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Sterling Insurance Agency Sterling Insurance Agency has grown to become one of the leading independent insurance agencies serv The Sterling Insurance Agency Inc. Sterling. Mr.

was established in 1929 by Lester O. The business originated out of Mr. Sterling’s house. After a few years, Lester (Les) moved the business to an office location at 222 Cabot Street, Beverly. In 1961, Mr Sterling constructed his own building on 9 Broadway, Beverly. On September 1, 1983, Lester stepped down as President and sold the agency to Richard (Dick) Mooney. Mooney had been the Executive Vice President since 1974. Due to continual growth, the agency needed larger quarters, so in September 1993, Sterling Insurance Agency renovated and moved to 306 Cabot Street. In April 2002, Richard (Rick) Mooney, Jr. was named President. Rick began his career in insurance in 1985. Sterling Insurance Agency continues to be a family owned independent insurance agency serving Beverly and the North Shore. We will continue to give you personalized service into the future.

Last month, Sterling was proud to sponsor Essex County Habitat for Humanity's Building Dreams Gala, an evening celebrati...
10/10/2026

Last month, Sterling was proud to sponsor Essex County Habitat for Humanity's Building Dreams Gala, an evening celebrating the organization's work building affordable homes and strengthening families right here in Essex County.

Supporting the communities we serve is part of what nearly a century on the North Shore has taught us matters. We're grateful for the chance to be part of this year's gala, and for the work Essex County Habitat for Humanity does year-round.

If you'd like to learn more about their mission, visit: https://www.essexcountyhabitat.org

Test your smoke detectors, check the batteries, and take a look at your fire extinguisher's expiration date. It's a smal...
10/09/2026

Test your smoke detectors, check the batteries, and take a look at your fire extinguisher's expiration date. It's a small task that makes a real difference.

While you're at it, it's worth checking that your home insurance still reflects your home's current value and any updates you've made. Every home is different, so what needs updating varies from policy to policy.

We encourage you to review your policy annually. Let us know if you'd like a hand. https://sterling-insurance.com/contact/

Topsfield Fair weekend means unfamiliar parking lots, evening traffic, and a lot of pedestrians on the road, especially ...
10/03/2026

Topsfield Fair weekend means unfamiliar parking lots, evening traffic, and a lot of pedestrians on the road, especially challenging for newer drivers still building confidence behind the wheel.

If you have a teen driver in the house, it's worth a quick conversation about fair-weekend driving before they head out. Every family's situation is different, and if it's been a while since you looked at their coverage, we're happy to take a look together.

Ask us for a quote and see what fits. https://sterling-insurance.com/request-a-quote/

October and November are peak season for deer-related collisions across New England, especially at dawn and dusk when vi...
10/01/2026

October and November are peak season for deer-related collisions across New England, especially at dawn and dusk when visibility is lowest.

Whether a deer collision is covered usually comes down to comprehensive coverage rather than collision coverage, and not every policy includes it. Every driver's coverage looks a little different, so it's worth knowing what yours actually includes before an encounter on the road.

Let us know if you'd like to talk it through. https://sterling-insurance.com/about/history/

Multi-car households often qualify for savings that a single-policy household doesn't, but it's easy to miss if your veh...
09/30/2026

Multi-car households often qualify for savings that a single-policy household doesn't, but it's easy to miss if your vehicles have never been reviewed together.

Every household's mix of drivers, vehicles, and coverage needs is different, so the savings vary from family to family. We're happy to take a look at what you're currently paying and see where bundling could help.

Let us know if you'd like a quote. https://sterling-insurance.com/request-a-quote/

Buying a home is stressful enough without scrambling to find coverage before closing. We work with realtors across Bever...
09/26/2026

Buying a home is stressful enough without scrambling to find coverage before closing. We work with realtors across Beverly and the North Shore to make sure new buyers have their insurance lined up well before closing day, not the night before.

If you're a realtor and would like to talk about a referral partnership, or you have a buyer who wants an insurance contact before they're under contract, we're happy to connect.

Let us know if you'd like to talk it through. https://sterling-insurance.com/contact/

Closing on a home or condo brings a long list of to-dos, and insurance is one that's easy to put off. Between binding yo...
09/24/2026

Closing on a home or condo brings a long list of to-dos, and insurance is one that's easy to put off. Between binding your policy before closing, updating coverage limits, and bundling with auto, there's more to it than most new owners expect.

Every home and every buyer's situation looks a little different, so we walk new owners through their checklist one step at a time rather than handing over a generic list. If you, or someone you know, recently closed on a home or condo nearby, we're happy to help sort out what's needed.

Let us know if you'd like to talk it through. https://sterling-insurance.com/about/our-team/

Condo insurance works differently than a standard homeowners policy. Your building's master policy typically covers the ...
09/22/2026

Condo insurance works differently than a standard homeowners policy. Your building's master policy typically covers the structure itself, but what's inside your unit, and your personal liability, is usually up to you to insure.

Every condo association's master policy is different, so it's worth knowing exactly what yours does and doesn't cover before assuming you're protected. We're happy to review your building's policy alongside your own coverage and help you close any gaps.

Ask us for a quote and see what fits. https://sterling-insurance.com/request-a-quote/

Just moved in?September is one of the busiest move-in months on the North Shore, whether you're a student settling into ...
09/16/2026

Just moved in?

September is one of the busiest move-in months on the North Shore, whether you're a student settling into your first apartment, starting a new job, or downsizing to a rental. One thing that catches a lot of new renters by surprise: a landlord's insurance policy covers the building, not what's inside your apartment.

A renters policy can cover your belongings, often for less than you'd expect. Every renter's situation is different, so coverage needs vary. Let us know if you'd like a quote. We're happy to help you find a policy that fits.

New driver? New reason to check your coverage.Back-to-school season means more drivers on the road, including teens maki...
09/13/2026

New driver? New reason to check your coverage.

Back-to-school season means more drivers on the road, including teens making the trip to school on their own for the first time. If your household added a new driver this fall, it's a good time to take another look at your coverage.

Every family's situation is different, so it's worth asking whether your current policy still fits. For many households, bundling home and auto brings real savings, though whether it makes sense depends on your circumstances. Ask us for a quote and see what fits.

Address

186 Cabot Street, Suite 203
Beverly, MA
01915

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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