Molly VanBinsbergen, RICP, Financial Consultant with Raymond James

12/07/2023

We're getting festive in here! All three of us LOVE Christmas, yet this is the first year we've had a tree in the office! What is wrong with us?! I say we leave it up all year to make up for lost time. :)

02/15/2023

10/31/2022

Women are in control of more wealth now than ever before. And more often than not, they're finding a new advisor!

Did you know that 70% of women dump their financial advisor within a year of their husband passing (Investment News)? According to The Boston Consulting Group, 73% of women are unhappy with the financial services industry. YIKES! Most recent data from the Department of Labor (2016) shows that 46% of...

10/31/2022

We are excited to welcome the newest member of our team, Mark Neale. Mark has been an advisor for over 19 years. He is a great addition to our team. AND bonus, he's my dad! It's awesome to have him here!

09/07/2022

As much as I'd like to take credit for all these wonderful ideas that I share on the blog, I haven't had an original idea all my life. Our clients teach us so much every day. This month, I decided to go straight to the source. I asked a handful of our clients what money advice they'd give to younger generations and I'm sharing SIX of those great tips!

Over the course of my nearly ten-year career in finance, I have taught a lot of people about saving, investing, making smart financial decisions and so on. I’ve now run this blog full of financial advice for just over 4 years. In that time, I have never once had an original idea. I wish I could te...

06/28/2022

Only 1 in 6 students will be required to take a personal finance course before earning a high school diploma, according to nonprofit Next Gen Personal Finance.
If you've followed me for long you know that I am passionate about teaching young people financial literacy. Teach them the hard financial lessons while they're young and the consequences are less painful.

www.raymondjames.com

06/23/2022

I have been a financial advisor for almost 10 years and a mom for 6. Layla has spent the month of June in the office enjoying a little more mom time before she stays with our beloved babysitter. Thanks to my gracious business partner, I've been able to be both fully mom and fully advisor. It isn't always pretty, but we make it work. Over the years, I have had clients sit on the floor playing tractors with my boys and more recently bounce a fussy Layla while I finished filling out forms. Sometimes in our line of work we get so wrapped up in learning everything about our clients' lives that we forget to let them into ours. Being a mom is one of my greatest joys in life, and the opportunity to share that with my wonderful clients is worth the occasional chaos. In the wise words of a beloved author, hard isn't the same thing as bad.

04/16/2022

We are feeling extra grateful on this Good Friday. Meet Layla. A special thanks to all our clients and business partners for allowing us to enjoy this time as a family. Happy Easter! He is risen!

03/09/2022

We are often asked by our clients about savings options for their kids and grandkids. Well, today I am talking about just that.

With our third baby due this spring, my husband and I have been making some changes to our budget. Additional childcare costs, diapers, medical bills, you name it; kids aren’t cheap. We’ve also spent a lot of time talking about saving for our kids’ futures. I get asked by clients about savings...

03/01/2022

A million dollars may seem like a daunting figure if you haven't been diligent about saving for retirement, but there's good news: you don't have to make $1 million to save $1 million.

www.raymondjames.com

02/03/2022

There's a lot to consider when looking into social security benefits. Today's post is all about how your marital status can greatly impact your benefits.

If you’re reading here, there is a very good chance you’ve at least heard a little bit about social security. You likely know the basic premise of what social security is. The Social Security Act was signed into law on August 14, 1935 by President Roosevelt. While there were many different piece...