Agent Kim

09/03/2026

❤️ Saving Money Is Great. But saving money with the RIGHT Coverage Is Better.

As an independent insurance agency, we have options. That means we can compare carriers, pricing, coverage, deductibles, and policy options to help find coverage that makes sense for you.

📲 Let me shop your insurance and see what options are available for you.

Agent Kim | IDR Agency
📞 228-273-4062

****Savings and coverage vary by individual circumstances, policy limits, carrier underwriting, and other factors. Not everyone will experience the same results.

09/02/2026

Agent Kim's Insurance Words of the Day: Certificate of Insurance (COI)

09/01/2026

Agent Kim's Insurance Word(s) of the day: Business Owners Policy (BOP)

08/31/2026

What can I say? 🤷🏽‍♀️ We Love What We Do and Always Willing To Learn More! 💛

08/31/2026

📣 LAST DAY OF THE MONTH + FIRST DAY OF THE WEEK!

Sounds like the perfect time for an insurance check-in! 🏡🚗💼

Before we head into a brand-new month, ask yourself:

🏡 Is my home properly covered?
🚗 Am I getting the right coverage for my auto?
💼 Has my business changed since I purchased my policy?

Insurance shouldn’t be something you buy and forget about. Life changes. Businesses grow. Rates change. And your coverage should keep up!

📲 Give Agent Kim a call or send me a text today!

Let’s take a look at your Home • Auto • Business Insurance and make sure you’re starting the new month knowing what you have.

📞 228-273-4062

New week. New month. Great time for an insurance review! 💙

08/31/2026

Agent Kim's Insurance Word(s) of the day:
Medical Payments Coverage

08/27/2026

Agent Kim's
Word of the Day:
Peril

08/27/2026

Weather Alert! 🚨🚨🚨

Tropical Storm Dolly has formed in the Atlantic Ocean far from land. The U.S. National Hurricane Center in Miami says Thursday it will start issuing advisories on Dolly.

08/27/2026

08/26/2026

☂️ Insurance Tip: Your Liability Limits Deserve a Second Look

Your home and auto insurance aren’t only about protecting your house and car. They can also help protect you financially if you’re legally responsible for certain injuries or property damage involving someone else.

But here’s something people often overlook: liability limits.

The limits you selected years ago may not make sense for your life today—especially if you’ve purchased a home, added vehicles, grown your savings, or experienced other major financial changes.

💡 Agent Kim Tip: Don’t choose liability limits based only on getting the lowest premium. Ask yourself whether those limits still fit what you need to protect.

Depending on your situation, it may also be worth discussing whether an umbrella policy makes sense for additional liability protection above certain underlying policies.

📲 Contact Agent Kim for an insurance review and let’s take a closer look at your liability coverage.