edition

⚡ THE “THE POWER CAME BACK ON…BUT MY EQUIPMENT DIDN’T!” EDITION

You own a salon, restaurant, office, or small retail business.

After a storm, the power goes out for a few hours. When it finally comes back on, there’s a surge—and suddenly your computer system, refrigerator, HVAC unit, or other expensive equipment won’t turn back on. 😳

You’re thinking:

“No problem. I have commercial property insurance!”

But does your policy cover equipment breakdown or electrical damage the way you think it does? 👀

What would YOU do?

A. Assume my regular property coverage automatically handles everything
B. Replace the equipment myself and worry about insurance later
C. Contact my agent to review whether I have Equipment Breakdown coverage and report the loss properly
D. Call Agent Kim because that refrigerator picked the WRONG day to retire! 😂

👇🏾 Drop A, B, C, or D in the comments!

💡 Agent Kim Tip: Equipment Breakdown coverage can address certain sudden and accidental mechanical, electrical, or pressure-system breakdowns that standard commercial property coverage may not cover in the same way. Exactly what qualifies—and whether a power surge or particular piece of equipment is covered—depends on the policy terms, exclusions, endorsements, carrier, state, and circumstances.

👀 Business owners: If one piece of equipment shut down today, which one would cost you the most money—or stop your business completely?

📲 Agent Kim | IDR Agency
228-273-4062

Your business doesn't just need protection for the building. Sometimes the equipment keeping the doors open deserves its own conversation. 💚

09/30/2026

Homebuyer Question: Why waiting until closing week to shop for homeowners insurance can create problems.

09/28/2026

Homebuyer question: Why should you ask about the roof’s age before making an offer?