YS Insurance

YS Insurance Please visit https://www.ysins.net/ to learn more about our company auto,home, business & other insurance coverages are available through our company.

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05/28/2026

Told you 😏

05/26/2026

On January 27, 1984, Michael Jackson was filming a Pepsi commercial at the Shrine Auditorium in Los Angeles 🎬

While performing Billie Jean, the pyrotechnics went off too early. Sparks landed on Michael’s hair, which was heavily treated with hair products, and it caught fire 🔥

The most shocking part?
He continued dancing for several seconds before realizing what was happening.

Michael suffered severe second- and third-degree burns and was rushed to the hospital.

Many biographers consider this one of the most tragic moments of his life. After the accident, he underwent multiple medical procedures and surgeries, and some researchers believe this period marked the beginning of his long-term use of powerful pain medication.

No individual was officially found responsible. The incident was classified as an accident caused by a pyrotechnic malfunction during filming.

However, responsibility for on-set safety ultimately fell on the production team and Pepsi as the project sponsor. Pepsi later settled the case out of court and paid approximately $1.5 million in compensation 💸

Michael eventually donated the money to help create the Michael Jackson Burn Center at Brotman Medical Center.

From an insurance perspective, incidents like this are typically covered through liability insurance and specialized film production coverage.

05/26/2026

Having a contractor come over? Here’s what you should check first.

Need professional advice from an independent insurance broker?
DM me — we offer free consultations.

05/25/2026

We work with 40+ insurance companies, which allows us to find solutions for almost any situation, even the difficult ones.

Here’s what we help with:

• Homeowners insurance (including high-value homes and complex risks)
• Landlord & rental property insurance
• Condo & renters insurance
• Vacant, renovation & builders risk policies
• Fire policies (including California FAIR Plan) + DIC coverage
• Personal liability & umbrella policies

For businesses:

• General liability (GL)
• Workers’ compensation (WC)
• Business owners policies (BOP)
• Commercial property
• Commercial auto
• Umbrella & excess liability

And also:

• Personal & commercial auto insurance
• Health insurance (individual & group)

If it’s insurable — we’ll find a way to structure it properly.

My goal has always been simple:
not just to get you insured, but to get you protected.

05/21/2026

I tried 😅

05/21/2026

Reviews like these make us want to work even harder💙

05/20/2026

Reviews like these make us want to work even harder 💛

05/20/2026

During Coachella at the Do LaB stage, a lighting/speaker fixture reportedly fell into the crowd and injured a woman.

Witnesses online described:

head injury concerns
blood at the scene
possible concussion symptoms

Then social media did what social media does 😅

Comments exploded with jokes like:

“She’s getting free VIP for life.”
“I’d sue for millions and lifetime Coachella tickets.”

But from an insurance perspective?

This situation is actually VERY serious.

Because when something like this happens, attorneys usually don’t go after just one person.

They potentially go after:

the festival organizers
production companies
staging vendors
rigging companies
property owners
subcontractors
every insurance policy involved

And if injuries become long-term?
The claim can include:
💥 medical bills
💥 neurological treatment
💥 lost income
💥 pain & suffering
💥 emotional distress
💥 future medical care

One equipment failure can easily turn into:
🚨 multi-million dollar exposure 🚨

This is exactly why major festivals carry massive:

🔸General Liability policies
🔸umbrella/excess coverage
🔸vendor insurance requirements
🔸contractual liability protections

People think insurance is boring…

Until one accident changes everything.

05/19/2026

🚨 While you’re just auto-renewing your policy — the insurance company may already be changing the terms.

CHECK YOUR POLICY BEFORE RENEWAL!

Or call me — I’ll review it for you.
The consultation is free.

05/18/2026

Call me - I got you covered.

05/15/2026

A real case that changed how many people think about insurance

I recently came across a case that honestly gave me chills.
A brother and sister were driving on the highway — just a normal evening —
until a sedan going the wrong way crashed into them.

The sister died at the scene.
Her brother survived, but with serious injuries that now require full-time care.

Later it turned out the driver was drunk —
his blood alcohol level was twice the legal limit.
He pled guilty to multiple charges, including manslaughter, and went to prison.

But here’s where it gets interesting —
their father filed a lawsuit not only against the driver,
but also against the bar that served him that night.

The jury awarded:
• $58.5 million to the brother
• $37 million to the sister’s estate
💵 Total: $95.5 million

Now imagine you own that bar.
One mistake — and you’re facing a lawsuit worth nearly a hundred million dollars.

I always tell my clients:
👉 “Good insurance isn’t about fear — it’s about protection.”
Especially when you run a business that serves people.

insuranceawareness

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Serving Clients Throughout
Beverly Hills, CA
90212

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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+14243965665

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