Annette McNiven, Financial Advisor at Morgan Stanley

07/21/2026

Is your portfolio at risk due to concentrated positions? Learn more about how I can help you with strategies for diversification to mitigate risks and help safeguard your investments. https://livesocial.seismic.com/GZvv-

07/16/2026

While semiconductor euphoria has driven recent market gains, a broadening trade is brewing. Find out more in On the Markets.

06/25/2026

A belated Father's Day post:

The summer after I graduated from high school, I worked for my dad's roofing company. One morning, he woke me up and handed me three blank checks and three $5 bills. He was working at the fire station that day, my brothers were out of town, and I was flying solo.

Then he gave me my assignment:

"The trailer in the driveway is still loaded with material we tore off a roof yesterday. Take it to the landfill and dump it this morning. Then drive to Idaho City (about 56 miles away) and load the trailer again with more material we dumped onto tarps yesterday. Take it to the landfill again. Drive back to Idaho City and load it a second time—you should be able to get it all in the last load. Head back to the landfill one more time. It closes at 5 PM. Go!"

The blank checks were for dump fees, and the $5 bills were for a "pull-off." This was before the roofing company had a dump trailer. A pull-off meant I had to flag down one of the heavy equipment operators at the landfill. He'd let me hook up our pallet-and-chains contraption at the back of the trailer to the grill on the front of his trash mover. With one pull, the whole load would slide out onto the ground—so I didn't have to unload it by hand. Five dollars was a token payment for his help.

I remember driving back and forth between the Ada County Landfill and Idaho City that day, completely at ease with the responsibility—and ridiculously confident in the skills my dad had taught me.

Dad, thank you for teaching me. Thank you for believing in me. Thank you for expecting me to do hard things. It set me up to tackle difficult challenges and chase BIG dreams.

06/17/2026

A strong financial plan needs to adapt as your goals evolve. This article highlights five ways we can work together on your financial plan. https://livesocial.seismic.com/a07Tow

06/09/2026

From growth opportunities and income needs to concentrated equity exposure, investors are weighing a range of priorities in today's market environment.

Watch this conversation featuring Brian Holzer, Head of Alternative Investments Distribution, and Troy Gayeski, Chief Market Strategist for Future Standard, on how investors are approaching alternative investments within portfolios. For more insights: https://livesocial.seismic.com/xfwkL

06/05/2026

With returns increasingly an earnings story, prospects remain positive for US equities. Find out more in our Midyear Outlook edition of On the Markets.

morganstanley.com

06/03/2026

Nothing work related today. This is your reminder to spend time on the things that matter most…like holding your grandbaby.

06/01/2026

Join Morgan Stanley thought leaders and strategists for our Midyear Economic & Investment Outlook to explore the key drivers shaping the back half of 2026. Register here: https://livesocial.seismic.com/aimjfV

05/29/2026

Worried that a 529 plan isn't flexible enough? Here are 5 things you may not know about 529s (but should). Let's talk about how you can use these funds beyond college. https://livesocial.seismic.com/aWTd6n

05/25/2026

However you spend the day, I hope Memorial Day includes a moment of sincere remembrance for those who gave their lives in service.