Guardian Mortgage

Guardian Mortgage Guardian Mortgage, Billings, MT has been working with people to secure the right loan and financing for their dream homes! NMLS # 296207

We are a third generation mortgage family. We look out for your interest in obtaining the best financing for your current and future needs. It's important to us to make sure you obtain the right program, have the right monthly payment and get the best possible service so your dreams can come true. Some of the services we provide include:
• 100% Purchase Programs
• VA/FHA Financing
• First Time Hom

e Buyer Programs
• New Construction Loans
• Loans for Self Employed Individuals
• Investment Property Loans
• Cash Out Refinance
• Rate & Term Refinance
• Debt Consolidation Loans

We are locally owned and operated and serve Montanan's of all income levels. Call us today to visit with one of our loan officers, see what we mean when we say we "do make miracle happen"!

08/30/2018

Try to avoid any hard inquiries on your credit before buying a home and pay down as much debt as possible to minimize the debt to income ratio.

08/28/2018

One thing that mortgage lenders look for is the loan to value ratio (LTV) of the loan. Essentially, this looks at the amount you are borrowing in relation to the value of the item you are buying, taking into account the amount of money you are putting down up front.

08/23/2018

One big decision to make when getting a mortgage is the term of the loan. Shorter-term loans will have higher monthly payments, but build equity more quickly, while longer-term loans will trade a lower payment for taking longer to build equity (and usually come with a higher interest rate).

08/21/2018

When you are choosing a mortgage, you know that the rate is important. But there are many other things that can make a mortgage better or worse for you, and an expert can help you know which affect your situation.

08/16/2018

• How long have people been entering into mortgage loan agreements that did not leave the property in the hands of the lender until the debt was paid? Although there's some dispute among historians, we do know the practice was well established in England by 1481.

08/14/2018

Did you know that it's estimated that millions of homeowners that are underwater and current on their mortgage can refinance using one of two special government programs? The first program being the Home Affordable Refinance Program (HARP) and the second is FHA Streamline Refinance.

08/09/2018

The three main factors that will help the small business qualify for a loan—aside from a successful track record—are good cash flow, a favorable debt-equity ratio, and carefully prepared documentation.

08/07/2018

The Merriam-Webster Dictionary defines amortize as “to pay money that is owed for something (such as a mortgage) by making regular payments over a long period of time.” The amortization period is the amount of time, like 20 or 30 years, that it will take for you to pay the loan back.

08/02/2018

The cost of a loan is the interest charged. Interest may be fixed for the term of the loan or may be variable. If the rates are variable, they may be adjusted daily, annually, or at intervals of years (3, 5, and 10).

07/31/2018

• Using a home loan broker to find the right loan makes sense to some potential buyers. Care to guess the annual revenue for the loan broker industry in the U.S.? If you guessed $8 billion, you're right.

07/26/2018

Trying to save money for your down payment? Consider having money automatically transferred from your bank account to a savings account as many times a month as your budget allows.

07/24/2018

The federal HARP (Home Affordable Refinance Program) refinancing program was originally launched in 2009. In 2011, the program was revamped and relabeled HARP 2.0, to help homeowners refinance homes that had lost so much value, most conventional loans would not apply.

Address

705 5th Street W
Billings, MT
59101

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

(406) 259-1100

Website

Alerts

Be the first to know and let us send you an email when Guardian Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Guardian Mortgage:

Shortcuts

Share